Travel insurance for over 90s
No age limit
If you are over the age of 90 and have a pre-existing medical condition, you may have concerns about getting medical travel insurance. Fear not, we’re proud to cover any age, any destination, and any medical condition. So if you’re over 90 and planning a holiday, consider AllClear travel insurance. We’ve covered over 1300 medical conditions since the year 2000, and we’re committed to providing you equal opportunity to travel the world.
Key benefits of cover
- Medical expenses covered up to £20,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- Any age. Any medical condition. Any destination.
If you are interested in an annual multi-trip policy, you’ll be pleased to know that you can travel as many times as you like throughout the 12 month period of your insurance. Furthermore, if you enjoy longer stays, 45 days is the maximum trip duration available from our over 90s travel insurance; on AllClear Gold and Gold Plus policies.
The maximum duration that a single trip can be is dependent upon, your destination, age and medical details. However, with medical conditions involved for over 90s, the limit is usually 92 days.
Whichever policy and optional extras you choose, doing so will ensure that if you need medical attention on holiday your health concerns will be urgently treated – by our 24 hours a day medical assistance team. Allowing you to focus on enjoying your trip, whilst our insurance takes care of any necessary costs. We can also confirm that cover for repatriation to your home country is included on every policy.
As we touched on previously, optional extras such as Gadget, Golf, Waiting List, and Travelling Companion Cover are provided – irrespective of age. One optional extra to be aware of for over 90s travel insurance is Winter Sports, which is only available to those up to and including the age of 76 from AllClear Traveller, and for those aged 65 and below from most other providers.
However, there are many activities that can be covered for those aged over 90. You can view the policy wording of your chosen provider, which includes a list of allowed activities, here.
Due to the increased probability of medical conditions arising, travel insurance premiums for those aged over 90 are often higher. However, it is important to note the factors that affect your premium. When booking your over 90s travel insurance, your destination is also taken into account. For example, due to a large proportion of Spain’s healthcare system being private, travel insurance covering Spain is more expensive than travelling to France, for example. Also, if you are travelling multiple times in a year, choosing an annual multi-trip policy can be the most cost-effective option.
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