Travel insurance during pregnancy
What is pregnancy travel insurance?
When you’re pregnant, you may be restricted in some of the things you want to do. However, travelling to your favourite destinations shouldn’t be one of them! At AllClear, we can help women get the pregnancy travel insurance they want and need.
We don’t necessarily see your pregnancy as a barrier to you enjoying travelling, but we know from the number of queries that we get about travel insurance that covers pregnancy that there could be some confusion about whether or not pregnancy can be covered. So we have put together this simple guide to help you.
How does pregnancy travel insurance protect me?
The purpose of travel insurance is to provide cover for unforeseen events, including unforeseen bodily injury or illness. Most travel insurance providers do not, however, consider pregnancy and/or normal childbirth to be either an unforeseen event or illness. Consequently, you will not be able to declare pregnancy and/or pregnancy related conditions in our screening process.
Most providers will nevertheless cover pregnancy and/or pregnancy related conditions up to a specified number of weeks for both single or multiple pregnancies.
For AllClear Gold and Gold Plus policies, pregnancy is not considered a medical condition. Therefore, you won’t need to declare your pregnancy or any pregnancy related complications such as pre-eclampsia, gestational hypertension, and toxaemia.
If you’re pregnant or have a pregnancy related complication, you’ll be fully covered under your policy provided if:
- On the return date of your trip, you are no more than 32 weeks pregnant (24 weeks for a multiple pregnancy).
- Your doctor and midwife are aware of your travel plans, and you are not travelling against medical advice.
- You have complied with all requirements of any transport providers.
- You will still need to declare any other pre-existing medical conditions you may have.
- Save time by comparing quotes all in one place.
- Expertise in travel insurance for pre-existing medical conditions.
- You can get your quote online.
- We include quotes from a wide variety of insurance providers.
- There’s no upper age limit on our AllClear policies.
- Any medical conditions covered.
What we cover!
- Medical emergency expenses.
- Cancellation/cutting short your trip.
- Personal property.
- Missed departure/travel delay.
- Winter sports.
- Golf cover.
The key benefits you can get
- Medical expenses covered up to £20,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- Any age. Any medical condition. Any destination.
Frequently asked questions
Do you need to declare that your pregnant?
No. Pregnancy is not considered a medical condition; therefore you will not need to declare pregnancy for an AllClear Gold and Gold Plus policy.
What if you have a pregnancy related complication?
Cover is provided for claims relating to complications arising from pregnancy and childbirth, which are listed in our policy booklet. You will not need to declare the complication when completing the screening process. You will be covered provided you comply with all other requirements of pregnancy as detailed in the policy booklet.
If your complication is not listed, please contact us on Live Chat for further help.
Is child birth covered?
No, we can only provide medical cover for unforeseen bodily injury or illness. Childbirth is not considered to be either unforeseen or an illness or injury. Therefore, on AllClear Gold and Gold Plus policies we can only provide travel insurance for pregnancy if, on your return date, you are no more than 32 weeks pregnant.
What if you're looking at a policy other than an AllClear Gold or Gold Plus policy?
You will need to refer to the pregnancy information within the policy booklet. The table below may help you identify where this information can be found.
Provider Page in policy booklet*
*Please note that this table is correct as of 30/09/2016