Worldwide Travel Insurance

When you’re going on a trip of a lifetime, you need to know you’re protected should the unexpected happen.

Offering comprehensive cover for all destinations, ages and medical conditions, with AllClear’s Worldwide Travel Insurance the world’s your oyster.

Why do you need Worldwide Travel Insurance?

No one wants to imagine experiencing an issue or emergency when travelling. But, the unexpected can happen. From infections to road accidents, you could face increased risks when you travel.

That’s where our Worldwide Travel Insurance can help. Whether you’re planning a single round-the-world tour or many holidays to far-flung locations, we can cover you.

Here’s why getting your global Travel Insurance from AllClear gives you reassurance, no matter how grand your travel plans:

Covers all destinations: From Australia to the USA, and everywhere between, Worldwide Travel Insurance from AllClear covers a whole alphabet of destinations
Covers pre-existing medical conditions: Different countries around the globe offer different levels of healthcare, meaning travelling with a pre-existing condition can be costly should the unexpected happen. In the USA, for example, an ambulance call-out alone can cost as much as £2,500. Declaring your pre-existing condition when you take out worldwide holiday insurance with us will make sure you’re covered for any claims related to it
24/7 medical assistance: Across the world, help and support are just a phone call away thanks to AllClear’s dedicated helpline
Superior Covid¹ cover included: AllClear have one of the industry’s most comprehensive Worldwide Travel Insurance with Covid Cover policies, to protect you against Covid-related medical emergencies or cancellations

Having the right kind of policy in place before you set off will make sure your worldwide travel is worry-free.

What does AllClear’s Worldwide Travel Insurance cover?

Our Worldwide Travel Insurance protects you against unexpected events while you’re seeing the world. This could range from a stolen passport to an emergency flight home.

There’s no upper age limit and we can cover you almost anywhere on the globe.

What’s covered?
- Emergency medical expenses and repatriation – Great for peace of mind if you’re planning a trip to the USA or Canada where emergency medical treatment can cost hundreds of thousands of pounds. And if necessary, we can even help return you home.
- Cancellation and curtailment – Provides cover if you have to cancel your trip due to an unforeseen emergency or reasons beyond your control, if you select this option when buying a policy.
- Travel delay – If your flight is delayed, we’ll compensate you for the time.
- Personal belongings – For example, if they’re lost, damaged or stolen while travelling.
- Personal liability– To help cover costs if you injure someone or cause damage to their property overseas.
- Legal protection cover – Provides cover if you have to claim compensation due to something that happened whilst you were away on holiday.

What’s not covered?
- Undeclared medical conditions – You should also let us know if anything changes with your health at any point after taking out the policy
- High-risk activities – Our standard Holiday Insurance covers many of the sports you might want to try on holiday.For certain activities, such as skiing, you’ll need to add these as optional Extras
- Accidents under the influence of drugs or alcohol – If you’ve injured yourself or become ill from alcohol or drug abuse, you can’t claim any medical expenses on your travel insurance
- Missed flights within your control – We can’t cover missed flights because you forgot your passport, for example
- Choosing not to travel – We can’t cover trip cancellation if you’ve simply changed your mind

Our different policies can be found below. However, if you would like to customise your policy, we can help with this.

SWIPE TO COMPARE POLICIES

	Gold	Gold Plus	Platinum
Emergency medical expenses and Repatriation costs	Up to £10m	Up to £15m	Unlimited
Cancellation* and Curtailment	Up to £2k	Up to £15k	Up to £25k
Travel Delay	Up to £300	Up to £1,500	Up to £1,500
Personal Belongings	Up to £2k	Up to £2.5k	Up to £3k
Personal liability	Up to £2m	Up to £2m	Up to £2m
Legal protection cover	Up to £50k	Up to £50k	Up to £100k

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

Find the best Worldwide Travel Insurance for your travels

One size doesn’t fit all when you’re globetrotting. That’s why we tailor our Worldwide Travel Insurance policies to suit the holiday, activities and destinations you have planned. Here are just some of the options available:

Single Trip Travel Insurance: Great if you’ve only got a one-off worldwide holiday planned in the next 12 months
Annual Worldwide Travel Insurance: If you’ve got a few shorter trips planned over a year, choosing an Annual Travel Insurance policy could save you time and money. With AllClear you can choose between two options – cover anywhere in the world including the USA, Mexico, Canada, and the Caribbean or cover anywhere in the world which excludes those destinations
Gadget Cover: If you damage or lose your electronic devices, adding this type of cover to your Worldwide Insurance will protect you from financial loss
Golf Cover: Practise your swing on some of the world’s best courses, safe in the knowledge that your golf equipment, and other aspects of your golfing holiday, are covered
Winter Sports Cover: upgrade to cover a variety of winter sports including skiing, skating and tobogganing

AllClear’s Worldwide Travel Insurance for pre-existing medical conditions

AllClear believes that everyone has the right to see the world. We can cover over 1,300 different conditions, from atrial fibrillation to mental health issues.

Make sure you declare all your pre-existing medical conditions that fall within the medical warranty. Then we’ll ensure you’re fully covered for the duration of your trip.

We can provide Worldwide Cover for medical conditions, including:

For more information on the medical conditions we cover, please contact us.

Which countries are covered by AllClear’s Worldwide Travel Insurance?

There are two options.

Cover anywhere in the world except the USA, Mexico, Canada, and the Caribbean
Cover anywhere in the world, including the USA, Mexico, Canada, and the Caribbean

If you’re planning on taking one trip with many destinations, you’ll need to let us know when your trip will begin and end. We’ll also need to know which countries you’re planning to visit. We will then be able to tailor your cover to your trip.

Our Annual Multi-Trip Travel Insurance policy could save frequent travellers time and money. This policy covers all trips you take to any destination within 12 months.

Planning an adventure but haven’t decided where you’ll be going? Let us inspire you. Some of our top global holiday hotspots include destinations in: Europe, Asia, USA, and the Caribbean.

How our Worldwide Travel Insurance works: A simple 3 step quote process

Our 3-step quote process is quick and simple and designed to provide you with comprehensive worldwide cover.

Here’s how it works.

1 . Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday and travel plans. This can be completed over the phone with one of our team members or online.

2 . Complete our simple medical screening process

You’ll need to declare any medical conditions you have and any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health.

This way, we can provide the cover that best suits your needs.

3. Receive your quote

You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.

Letitia Smith

“Whether you’re road-tripping across the USA or sunning yourself on a beach in Thailand, Worldwide Travel Insurance can give you peace of mind. It covers you for unexpected events that could otherwise leave you out of pocket, like medical expenses or the theft of your belongings. AllClear’s Worldwide policies cover the globe and you can choose either Single Trip or Annual cover, depending on your travel plans.”

Letitia Smith – Travel Insurance expert.

What our customers say

Take us with you on every trip and join the 97% of our customers who rate us as ‘Excellent’ or ‘Great.’

Helpful, respectful and thorough

“Sahil was extremely helpful, respectful and thorough explaining each stage carefully when we phoned to buy Travel Insurance. Sahil worked hard to find out the best way forward with the insurance and we were very happy to go ahead, and purchased an annual Worldwide Gold Plus policy. After comparing other companies for prices and reviews, we were delighted with what the insurance had to offer, and will be recommending others to use Allclear too.”

Date of experience: 21 March 2024

What our Customers Say

Frequently Asked Questions on Worldwide Travel Insurance

Does Worldwide Travel Insurance cover all countries?

AllClear’s Worldwide Travel Insurance offers extensive cover for destinations across the globe, including the USA, Canada and the Caribbean, but if you have a specific adventure in mind, please contact us. We’ll be happy to answer any questions you may have about cover for your desired destination and help you choose the right AllClear Travel Insurance plan for your needs.

It’s worth pointing out that Worldwide Insurance policies from other providers may not cover travel to the USA, Canada and the Caribbean. This is due to the high cost of healthcare in these destinations. Always double-check your specific policy wording to ensure your chosen destination is included.

How much does Worldwide Travel Insurance cost?

The cost of your Worldwide Travel Insurance is as unique as your holiday plans. It depends on several factors, including:

The amount of time you’ll be away
The medical conditions you have declared
Your destination. Some regions, like the USA and the Americas, have higher medical costs. This is usually reflected in the cost of Travel Insurance
Your level of coverage. Do you want extra protection for your gadgets, for example?
The activities you’ll be doing, such as winter sports or golf

To get an idea of how much your Worldwide Travel Insurance will cost at AllClear, we offer a quick and easy online quote tool. Simply enter the details of your trip and we’ll provide you with a personalised estimate.

How long will Worldwide Travel Insurance cover you for?

At AllClear, the length of time your Worldwide Travel Insurance will cover you is dependent on which policy you buy.

Single Trips – Some insurance providers may have limits on how long a single trip can last – this is up to 45 days with an AllClear-branded policy.
Annual Multi-trips – You will have cover for as many holidays as you like during the year.
Most insurance providers limit the duration allowed for each trip – this is up to 45 days with an AllClear-branded policy.
Extended stays for longer visits – This works the same way as a single-trip policy, where you’re covered for the length of one trip.

What is the age limit on Worldwide Travel Insurance policies?

We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. This means you can travel with peace of mind at any age.

Is Turkey Europe or Worldwide for Travel Insurance?

Turkey is not in the European Union (EU), so whether it’s classed as Europe or Worldwide for Travel Insurance purposes varies by provider.

At AllClear, our European Travel Insurance has two options to choose from.

Europe excluding Spain, the Balearic Islands, the Canaries, Turkey, Cyprus and Malta
Europe including Spain, the Balearic Islands, the Canaries, Turkey, Cyprus and Malta

Our Single Trip policies can cover any European destination, including Turkey.

Getting the right Travel Insurance for Turkey is vital. Because it’s not part of the EU, you will not be covered by a Global Health Insurance Card (GHIC) if you’re planning to go on holiday there.

Does Worldwide Travel Insurance cover the UK?

Yes, our Worldwide cover includes UK travel. This means you can travel to Scotland, Ireland, Wales and England, and countries abroad all in one trip. You can also include them all as part of your worldwide Annual Multi-trip policy.

When does the Worldwide Travel Insurance cover begin?

Full benefits of your Worldwide Travel Insurance policy start on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this begins as soon as you buy your policy or start your annual cover.

For this reason, it’s essential to buy your Travel Insurance as early as possible – preferably as soon as you have your trip booked. You

Whether you buy a Single Trip or Annual Multi-trip policy will depend on how you plan to travel during the next 12 months.

If you’re travelling to a far-flung destination, you’ll likely be away for longer than usual. Our Single Trip Travel Insurance covers you for up to 45 days, making it a great option for extended trips.

If you are going on holiday multiple times throughout the year, an Annual policy could be better value for you.

With an Annual Multi-trip policy, you can travel as many times as you like within 12 months. There are, however, limits on the number of days you can be away for any one trip,

can book a Single Trip policy up to 12 months in advance of your holiday.

Is it best to buy a Single or an Annual Multi-Trip policy?

Whether you buy a Single Trip or Annual Multi-trip policy will depend on how you plan to travel during the next 12 months.

If you are going on holiday multiple times throughout the year, an Annual policy could be better value for you.

With an Annual Multi-trip policy, you can travel as many times as you like within 12 months. There are, however, limits on the number of days you can be away for any one trip,

Does Worldwide Travel Insurance include Covid cover?

It does. To help keep you safe, we include Coronavirus Cover with all AllClear branded policies, giving you that extra peace of mind.

Get the most out of your trips with our helpful guides

Where are you visiting?

Whether you’re exploring Europe or the Great Barrier Reef, use our helpful guides to ensure your trip of a lifetime goes smoothly.

Which activities do you have planned?

From improving your swing to setting sail on a cruise, adding extra cover to your policy provides additional peace of mind.

1 Covid cover rated Superior by a leading independent UK Consumer Champion.

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