Travel Insurance for New Zealand
New Zealand is often described as ‘paradise’ topping the list for many people as the most beautiful country in the world.
It is packed with stunning national parks, volcanic valleys, glacial fords and mountain ranges that run through the centre of the islands and create a spectacular cloud formation that gives New Zealand its Maori name: Aotearoa, ‘The Land of the Long White Cloud’.
Do I Need Travel Insurance for New Zealand?
New Zealand has some of the best health coverage in the world, and the UK has a reciprocal health agreement in place, so British Citizens can access emergency healthcare if they show their passport.
However, it is advisable that travellers arrange comprehensive travel insurance that covers illness, disrupted travel plans and repatriation. Costs of extended stays in hospital and air ambulances can be incredibly high; it’s simply not worth the risk of travelling uninsured in New Zealand.
Travelling to New Zealand with Pre-existing Medical Conditions
It is important to declare all pre-existing medical conditions on your policy. This will help you avoid large bills should you need treatment in another country providing you with peace of mind, allowing you to enjoy your New Zealand holiday worry-free.
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What Should a Travel Insurance Policy for New Zeland Cover?
Cover for medical expenses and repatriation should you need to return to the UK.
Cancellation and curtailment insurance in case you have to end your holiday due to a medical problem or an emergency means you have to cancel.
Baggage and possession cover in case your belongings are lost, damaged or stolen during your trip.
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
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Tips When Visiting New Zealand
You don’t need a visa to visit New Zealand if you are a British passport holder and visiting for less than 6 months. You will, however, need to sort an Electronic Travel Authority (ETA) and pay the International Visitor Conservation and Tourism Levy (IVL) before you travel.
Visit the New Zealand Immigration website for more information or to download the app.
Healthcare in New Zealand:
New Zealand has very high-quality healthcare services. Under a reciprocal health agreement, UK nationals who are on a short-term visit to New Zealand are eligible for free emergency healthcare which includes air or road ambulance transportation. You’ll be asked to show your UK passport.
The Accident Compensation Corporation also provides cover for all medical costs relating to injuries caused by accidents while in the country – it doesn’t cover injuries sustained while you’re travelling to or from New Zealand or around the islands if you’re on a cruise.
The number for an ambulance is 111.
English and Maori are the official languages; however, nearly every New Zealander speaks English.
The currency is the New Zealand Dollar (NZD).
Local laws and Customs:
New Zealand have stringent regulations on bringing food into the country. Food such as; meat products, honey, fruit and dairy are barred from import and penalties are handed out to those breaking these rules.
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We hope you found our guide to travel insurance for New Zealand helpful and enjoy your next trip!
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