Family Travel Insurance

Family Travel Insurance is a practical choice when you’re travelling abroad together. Instead of arranging separate policies, everyone can be covered under one policy, with one set of documents to keep track of and a single point of contact if something unexpected happens while you’re away.

Family holidays remain a popular choice for UK travellers. According to ABTA, families with children under five take an average of 1.8 overseas holidays a year, while those with children aged five and over take 1.6 trips abroad annually. With so many families making memories overseas, having the right Travel Insurance in place is an important part of planning your trip.

From minor bumps and scrapes to more serious medical emergencies, travelling with children can come with the unexpected. Family holiday insurance can help provide financial protection if things don’t go to plan, giving you one less thing to worry about while you’re making memories together. After all:

• A BMC Health Services report showed that 56% of all children have attended a hospital appointment in the previous 12 months.
• A single hospital trip can set you back roughly £3,750 in Europe, or over £100,000 in the US.

If you’re heading out with the whole family, costs can quickly stack up. Making sure you’re covered in the event of an emergency is a weight off your mind.

Family Travel Insurance from AllClear could help your holiday plans go smoothly. In fact, 97% of our customers would recommend us to family and friends¹.

• It could save you money: If you have more than one child, Family Travel Insurance often costs less than buying individual policies. Leaving you with a little extra spending money for your trip
• It could also save you time: Getting Family Travel Insurance means you only need to set up one policy. Do it online now or speak to our helpful team on 0800 848 8608
• It’s more convenient: You’ll only have one set of documents and login details to look after. Leaving you to focus on enjoying your break
• Get cover for all your trips with an annual policy: Buy an Annual Family Travel Insurance policy and you’ll be covered for any breaks you take that year. This includes trips the adults go on without the kids
• One point of contact if something goes wrong: You don’t like to think about something bad happening on holiday. But if it does, you’ll only need to contact our team to organise your claim

Read our Policy Wording for more information on Family Travel Insurance.

Choose the right level of cover for you

We tailor all our travel policies to your specific requirements, which is why we have three different levels of policy available: Gold, Gold Plus, and Platinum.

For full details of what is and is not included. Please read our Family Travel Insurance policy wording.

Even if you’ve got a big family, we can help you find cover. Our Family Travel Insurance policies include up to two adults and up to eight children.

There must be at least one adult on the policy. You should also bear in mind that kids need to be under the age of 18. This applies for both our Single and Annual Family Travel Insurance policies.

Our Family Travel Insurance policies can cover you for trips to every destination, including:

• Europe: Short-hauling with the family? Europe Family Travel Insurance covers you from Barcelona to Berlin and beyond
• Worldwide: Going further afield? We have worldwide Family Travel Insurance for your break. We also offer worldwide Annual Travel Insurance for different regions
• UK: You may not need medical expense cover while holidaying in the UK. But our UK Family Travel Insurance can cover you for many other things that could go wrong. From having to unexpectedly cancel, to your belongings being lost or stolen

Family Travel Insurance varies between families. The total cost will depend on several factors, including;

• The number of family members
• Destinations
• Length of stay
• Age of travellers. If you wish to include any older family members, the price may increase
• Medical conditions declared by travellers.
• The type of cover: Annual Multi-trip or Single Trip
• Any additional activities or cover you wish to include, such as protection for your gadgets

Family Travel Insurance can save you time as each family member won’t need to buy an individual policy. If you have more than one child, Family Travel Insurance may also save you money compared to buying individual policies.

We hope your holiday is full of relaxation and memory-making. But if you need to make a claim on your Family Travel Insurance policy, our team is here to help.

• If you need emergency medical treatment, contact our 24/7 assistance line as soon as possible
• For all other non-emergency claims, you have 30 days from your return to the UK to log it. You should do this within this timeframe, even if you’re awaiting documents or information
• Please provide as much information and evidence as possible, so that our claims team have what they need
• You will often need official letters or reports to support your claim. Such as a police report for stolen property
• Remember there is normally an excess on any claims. Check your policy documents to understand if this will apply to you
• Please note, claims that fall outside of our policy wording will be declined. Check it to understand what is and isn’t included

Read more about making a claim to ensure you have everything you need and understand the process.

Every family is different, and so is every traveller’s health. If anyone included on your family policy has a pre-existing medical condition, they’ll complete their own medical screening as part of the quote process.

Each family member is assessed individually, so everyone’s medical history is considered separately. This means we can provide cover that’s tailored to each traveller’s needs, whether one person has a medical condition, several family members do, or no one does.

At AllClear, we’re a specialist Medical Travel Insurance provider. We can cover more than 1,300 pre-existing conditions with Family Travel Insurance. In fact, 99.5%+ of our customers are offered cover².

Explore some of the conditions we commonly cover below:

• Diabetes
• Heart conditions
• Stroke
• High blood pressure
• Asthma
• COPD
• Cancer
• Epilepsy
• Arthritis
• Back Problems

Read our Policy Wording for full details of how we can cover you and your pre-existing medical conditions.

Every family is different, which is why we tailor our Travel Insurance policies to your family’s needs. Not sure what you need? Here’s what we’d suggest.

• Just doing one family holiday this year? Single Trip Travel Insurance is the best option.
• Going abroad for Summer and Easter holidays? Annual Multi-trip Travel Insurance is the right policy to make sure the whole family is covered.
• Big family cruise holiday? You’ll need Cruise Travel Insurance to make sure you’re covered against things like Cabin Confinement or airlifting to a medical facility.
• Kids love their screens? Don’t forget to add Gadget Cover to your policy to make sure that you’re covered for any shattered screens.
• Want to expand your current policy to other family members? We can help with that. Simply give our team a call and we’ll be happy to help.

Ready to pay for your policy? You can pay for your Family Travel Insurance using a debit card, credit card or Apple Pay.

Choosing between Family and Individual Travel Insurance? Use this simple comparison to see which option best suits your holiday and the people you’re travelling with.

Getting Family Travel Insurance is made easy with AllClear. Simply complete our quick 3-step screening process to get your quote. Here’s how it works.

1. Get a Family Travel Insurance quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your travel plans. This can be completed over the phone with one of our team members or online.

Get your quote

2. Complete our simple medical screening process

Next, you need to declare any medical conditions you or your family have. Be sure to answer all our medical questions and tell us everything we need to know about your current health. This way, we can provide the cover that best suits your needs.

3. Get your quote

You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.

There’s a reason why we’re rated the UK’s most trusted Travel Insurance provider³. Here’s what people have to say about us: