Be covered in minutes - Freephone Our UK Call Centre
0800 848 8608
The UK's most trusted Travel Insurance provider
Home » Worldwide Travel Insurance » Travel Insurance to Cuba

Page contents

Comprehensive Travel Insurance for Cuba

Cuba Travel Insurance covers you to travel to Cuba. This type of insurance covers both medical emergencies and cancellations, preventing you from having to pay for any unexpected medical bills. And, should the worst happen while you’re away, it will provide you with support for any medical related issues.

Since the 1990s, when Cuba reopened its doors to tourism, hundreds of thousands of people have travelled to the island with the curiosity to see the Havana streets restored to their former glory. The best way to explore such a unique destination is, of course, by driving around in one of the many old pre-communism American cars.

The prospect of exploring Cuba is truly exciting, however, before you go, to protect yourself and your holiday, you’ll need comprehensive Travel Insurance.

AllClear policies can help. So that you can travel with confidence, we provide cover for up to unlimited emergency medical expenses, including enhanced Covid-19 cover.

Do you need Travel Insurance for Cuba?

Travel Insurance is a legal requirement for entry into Cuba. Tourists are sometimes spot-checked when entering the country, and you may be asked to prove you have Travel Insurance as well as the funds to pay for medical treatment should you need it.

Comprehensive Travel Insurance should include the following;

  • High levels of cover for medical bills – and for repatriation, should you need to be returned to the UK as a result of a medical problem
  • Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short
  • Baggage and Possessions Cover – should your items be lost, damaged or stolen while you’re travelling


Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Tips for Travelling to Cuba

Foreign, Commonwealth and Development Office Travel Advice

Given that we are all living in a post-Covid travel era it’s more important than ever to check the FCDO travel advice for Cuba before travelling.

Emergency Number

Here are the emergency numbers you may need while in Cuba:

  • 04 – ambulance
  • 105 – fire brigade
  • 106 – police

Visa & Entry Requirements

When you book your holiday to Cuba, every member of your group will also need to sort a Tourist Card in advance. You can get one either by downloading, printing and completing a postal application from the Cuban Embassy website. The card costs £39.00 and is valid for 30 days. Plus, you can extend it for another 30 once you arrive in Cuba.


The Spanish spoken by Cubans is a variation of Castilian Spanish. Today, Cuban Spanish and Haitian Creole are the two most widely spoken languages.


For many years Cuba has had two official currencies (the Cuban National Peso (CUP) and the Cuban Convertible Peso (CUC) . However, following a reform, from January 2021 the only legal cash currency in Cuba will be the Cuban National Peso (CUP known as ‘moneda nacional’).


Cuba is home to many pre-communism American cars, so it’s no surprise that many people wish to rent one and explore the island.

To drive in Cuba, you will need a valid driving license. However, you won’t need an international driving permit to drive in Cuba if you hold a UK photocard driving licence.

As Cuba continues to develop and modernise, some parts of the island have seen more investment and restoration then other parts. So, drivers should be aware that roads in the east of the country (Santiago de Cuba, Baracoa, CayoSaetia, Guardalavaca) are worse to drive down than in western Cuba.

Why More Than 3M Trust AllClear

Read AllClear Trustpilot Reviews

Extremely satisfied

“My husband and I had booked a holiday to Cuba and I was having trouble getting insurance for a pre-existing medical condition of my husband’s… I had tried various companies, gone through the medical screening, only to be told at the end of it all that he wouldn’t be covered. When I did AllClear’s I answered all the questions correctly and, at the end of it, we had the necessary cover… I am extremely satisfied and would recommend them to others who may be having difficulty getting appropriate cover.”

Mrs June Collins – Trustpilot

Frequently Asked Questions About Cuba Travel Insurance

How much is Travel Insurance for Cuba?

Various factors influence the price you may pay for Travel Insurance, this includes; your age, medical conditions and how long you’re planning to stay there in Cuba. For comprehensive Travel Insurance at an affordable price, see how AllClear can help.

What should you know before going to Cuba?

WiFi is only available in certain public areas in the city and is charged by the hour. So, make sure you look up the activities you wish to do there in advance and to avoid any unexpected bills – check your phone service provider regarding costs abroad.

High season for visiting Cuba is December to March, so if you’re planning to travel at this time be prepared for crowds of day trippers and cruisers.
Credit cards linked to American banks aren’t widely accepted – so you’ll either need to bring a VISA card or cash.

What can visitors do in Cuba?

With so much to offer, we couldn’t possibly list everything you should do on a trip. So we’ve listed our top three:

Old Havana (Habana Vieja) – here you can imagine what Cuba was like 200 years ago, as you marvel at this historical heritage site, its stunning architecture will enable you to step back in time.

Varadero – one of the most beautiful beaches in Cuba. Here you can snorkel, swim, and even fish.

Trinidad – this Cuban city is a site you won’t want to miss out on. Here you can sample the Cuban culture at it’s finest as you walk through its historic streets.

How safe is Cuba?

Cuba is a relatively safe island. However, like anywhere in the world crime still occurs. To stay safe – it is advised that you keep your suitcases locked while travelling to avoid any luggage from being stolen from your bags and travel only with your tour operator in order to avoid bogus taxi drivers that may operate around the Old Havana and airports. For more information on safety and security in Cuba, see the FDCO’s travel advice for Cuba.

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 13 March 2024

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.