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Travel Insurance » European Travel Insurance » Crete travel insurance

Why do you need travel insurance for Crete?

If you’re considering a trip to Crete and wondering if you need travel insurance, the answer is simple. Yes. In a world where the unexpected can happen, it’s always best to stay one step ahead. It may surprise you to know that even before the pandemic, insurers were paying out £570,000 every day in medical claims.

As we move forward into a post-pandemic travel era – it’s now even more important to protect yourself and your holiday.

Comprehensive cover when travelling to Crete

Crete boasts 600 miles of coastline with beautiful beaches and stunning panoramic views. It’s home to ancient villages, with winding alleyways and cobbled streets.

We want you to enjoy every trip you take safely. Our tips below will help you plan your Crete holiday by staying up-to-date with the latest travel advice. 

  • Check the latest travel advice from FCDO; this will help you understand Crete’s entry requirements. 
  • Check the ‘Traffic Light System for quarantine requirements on return to the UK. 
  • Buy comprehensive travel insurance that includes enhanced COVID-19 cover.

Enhanced Covid-19 travel insurance for Crete

A leading independent UK Consumer Champion has rated our Covid-19 cover as Superior. AllClear branded policies now include Covid-19 cover at no extra cost so you can travel with confidence.

40%2 of AllClear customers surveyed said travel insurance is more important to them since the Covid-19 Pandemic. 

So, if you’re planning a sunny escape to Crete this summer – get peace of mind from the UK’s most trusted travel insurance provider2

What should a travel insurance policy for Crete cover?

When researching and comparing various policies – look for cover that includes the following: 

  • Emergency medical expenses – cover for unforeseen circumstances while you’re away. To make sure you’re fully covered, you must declare all pre-existing medical conditions. 
  • Repatriation to the UK – it’s vital to include repatriation (medical transport) back to the UK in your policy. Without this cover, you could face an extensive bill.
  • Cancellation and curtailment – cover for cancellation or cutting short your holiday due to medical conditions or other unforeseen events.Baggage and personal property – if your bags or personal property get lost, damaged or stolen while you’re away.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Do you still need travel insurance when travelling to Europe if you have GHIC?

The Global Health Insurance Card (GHIC) does not replace or substitute travel insurance; it replaces the former EHIC card following Brexit

Your EHIC will become invalid after its expiry date. You’ll then need to request a GHIC online via the official website.

With a GHIC card, you’ll have access to the same level of medical care as residents of the participating country. However, it doesn’t provide medical cover for all circumstances – making travel insurance vital for any trip abroad. 

Join the UK’s most trusted travel insurance provider2

Here’s what our customers have to say about us: 

Bought a policy with All Clear today…

Bought a policy with All Clear today for a trip to Crete and got cover for my conditions. Spoke to a very helpful and polite young lady called Emily. I Will definitely use AllClear again for my next trip.” – Tracey.

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

How is Crete categorised in terms of COVID risk? When will it join the Green List?

The Telegraph reported that Crete is one of the islands that are expected to make the Green List. It’s anticipated that Crete will soon be a low-risk destination for tourists due to its current Coronavirus rates, vaccination rates and availability of direct flights.  

The Government will be continuing to review and we will need to wait for the official announcement.

Can you travel to Crete using an NHS test?

NHS tests cannot be used for travel purposes. Only private tests will be accepted; they can be booked in advance online. For further details, read our Fit to Travel blog and check the entry requirements of your chosen destination before booking a trip.

Author notes
Written by Lydia Crispin, M.A. Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2. AllClear vaccination survey, February 2021.

Written by: Lydia Crispin | Travel Insurance Expert
Last Updated: 11 September 2023


[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.