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Home » Travel insurance » New Zealand Travel Insurance

Why do you need Travel Insurance for New Zealand?

Travel insurance for New Zealand will provide you with support and cover you experience a medical emergency while you’re away. It’ll also cover cancellation costs before you go. This type of insurance is essential for all travellers wishing to visit New Zealand.

It’s time that you travelled with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to New Zealand

If you love nature and wish to marvel at diverse landscapes and beautiful scenery, New Zealand could be the ideal destination for you. From hiking trails to waterfalls and great glacier lakes – New Zealand has it all. 

While you can benefit from the reciprocal healthcare arrangement between the United Kingdom and New Zealand provided by the Accident Compensation Corporation, you should not rely on it solely. The scheme does not cover pre-existing medical conditions unless they worsen while you are there, nor does it cover repatriation. That is why comprehensive medical travel insurance is still essential. 

Even small costs can add up; one trip to see a GP can cost NZ$80 in addition to the costs of medication and a service fee from a pharmacist. So, it’s best to be prepared. 

As the UK’s No.1 for travel insurance2, AllClear has provided specialist medical travel insurance to New Zealand for over 20 years. Our policies include:  

How to choose the right level of cover for New Zealand

New Zealand is a long way away, and the last thing you need is to experience unexpected circumstances without necessary support in place. The key benefits below are worth including with the policy you choose: 

Emergency medical expenses – even subsidised emergency medical treatment can be expensive. This benefit will help cover the costs should the worse happen while you’re away.  

Repatriation to the UK – with some serious medical emergencies, you might need  to be medically transported to the nearest facility or back to the UK. This benefit will cover the costs.

Cancellation and Curtailment – cancellations can occur at short notice. It’s best to be prepared. Cancellation cover will help you with costs if you have to cancel or cut short your trip. 

At AllClear, you can travel with confidence knowing that with our branded policies – you’ll be covered for: 

  • Cancellation* and curtailment
  • Cost of repatriation 
  • Cost of emergency medical treatment 
  • Personal liability

At AllClear, we believe in providing our customers with good value. So, we’ve included enhanced covid Cover for FREE with all AllClear branded policies. Discover the benefits below:

Enhanced Covid-19 Travel Insurance for New Zealand

It’s clear that the vaccine has improved people’s confidence to travel. Did you know 78%3 of all respondents feel more confident to travel in the next 12 months due to the vaccine?

Chris Rolland, AllClear CEO, states that: “Many of us are looking forward to holidays now, but when it comes to safety – comprehensive travel insurance is key.”

The right level of cover will protect you if you need to cancel your holiday because you have to self isolate. 

To ensure your trip goes smoothly; there are a few things we recommend:  

  • Be clear on New Zealand’s entry requirements and be aware of restrictive border measures by checking the FCDO website
  • Check the ‘Traffic Light System‘ for quarantine requirements on return to the UK from New Zealand. 
  • Buy quality travel insurance for New Zealand that includes enhanced COVID-19 cover.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

Tailored cover and optional extras for New Zealand

Golfing is the No.1 sport for men and No.2 for women in New Zealand, and AllClear has the additional endorsement needed if you’re planning on enjoying some golf while you’re way. Our golf cover offers loss and hire of gold equipment, loss of green fees and hole in one.

UK’s Most Trusted Travel Insurance Provider1

99%4 of customers would recommend us to family and friends…

I recently spoke to Marcia Fox…

I recently spoke to Marcia Fox re some long-distance travel insurance to New Zealand this year; she was exceptionally professional, patient, and explained the insurance fully to me. She is a credit to the business, and to be honest with the company itself. It has been a pleasure booking my insurance via AllClear. I shall use them again for any future travel insurance I need.” – Mr Evans

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions

Do you have to quarantine in New Zealand?

To enter New Zealand, you must be able to meet all entry requirements.

Quarantine-free travel by air is possible between Australia and New Zealand. As long as you have spent 14 days in either destination, you can travel to the other without requesting exemption. 

Can I use my Medicare in New Zealand?

Travellers will be able to receive immediate treatment, if eligible, at a subsidised price. However, this can still be expensive. Travel insurance is therefore essential if you wish to avoid any charges in the event of a medical emergency. 

How much is travel insurance to New Zealand?

When buying travel insurance,  be aware of what factors may influence the price. Age;pre-existing medical conditions; duration of trip and the level of cover you prefer are all attributes that affect how much your policy may cost. 

It’s important to remember not to solely focus on price. The level of protection, flexibility and cancellation cover will indicate if your chosen policy is good value for money. After all, it is worth investing in your personal safety and peace of mind. 

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on SmartMoneyPeople.com from over 14,300 independent customer reviews on 27/01/2021.

3 Based on the AllClear summer survey July 2021, 1440 respondents.

4 Based on 166 AllClear customers surveyed in April 2021.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.