Travel insurance for people with kidney disease
Kidney patients travel insurance covers you if you’ve been diagnosed with kidney disease or have recently had a kidney transplant and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
If you’ve been diagnosed with kidney disease or have recently had a kidney transplant and are looking for travel insurance, you may have found getting a quote difficult.
If so, AllClear could help. AllClear believes everyone has the right to travel and a pre-existing medical condition shouldn’t stop you from seeing the world. AllClear are specialists in medical travel insurance and we’re able to cover people who may have been refused a quote elsewhere.
Our online medical travel insurance screening process is quick and easy to use, giving you a range of quotes from providers to choose from.
We cover people with a wide range of medical conditions from angina and arthritis to cancer and diabetes and many more. And kidney patients, of course.
Benefits of AllClear Cover
|Emergency medical expenses and Repatriation costs||Up to £10m||Up to £15m||Up to £15m|
|Cancellation* and Curtailment||Up to £2k||Up to £15k||Up to £25k|
|Extended cover||30 days FREE||30 days FREE||30 days FREE|
|Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19||Up to £2k||Up to £2k||Up to £2k|
|Travel Delay||Up to £100||Up to £350||Up to £500|
|Cost of return flight due to COVID-19|
|Personal Belongings||Up to £2k||Up to £2.5k||Up to £3k|
|Personal liability||Up to £2m||Up to £2m||Up to £2m|
|Legal protection cover||Up to £50k||Up to £50k||Up to £100k|
|* If you buy a policy which includes cancellation cover|
|All these figures are per person and per trip|
Will you be covered if you’re travelling during the COVID-19 pandemic?
There are three things to check so that you can make sure you're covered:
- You must be fit to travel
- The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
Tips for people travelling with kidney disease
Planning your trip
- It’s important to plan your trip well in advanced to ensure you’re organised and prepared to give you that extra peace of mind when travelling. Depending on your condition, you might want to consider your destination carefully when planning your trip.
- If you’ve not long had a kidney transplant be sure to check with your doctor when is advised to travel after surgery and how much you should be expect to be able to do. Overexerting yourself will only spoil your holiday so do check in advanced.
- Your doctor may advise you to travel somewhere which doesn’t have a flight time of more than a couple of hours or you yourself may feel that going somewhere too far away will be too much for you and could lead to you overexerting yourself.
- Long haul flights can be exhausting for people who are in full health so just consider how far you want to travel. You don’t have to go far to ensure you have a great holiday. (Plus who has time to feel jet lagged?!)
Taking your medication abroad
- Your treatment will generally depend on the level of your condition however in most cases medication is used to keep kidneys in good function, lower blood cholesterol levels and control blood pressure.
- Visit your doctor before you travel to ensure they can prescribe you the correct amount of medication for your trip, if might be a good idea to ask for some extra supplies in case of any delays in your travel.
- If you know you’ll need your medication with you at all times, check with your airline their policies in case it does need to be stored in the hold.
- Flying for kidney patients shouldn’t pose too much of an issue, again, it will depend on the stage and severity of your condition. If you’re in pain with your kidney disease, you might want to consider choosing priority boarding when you book your flights so you’re able to board the plane first when it’s most quiet.
- This will save you from knocks and bumps by other passengers. An aisle seat might also be a good idea when booking your flights so you’re able to get up if necessary without having to feel awkward about disturbing other passengers.
- If you’re travelling within Europe you’ll be entitled to the European Health Insurance Card also known as the EHIC. This has been put in place by the NHS and replaces the E111.
- With the EHIC, you’ll be entitled to the same level of medical care as the residents in the country you’re visiting. This could mean free or lower priced health care however it’s not a valid form of travel insurance and won’t cover repatriation so do take out a specific travel insurance policy alongside this.
Staying healthy while away
- One of the best ways to keep kidney disease under control is lifestyle changes. If you’ve put this into action at home after instruction from your doctor, try to maintain this while on holiday. Keep a balanced diet and include natural, whole foods rather than processed foods.
- You may have been given a special diet from a dietician to help with your kidney disease, if this is the case it may be a good idea to take a list of foods you need to avoid in the language of the country you’re visiting.
- Exercising is recommended for someone with kidney disease or who has had a transplant, speak to your doctor before carrying out any form of exercise but gentle strolls while you sightsee and a few lengths in the swimming pool can be a great way to keep your body active while you’re away.
- Staying hydrated is a great way to keep your kidney disease under control, stick to bottled water while on holiday and carry a bottle with you when you’re out and about.
- Listen to your body and don’t overdo it. If you’ve been sightseeing one day, don’t be afraid to spend the next day lazing by the pool with a good book, this will ensure you feel well enough to fully enjoy your holiday.
Simple 3 step quote process
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
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