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Home » Travel insurance » Portugal Travel Insurance

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Why do you need travel insurance for Portugal?

Travel insurance for Portugal will give you peace of mind, knowing you have support should the worst happen while on holiday. With the right policy, you have cover for unexpected medical bills while you are away or cancellation costs before you go.

Our policies even include enhanced COVID-19 cover for FREE. 

Travel safely, travel with the UK’s most trusted Travel Insurance provider1

Comprehensive cover when travelling to Portugal

Portugal is the oldest country in Europe, a treasure trove of historical and cultural wonders. It’s world-renowned for its production of port as well as its beautiful beaches that are super for surfing.  

To enjoy what Portugal has to offer – you’ll need comprehensive travel insurance so that you can travel with confidence.  

At All clear, we offer tailored policies to suit you: 

Enhanced Covid-19 Travel Insurance for Portugal

Did you know that 83%3 of those we surveyed said they will resume leisure activities after they have had their vaccine? So, if you’re in need of a holiday, you’re not alone.  

While a vaccine can help travellers visit safely – you’ll still need a reliable travel insurance policy in place. 

Chris Rolland, CEO of AllClear Travel Insurance stated that: ““At AllClear we are in the business of making travel safe and we are market leaders in ensuring that people of all ages living with medical conditions can also enjoy the freedom of overseas travel, whilst being fully covered and supported.”

All AllClear branded policies include Covid-19 Cover for free. 

You’ll have the reassurance you deserve with our Covid-19 cover as it has been rated ‘Superior’ by a leading independent UK Consumer Champion.

We know that if you do choose to visit Portugal, it’ll be an unforgettable trip.  To make sure you’re prepared for your break, stay up-to-date with the latest travel information by:

  • Visiting the FCDO website to prepare for Portugal’s entry requirements
  • Checking any local restrictions or measures in place before travelling 
  • Buying high-quality travel insurance that includes enhanced COVID-19 cover. 

What should a Travel Insurance policy for Portugal cover?

To ensure that you buy comprehensive cover, look for a policy that includes: 

Emergency medical expenses – To ensure this remains valid on you policy, you must declare all pre-existing medical conditions. 

Repatriation to the UK – The only way to cover yourself for medical transport back to the UK. Without travel insurance, Repatriation from south Europe could cost you £16,000

Cancellation and curtailment – cover for cancellation costs before you go or cutting short your trip while you’re away. 

Baggage and personal property – covering your personal property should they get lost, damaged or stolen while you’re away. If you wish to extend this cover for items such as phones, cameras and ipads, consider adding Gadget cover to your policy as an optional extra.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

Travelling to Europe and GHIC: Is Travel Insurance still needed?

You may have previously had an EHIC card when travelling to destinations within the EU. EHIC cards can no longer be renewed. Instead, you will need to apply for a Global Health Insurance Card (GHIC).

You cannot rely on the GHIC to cover the cost of medical claims when travelling abroad. Repatriation costs and other circumstances are not covered by GHIC. Therefore, it’s essential that you have comprehensive cover too.  

We’ve provided specialist medical travel insurance for over 20 years

Did you know that 97%4 of our customers rate us as ‘Excellent’ or ‘Great.’

Our customers AllClear experience: 

Just booked my holiday insurance to…

“Just booked my holiday insurance to Portugal! Great price! And lovely staff, easy to do! Thank you, Beverly and Angelina! Will definitely use again and recommend! – Mrs Richards

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions about Portugal

Does the FCDO advise against travel to Portugal?

The FCDO advice is updated frequently, after all the pandemic and risks continue to evolve.  To make sure you’re up-to-date with the latest travel restrictions and entry requirements – check the FCDO website

As of 14/07/2021, Portugal is categorised as an ‘Amber List’ destination. 

Can you travel to Portugal using an NHS test?

All travellers, adult and teenagers, must have proof of a negative COVID-19 test to travel to mainland Portugal. You must take the test within 72 hours of travel, or an Antigen test within 48 hours of travel. NHS tests will not be accepted for the purpose of travel. 

Do you need to quarantine when arriving in Portugal?

If you are not fully vaccinated, you must quarantine for 14 days on arrival. If you are fully vaccinated (having received the final dose at least 14 days prior to arrival) and you have ‘proof of Vaccination‘, you won’t need to quarantine. 

Do you need to take your insurance documents with you when you travel?

If you need medical assistance abroad, you may be asked to provide proof of insurance as this will be used to pay for your medical treatment. Therefore, it’s helpful to take your documents with you.

Author notes

Written by Lydia Crispin, MA. Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 AllClear Covid-19 cover has been rated ‘Superior’ by a leading independent UK Consumer Champion
3 AllClear mental health and wellbeing survey, June 2021
4 Based on 50,000 Trust pilot reviews 

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.