Wondering how much medical cover do you need for travel insurance? Read our guide to to find out the level you need for your trip.
Medical cover helps you avoid unexpected bills if you have a medical emergency when travelling.
The following guide should help you understand more about the level of medical cover you need.
Forbes recommends that you have Medical Travel Insurance cover for £2 million for Europe, £5 million worldwide.
Yes! Costs for emergency medical care varies greatly depending on where you travel to. To provide some perspective, here are the costs of treating a broken bone in different countries:
Please note – these costs don’t include ambulance fees, medication fees or fees for surgery.
Dr Soren Carstens from Bupa Global states, “…. travellers could be out of pocket if they haven’t got the right cover in place before they set out.” She continues: “Our experience dictates that quality global health insurance is necessary– whether you’re at home or away, as it gives you access to the best possible care…”
Europe is a popular destination among UK travellers. During our Summer Survey, 47%2 of respondents selected Western and Southern Europe as somewhere they planned to go within the year. If you’re a British citizen and have a GHIC card, you can receive emergency medical cover when visiting countries within the EU. However, the GHIC scheme doesn’t cover all aspects of emergency care, such as repatriation. So, Travel Insurance is still vital when travelling in Europe.
At AllClear we want to ensure that those travelling with an AllClear branded policy can have peace of mind that they won’t be left out of pocket should the worst happen. We offer up to 15M emergency medical expenses cover and repatriation costs.
To ensure your policy remains valid, make sure you declare all medical conditions during the medical screening process when buying Travel Insurance.
Discover how we can help you travel with confidence today!
Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear
2 AllClear Summer Survey 2022 – 3,268 responses
* With a purchase of an AllClear branded policy, you’ll automatically enter the £500 prize draw. Plus, you’ll get 20% off the base price of your policy. Discount does not apply to any premium generated to cover medical conditions and optional extras. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 4/12/23. T&Cs apply
Written by: Lydia Crispin | Travel Insurance ExpertLast Updated: 23 August 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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