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Home » Travel insurance » Travel Insurance for Sweden

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Why do you need Travel Insurance for Sweden?

Travel Insurance for Sweden will cover you for medical emergencies, cancellation costs as well as loss or damage to any personal belongings. It’ll offer you peace of mind, knowing you’re protected should the worse happen while you’re away. 

With all AllClear branded policies, Superior rated Covid-19 cover is included for FREE. Our policies offer you reliable and flexible options to suit your travel needs.

Comprehensive cover when travelling to Sweden

Sweden has a growing tourism industry and has welcomed an increasing number of UK holidaymakers over the past few decades. From the beautiful and plentiful coastal islands to the numerous inland lakes.

We believe everyone deserves the opportunity to travel safely, at any age and with any medical condition. As part of the AllClear experience, you can expect:

  • To find easily accessible information regarding the latest travel insights
  • Provided with a clear understanding of what’s included within your chosen policy 
  • Have your frequently asked Travel Insurance questions answered 

When you choose AllClear, you choose the UK’s No.1 for Travel Insurance2, and can benefit from the following: 

Superior Covid-19 Travel Insurance for Sweden

Do you need a policy that includes Covid cover when travelling to Sweden? In short – yes! When buying travel insurance post-pandemic, covid cover is essential. 40%3 of over 50s we surveyed view Travel Insurance as more important than before the pandemic. 

CEO of AllClear Travel, Chris Rolland, said: “After having our travel opportunities limited for so long due to various lockdowns, we’re pleased that travel is once again possible. However, it’s important to us that holidaymakers can enjoy their well-deserved breaks safely. 

Our Covid cover has been developed to support travellers as they venture to various destinations around the world. Created from over 20 years of industry experience, we’re confident our Covid cover can give you the reassurance you need.”

When you’re ready to start planning your trip to Sweden, we recommend that, as part of your preparation, you:

  • Stay up-to-date with Sweden’s entry requirements leading up to your trip by visiting the FCDO website 
  • Look into the ‘Go / No Go Travel System’ for entry requirements for returning to the UK.
  • Buy quality Travel Insurance that includes enhanced COVID-19 cover.

What Should Travel Insurance for Sweden Cover?

Look for a high-quality policy that will offer you:

Emergency medical expenses – Look for a policy that will offer you comprehensive cover for all of your pre-existing medical conditions as well as any unforeseen circumstances that might occur.

Cancellation and curtailment – A policy can cover you for the cancellation of your holiday as well as curtailment, should you have to come home early or are delayed and miss transport.

Personal Property – Should you lose any personal belongings or be damaged or stolen, then a good policy will offer you protection and emergency assistance.

Optional Extras – You can also look for a policy that offers optional extras such as Winter sports or Golf cover.  

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

Join the UK’s most trusted Travel Insurance provider1

We’ve been industry leaders for 20+ years, providing travellers with premium medical travel insurance since 2000. 97%4 of our customers rate us as ‘Excellent’ or ‘Great’.

Wondering what aspects our customers value most about their AllClear experience? Read their reviews: 

One-off trip to Sweden

“Dealt with Martin at All clear Travel Insurance. He was very helpful and dealt with us in an extremely efficient manner. The experience was prompt and straightforward.” – Royston.

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions

What is the hottest time to go to Sweden?

Although incredibly beautiful, Sweden is not known as a hot country. On average, temperatures reach a high of 18C in July, which is their hottest month. It can be freezing in Sweden during the winter, with lows reaching -3°C in January

What does the GHIC cover in Sweden?

Unlike Norway, Iceland, Liechtenstein, and Switzerland, the GHIC can be used in Sweden to access emergency medical treatment. However, the GHIC system doesn’t cover all types of care, such as repatriation, so you will still need travel insurance for your trip.   

Is Sweden a good place for a holiday?

Sweden has plenty of places to explore and lots to offer. Known as the land of the Midnight Sun, Sweden is famed for its museums, canals, bridges and island cities – Stockholm itself is made up of 14 islands, making it an excellent destination for a holiday full of adventure. 

Is it safe to travel to Sweden?

Unlike many countries within Europe, Sweden did not have a lockdown in the wake of the virus. However, they did implement several measures to help keep residents and travellers safe.  You can currently visit Sweden without having to quarantine when returning to the UK as it is categorised as ‘low risk’. For more details, see the FCDO website.

Top Tips for Travelling to Sweden

Did you know that 2/3 of Sweden’s land area is covered by forest, with a total area of 280 650km2?

Below we’ve included some top tips for your visit…

Area of Travel

Travel information


Swedsih Korona



Emergency number

The general emergency number is 112.


The national health care system is government funded and nationally regulated, offering a good level of medical treatment. Should you need emergency care you can use your GHIC card for access to some treatment.


In a Post-brexit travel era, you can visit Sweden and all other countries within the Schengen area for up to 90 days in any 180-day period visa free.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on SmartMoneyPeople.com from over 14,300 independent customer reviews on 27/01/2021.

3 Research-based those that took part in AllClear’s Summer Survey, July 2021. 1440 respondents.

4 Based on Trustpilot reviews received during April 2021.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.