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What is Travel Insurance for Arrhythmia

Travel insurance for arrhythmia covers you if you are currently living with an irregular heartbeat and wish to travel with peace of mind. This type of insurance covers you for medical emergencies and cancellations, even those related to COVID-19. Comprehensive arrhythmia travel insurance is vital to prevent unexpected medical bills and gives you the support you need if you have any medical problems while you are away.

According to the NHS, an irregular heartbeat is experienced by more than 2 million people a year in the United Kingdom. While often a manageable medical condition, irregular heartbeat has the potential to lead to more severe heart conditions, including sudden cardiac arrest. Given that more than 100,000 hospital admissions occur every year due to heart attacks, it’s important to make sure that you’re protected while on holiday.

That’s why our policies are designed to offer irregular heartbeat travel insurance that is not only affordable but fully comprehensive. We recognise that you are not just another statistic. Our aim is to provide travel insurance for people who may otherwise struggle to be insured elsewhere – and we’re proud to have covered over half a million people for their pre-existing medical conditions since the year 2000.

Why It’s Important to Declare Your Arrhythmia

Many standard travel insurance policies will exclude or decline cover for medical conditions like arrhythmia. Therefore, it’s vital that you declare your condition to a specialist travel insurance provider. This will ensure you have the comprehensive cover in place that you need.

If you don’t declare your condition and have a medical emergency while on holiday, you could be left with an expensive hospital bill, as any claim could be invalidated. Furthermore, in some countries such as Spain and the USA, hospital costs can be extremely high.

Coronavirus Cover for Arrhythmia

If you’re living with an irregular heartbeat, it’s important that you follow the latest travel advice from the FCDO before booking a holiday. It’s also important that you have enhanced COVID-19 cover in place so that you are protected against any unexpected COVID-related medical expenses and cancellations should you have a diagnosis or positive test result for Coronavirus COVID-19. Our Covid-19 cover has been rated Superior by a leading independent UK Consumer Champion and is included with AllClear policies at no extra cost.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Travel Tips for Travelling with Arrhythmia

  • Check with your doctor that you are fit to travel
  • You know your body better than anyone. But double check your destination is suitable for your planned activities. For example, some travellers with irregular heartbeat like to avoid destinations with lots of hills, or accommodation with only stairs to use
  • If excessively high or low temperatures (and high altitudes) affect your heart, consider this when booking a holiday. Or ask your doctor for further advice on which climates are best for your condition
  • In the event of an abnormal heart rhythm, take deep, slow breaths, that begin in your abdomen. This can help regulate your heartbeat

Why More Than 3 Million People Have Chosen AllClear

Read AllClear Trustpilot Reviews

Frequently Asked Questions About Arrythmia Travel Insurance

Can You Get Travel Insurance with a Heart Condition?

If you have a heart condition it’s always best you take out travel insurance with a medical specialist travel insurance provider. At AllClear we believe everyone deserves the opportunity to travel, this includes those living with a heart condition. We have been proud specialists since 2000, for travel insurance you can trust – get your quote today!

Should you Fly with an Irregular Heartbeat?

Most people living with an irregular heartbeat are able to fly. However, It’s always best to check with your doctor before travelling or booking a holiday. Your airline may also require you to have a fit-to-fly certificate before travelling.

Should you Get an Annual Multi Trip or Single Trip Policy?

With an annual multi-trip policy you can take as many trips as you want within a 12 month period.

For annual multi-trip cover (on AllClear Gold and Gold Plus policies), there is a maximum holiday length of 31 days if you are over 70. In addition, if you are under 70 the maximum holiday length is 45 days. With an annual multi-trip policy for travel insurance for arrhythmia, all trips must start and end in the UK.

When planning a trip longer than 45 days, a single trip quote might be a better option. This is also the case if you are only planning one trip in the year.

For more information read our single trip travel guide.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.