Family Travel Insurance

Family Travel Insurance protects you and your family members should they become unwell or injured on holiday. On a family policy, everyone is covered for medical emergencies, and repatriation should one member need to come home.

Why Choose AllClear’s Family Travel Insurance?

At least 17%² of travellers will be going on holiday with their family this year. Young UK families average 2.2 holidays in the UK a year and 1.8 holidays abroad. Older UK families average 1.9 holidays in the UK a year, with 1.6 holidays abroad a year.

Travelling with your family is a great way to spend time with your loved ones. While travel is exciting, you’ll want to protect those you care about. With AllClear’s Family Travel Insurance, you won’t have to worry about any unexpected medical emergency bills or cancellation costs while you’re away.

What does Family Travel Insurance cover?

Family travel insurance protects you and your loved ones from medical emergencies, loss or damage to personal possession and cancellation on your travels. This type of policy covers up to two adults with at least one child (under 18).

You can buy Family travel insurance as an Annual Multi-trip policy or a Single trip policy. So, whether you’re going away once or several times together throughout the year, you can keep the whole family safe.

The Jolly family is one of many families AllClear has helped. Discover how our Family Travel insurance with Cruise cover gave them the protection they needed to enjoy their holiday.

Family Travel Insurance for pre-existing medical conditions

One in two (54%) travellers live with at least two medical conditions³. With Specialist Medical Travel insurance, you’ll know that each member of your family will have the protection they need while on holiday.

Each family member must declare any pre-existing medical conditions. This will ensure your family Travel Insurance policy remains valid. Here is a list of common conditions we have covered over the years.

• High Blood Pressure
• Diabetes
• Stroke
• Epilepsy
• Cancer

With AllClear, you’ll have our support. Should one or more of your family members have any medical emergency while away, we’ll be there. This includes any incidents relating to your pre-existing medical conditions.

Benefits of AllClear Cover

Flexible Travel Insurance for family

Family holiday insurance can offer a variety of extra benefits, including:

Travel Disruption: covers you and your family for unforeseen events such as weather disruption or civil unrest.

Gadget Cover: protects your family’s electronic personal possessions.

Winter Sports: if your family is planning a skiing holiday. Not all activities are covered as standard – it’s always worth checking.

Family holiday Insurance for a cruise

Are you considering taking your family on a cruise? At least one in ten (14%³) of those we surveyed intend to enjoy a cruise this year. Travel Insurance for a cruise is essential. To protect your holiday and your family, you’ll need the specific benefits offered by this type of cover:

• Missed port departure
• Cabin confinement
• Itinerary change
• Unused excursions
• Cruise interruption

GHIC cover and Family Travel Insurance

If your family is heading to Europe, it’s good for each member to have Global Health Insurance Card (GHIC). This will provide access to some emergency medical healthcare in 27 countries where the scheme is available.

However, Travel Insurance is still required as the GHIC doesn’t cover everything. For example, if one or more of your family members need to be repatriated, you could face a substantial bill without cover. Repatriation from Spain to the UK is £18,000, and from the USA to the UK is £50,000.

Travel Insurance that families recommend for families

99% of customers would recommend us to family and friends⁵. Join the 3 Million+ travellers we’ve we’ve helped cover

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

2. Complete our simple medical screening process

3. Get your quotes

Tips for travelling as a family

There are plenty of things to think about when travelling as a family, from pool safety to sun protection. The NHS provides excellent advice for travelling with kids. Unfortunately, children are prone to accidents and getting sick while on holiday. Here are some top tips for keeping them healthy while travelling.

Frequently asked questions for Annual Multi-trip Travel Insurance.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Based on AllClear Annual Survey 2022, January 2022, with 2,591 respondents.

3 Based on AllClear Annual Survey 2022, January 2022, with 2,707 respondents.