You may have considered going away without travel insurance but having cover is essential as it can save you thousands of pounds in medical bills and will also provide cover for repatriation if you were to have a medical emergency abroad. According to ABTA, figures show that over 20% of Brits took a holiday without insurance last year and while some may have been lucky, others were forced to fork out large comes of money to cover their medical expenses. Is this really a risk you’re willing to take?
Please check that the FCDO travel advice for Portugal is not against traveling there as cover will only apply if this is the case. If you travel when there is official advice against travel, your claim(s) may be invalidated.
Do you need travel insurance for Portugal?
Yes. Having travel insurance, especially in this time of Coronavirus, is very important as there are many risk factors that can result in unnecessary stress and large bills if you are not insured. As a UK traveller, it’s impossible to avoid the unexpected, therefore having a policy with comprehensive cover will give you the confidence you need in order to be able to have a carefree and memorable holiday.
We understand that right now, travelling is different from what you have experienced before, but ensuring that you have the right cover will help give you peace of mind. With an AllClear policy, you’ll have cover for Covid-19 if you were unable to travel due to either yourself or a family member contracting the virus prior to your travel, or if you were to contract the virus abroad or even get stuck abroad due to coronavirus, you would be able to submit claims in these instances.
As of 31st December 2020, the European Health Insurance Card (EHIC) will no longer provide free state-provided healthcare to UK nationals, so it is imperative that you have comprehensive travel insurance so all your needs are covered if the worst were to happen while you’re on holiday. To get more information on what the best cover is for you, speak to one of our call centre experts now.
Benefits of AllClear Cover
|Emergency medical expenses and Repatriation costs||Up to £10m||Up to £15m||Up to £15m|
|Cancellation* and Curtailment||Up to £2k||Up to £15k||Up to £25k|
|Extended cover||30 days FREE||30 days FREE||30 days FREE|
|Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19||Up to £2k||Up to £2k||Up to £2k|
|Travel Delay||Up to £100||Up to £350||Up to £500|
|Cost of return flight due to COVID-19|
|Personal Belongings||Up to £2k||Up to £2.5k||Up to £3k|
|Personal liability||Up to £2m||Up to £2m||Up to £2m|
|Legal protection cover||Up to £50k||Up to £50k||Up to £100k|
|* If you buy a policy which includes cancellation cover|
|All these figures are per person and per trip|
Will you be covered if you’re travelling during the COVID-19 pandemic?
There are three things to check so that you can make sure you're covered:
- You must be fit to travel
- The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
Frequently Asked Questions about Portugal
Is healthcare free in Portugal?
You are entitled to free state-provided healthcare in Portugal if you have an EHIC. However, this does not cover all medical treatment, so having travel insurance is essential to give your holiday the protection it needs.
Do you need to take your insurance documents with you when you travel?
If you need medical assistance abroad, you may be asked to provide proof of insurance as this will be used to pay for your medical treatment, therefore it is advised that you take your documents with you.