How Does a Heart Attack Impact Travel Insurance?
If you’ve had a heart attack, you may be curious about how this affects your Travel Insurance. You might also have struggled to get cover for your holidays.
To help you continue to travel after a heart attack, we’ve answered some of the most common questions about how it affects your Travel Insurance.
Can I still get Travel Insurance after a heart attack?
This depends on your chosen provider and the type of policy you purchase. Some cannot cover pre-existing medical conditions, so you must carefully examine your policy. You may find that some companies can only provide heart attack cover after a certain amount of time.
As a specialist provider of Medical Travel Insurance, AllClear can include cover for a heart attack, no matter how recent. As long as your doctor has not advised you against travelling, you can get cover from the right provider
Do I have to declare a heart attack when buying Travel Insurance?
Once you have found the right policy, you must tell the provider about your medical conditions, including heart attacks. If you don’t declare a pre-existing medical condition, a claim relating to it is likely to be declined.
Can I still travel if I’ve had a heart attack?
Absolutely you can, as long as you have been given the all-clear from your GP or treating physician. Travel Insurance with medical cover is even more critical than usual. Without it, you would need to pay tens of thousands of pounds should anything happen while you’re on holiday.
Will I have to pay more for Travel Insurance if I’ve had a heart attack?
The simple answer is yes; you will need to pay more to include cover for a medical condition like a heart attack. The extra premium will always be far less than it would cost you to have treatment for your heart attack while overseas.
If you’ve had a heart attack, with the right cover you can still travel and experience everything the world has to offer. Get in touch for a quote from AllClear Travel Insurance and travel with confidence.
Author notes
Written by Russell Wallace, Copywriter at AllClear
Edited by Nick Heady Communications Manager at AllClear
