Ready for a family holiday? We'll help you travel care free with family cover for all ages and destinations, even if your family have pre-existing medical conditions.
Family Travel Insurance protects you and your family members should they become unwell or injured on holiday. On a family policy, everyone is covered for medical emergencies, and repatriation should one member need to come home.
At least 17%2 of travellers will be going on holiday with their family this year. Young UK families average 2.2 holidays in the UK a year and 1.8 holidays abroad. Older UK families average 1.9 holidays in the UK a year, with 1.6 holidays abroad a year.
Travelling with your family is a great way to spend time with your loved ones. While travel is exciting, you’ll want to protect those you care about. With AllClear’s Family Travel Insurance, you won’t have to worry about any unexpected medical emergency bills or cancellation costs while you’re away.
Family travel insurance protects you and your loved ones from medical emergencies, loss or damage to personal possession and cancellation on your travels. This type of policy covers up to two adults with at least one child (under 18).
You can buy Family travel insurance as an Annual Multi-trip policy or a Single trip policy. So, whether you’re going away once or several times together throughout the year, you can keep the whole family safe.
The Jolly family is one of many families AllClear has helped. Discover how our Family Travel insurance with Cruise cover gave them the protection they needed to enjoy their holiday.
One in two (54%) travellers live with at least two medical conditions3. With Specialist Medical Travel insurance, you’ll know that each member of your family will have the protection they need while on holiday.
Each family member must declare any pre-existing medical conditions. This will ensure your family Travel Insurance policy remains valid. Here is a list of common conditions we have covered over the years.
With AllClear, you’ll have our support. Should one or more of your family members have any medical emergency while away, we’ll be there. This includes any incidents relating to your pre-existing medical conditions.
Family holiday insurance can offer a variety of extra benefits, including:
Travel Disruption: covers you and your family for unforeseen events such as weather disruption or civil unrest.
Gadget Cover: protects your family’s electronic personal possessions.
Winter Sports: if your family is planning a skiing holiday. Not all activities are covered as standard – it’s always worth checking.
Are you considering taking your family on a cruise? At least one in ten (14%3) of those we surveyed intend to enjoy a cruise this year. Travel Insurance for a cruise is essential. To protect your holiday and your family, you’ll need the specific benefits offered by this type of cover:
If your family is heading to Europe, it’s good for each member to have Global Health Insurance Card (GHIC). This will provide access to some emergency medical healthcare in 27 countries where the scheme is available.
However, Travel Insurance is still required as the GHIC doesn’t cover everything. For example, if one or more of your family members need to be repatriated, you could face a substantial bill without cover. Repatriation from Spain to the UK is £18,000, and from the USA to the UK is £50,000.
99% of customers would recommend us to family and friends5. Join the 3 Million+ travellers we’ve we’ve helped cover
“First class service and the very knowledgeable salesperson was able to sort out my insurance for my whole family going on a trip later this year.” – W.Ferguson.
There are plenty of things to think about when travelling as a family, from pool safety to sun protection. The NHS provides excellent advice for travelling with kids. Unfortunately, children are prone to accidents and getting sick while on holiday. Here are some top tips for keeping them healthy while travelling.
Family Travel Insurance varies between families. The total cost will depend on several factors, including;
Family travel insurance can save you time as each family member won’t need to take out an individual policy.
To get a quote as a family, you need up to 2 adults with at least one child (under the age of 18). Individuals can travel independently on a Single or Annual Multi-trip policy. However, exemptions apply. Those under 18’s must be travelling with someone over the age of 18 who is insured on the policy.
Family Travel Insurance covers up to two adults with at least one child (under 18). Family members can include parents, stepparents and children. This type of policy can also include extended family members such as uncles, aunties and cousins.
Family Travel Insurance only covers two travellers over the age of 18. Any additional Adult travellers will need to take out their own individual policies.
Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear
2 Based on AllClear Annual Survey 2022, January 2022, with 2,591 respondents.
3 Based on AllClear Annual Survey 2022, January 2022, with 2,707 respondents.
* With a purchase of an AllClear branded policy, you’ll automatically enter the £500 prize draw. Plus, you’ll get 20% off the base price of your policy. Discount does not apply to any premium generated to cover medical conditions and optional extras. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 4/12/23. T&Cs apply
Written by: AllClear TeamLast Updated: 24 November 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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