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Home » Travel insurance » Specialist travel insurance

Specialist travel insurance from AllClear

Specialist travel insurance is designed to cover your medical conditions, unlike many standard policies. This type of travel insurance gives you peace of mind if have medical conditions and wish to travel. You will then be covered for medical emergencies, even those related to COVID-19, which is vital to prevent any unexpected medical bills while you’re away.

Many standard travel insurers have no appetite to offer specialist holiday insurance cover beyond a certain age and where medical conditions are involved, a fact recognised by AllClear when it launched 16 years ago.

In that time we have offered cover for over 1300 medical conditions and can rightly be described as travel insurance specialists.

Knowledge and choice

In 2010, AllClear became the first company to launch an online comparison website for specialist holiday insurance cover. A select panel of other travel insurance specialists were invited to join our panel of providers so we can truly offer the widest possible choice and a range of prices from those who most understand the cover needs of the customer.

Annual multi-trip or single trip specialist travel insurance?

We offer both variations and you need to consider carefully what best suits your needs.

If you have a number of planned trips over a 12 month period then annual multi-trip specialist holiday insurance is likely to be your best option.

There are some important elements of an annual multi-trip policy that you need to be aware of.

Maximum trip lengths vary by age and by the provider. It is important that before purchasing your specialist travel insurance that you check the maximum trip lengths for the provider you wish to select. AllClear annual multi-trip products have a maximum trip length of 31 days if you are 70 and over and 45 days if you under 70.

Additionally, all of your planned holidays or trips must originate and finish in the UK.

Where you may only have one holiday planned or a small number of short trips, then single trip travel insurance cover is likely to be a more suitable option.

It can also be a viable option if you plan an extended stay in one location – trip lengths in this scenario can be up to 92 days.

Is age a factor?

AllClear prides itself on being an inclusive brand. Our mission is to provide specialist travel insurance regardless of condition, age or destination.

During our relatively quick and easy to follow screening process you will be required to input your age but only those specialist travel insurance providers who offer cover for the age you have given will display prices.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Our 5 star Trustpilot rating

We strive to ensure that we can deliver the widest possible choice for as many different medical conditions as possible. We believe we can genuinely say we are travel insurance specialists but don’t take our word for it.

Our customers are regularly invited to review both our service and products and we have currently received over 50,000 Trustpilot reviews.

We take our feedback seriously and monitor the reviews in order to continuously improve our customers’ experience.

AllClear is currently rated an outstanding five-stars with a TrustScore of 4.8 out of 5!

Read AllClear Trustpilot Reviews

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.