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Home » Travel insurance » Travel Insurance for Pregnant Women

Travel insurance for when you’re pregnant

Pregnancy holiday insurance covers claims for emergency medical expenses or cancellations until the beginning of your 32nd week of pregnancy (24th week for multiple pregnancy). The purpose of pregnancy holiday insurance is to cover any unforeseen events, including bodily injury or illness.

The key benefits of pregnancy holiday insurance from AllClear are medical expenses coverage up to £15,000,000, cancellation and curtailment coverage up to £5,000, and personal belongings coverage up to £3,000.

Can I travel whilst pregnant?

Yes. We will cover claims for emergency medical expenses, or cancellations until the beginning of the 32nd week of your pregnancy (24th week for multiple pregnancy). Read on to find out more about our pregnancy cover.

How does pregnancy travel insurance protect me?

The purpose of travel insurance is to provide cover for unforeseen events, including unforeseen bodily injury or illness.  Most travel insurance providers do not, however, consider pregnancy and/or normal childbirth to be either an unforeseen event or illness.  Consequently, you will not be able to declare pregnancy and/or pregnancy related conditions in our screening process.

Most providers will nevertheless cover pregnancy and/or pregnancy related conditions up to a specified number of weeks for both single or multiple pregnancies.

Please note, this guide ONLY applies to AllClear Gold and Gold Plus policies. We do have a number of other providers on our panel. If you’re pregnant and looking at another policy, you will need to refer to their particular policy wording on pregnancy. Further information can be found at the bottom of this page.

For AllClear Gold and Gold Plus policies, pregnancy is not considered a medical condition. Therefore,  you won’t need to declare your pregnancy or any pregnancy related complications such as pre-eclampsia, gestational hypertension, and toxaemia.

If you’re pregnant or have a pregnancy related complication, you’ll be fully covered under your policy provided if:

  • On the return date of your trip, you are no more than 32 weeks pregnant (24 weeks for a multiple pregnancy).
  • Your doctor and midwife are aware of your travel plans, and you are not travelling against medical advice.
  • You have complied with all requirements of any transport providers.
  • You will still need to declare any other pre-existing medical conditions you may have.

Why AllClear?

  • Save time by comparing quotes all in one place.
  • Expertise in travel insurance for pre-existing medical conditions.
  • You can get your quote online.
  • We include quotes from a wide variety of insurance providers.
  • There’s no upper age limit on our AllClear policies.
  • Any medical conditions covered.

What we cover!

  • Medical emergency expenses.
  • Cancellation/cutting short your trip.
  • Personal property.
  • Missed departure/travel delay.
  • Cruises.
  • Winter sports.
  • Golf cover.


Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Frequently asked questions

Do you need to declare that your pregnant?

No. Pregnancy is not considered a medical condition; therefore you will not need to declare pregnancy for an AllClear Gold and Gold Plus policy.

What if you have a pregnancy related complication?

Cover is provided for claims relating to complications arising from pregnancy and childbirth, which are listed in our policy booklet. You will not need to declare the complication when completing the screening process. You will be covered provided you comply with all other requirements of pregnancy as detailed in the policy booklet.

If your complication is not listed, please contact us on Live Chat for further help.

Is child birth covered?

No, we can only provide medical cover for unforeseen bodily injury or illness. Childbirth is not considered to be either unforeseen or an illness or injury. Therefore, on AllClear Gold and Gold Plus policies we can only provide travel insurance for pregnancy if, on your return date, you are no more than 32 weeks pregnant.

Annual multi-trip or single trip?

An annual multi-trip policy allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days.

If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.

What will affect the price of your policy?

We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.

Get quotes in just 3 easy steps

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.