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Home » Travel insurance » Russia Travel Insurance

Travel Insurance for Russia

Russia is mesmerising, mysterious and stunning. Saint Petersburg is home to some of the most iconic buildings in the world, including the Church of the Resurrection and the colossal Hermitage Museum. Moscow is just as striking – there’s the Kremlin, the Red Square and Saint Basil’s Cathedral, to name a few of the famous sites. 

Wherever you’re travelling in Russia, you’ll discover something new and exciting, and you’ll need comprehensive travel insurance to enjoy it. 

Do I Need Travel Insurance for Russia?

Yes! Travel insurance for Russia is an absolute must. You will need travel insurance to get a visa to enter the country, and your policy documents will also need to show: 

  • They are valid for the duration of your trip
  • Coverage for Medical expenses
  • In the geographic coverage, Russia’s included

You’ll need to carry physical copies with you just in case. 

You should look for comprehensive travel insurance that covers illness, injury and repatriation as healthcare costs in Russia can be incredibly high. 

It’s also important to declare all pre-existing medical conditions when you apply for insurance. Including them on your policy will help you avoid large bills should you need treatment and provides you with extra peace of mind, allowing you to enjoy your Russia holiday worry-free.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

What Shall I Consider When Comparing Travel Insurance for Russia?

There are a few things to consider when comparing travel insurance for Russia:

  • Medical expenses. To get a visa for Russia, you’ll need travel insurance that covers medical expenses – an AllClear policy will provide up to £15 million of cover and offer 24/7 access to the largest medical assistance network in the world wherever you are in Russia

  • Will you be bringing expensive gadgets to Russia? Items such as your mobile phone, camera or laptop are usually excluded from baggage, and personal possessions cover. As an add-on to your policy, we can offer gadget cover up to 7 items for £3,000

  • Cover for Airline and end supplier failure, ABTA or ATOL protection only applies to holidays booked a package holiday through an agent, so you should look for additional protection. As standard, Our cover for airline or end supplier failure is included

  • Are you planning an active holiday? If you’re heading to Sochi for a bit of skiing, you’ll need to make sure you’re insured. We offer a specialist winter sports add-on with our Gold and Gold Plus policies that covers everything from piste closure to equipment

Is Russia in Europe for Travel Insurance Purposes?

This will depend on your insurance provider but with an AllClear policy; we classify everything west of the Ural Mountains as part of Europe for insurance purposes. So, if you’re planning a city break in Moscow or St Petersburg, then a European policy should do the trick, but if you’re taking the Trans-Siberian Express from one end of the country to the other, you may need a worldwide policy

Double-check that your policy covers all your destinations. 


Do I Need a Visa for Russia?

To Obtain a Visa, you’ll need to get a visa from the Russian Embassy before you travel and this can take up to 20 business days.

As part of the application process, you will need to visit a visa application centre (located in London, Manchester and Edinburgh) and submit biometric data (scanned fingerprints). 

You will need to sign an immigration card every time you arrive in Russia. These are provided at passport control in 2 identical parts – the immigration officer will keep one, and you should keep the other part safe with your passport. No accommodation providers will accept guests without an immigration card. 

You will also need to register with the local authorities if you’re staying anywhere for more than 7 working days. Your hotel will do this automatically, and if you’re staying in a private apartment, it is your host’s responsibility to do this for you. In addition to this, you will need to produce evidence of the registration at passport control when you leave Russia.

If you’re on a cruise, you can stay for 72 hours without a visa if you have booked through a company officially licensed by the Russian government. 

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Tips When Visiting Russia 

Healthcare in Russia:

The standard of healthcare varies widely and if you’re outside of St Petersburg or Moscow, you may not be able to access treatment for more severe problems and will need a medical transport to one of the larger cities.  

Some hospitals will require you to pay upfront for any treatment. So, you should keep all receipts if you need to make a claim.

The number for an ambulance is 112.


Official Language(s): 

There are 35 different languages which are considered official languages in various regions. However, Russian is the only official language at the national level. However, in Moscow and St Petersburg, English is a widely spoken language.


The currency is the Russian Rouble (RUB). Most places in the major cities accept card and cash machines are easy to find. So, it’s worth carrying some cash to pay for taxis and other small costs. 

Local Laws and Customs:

Be careful when using your camera as photographing any military establishment or site of strategic importance (including airports) is banned and these aren’t always clearly signposted. 

Police can carry out random passport checks. So, you should carry original documents with you at all times,  fines can be issued to those who don’t. 

Why More Than 3 Million People Have Chosen AllClear

We compare quotes from 61 providers to find you the best deals and 97% of customers rate us as ‘Excellent’ or ‘Great

What Our Customers Say

“Very helpful and efficient.”

“I have a long-standing health problem and was pessimistic about finding travel insurance at a reasonable price. I was recommended this company and did my initial application online, then rang to get answers to some queries I had. Got clear answers, and everything was explained well to me clearly. No long-winded forms or conversations which I expected. Would recommend.”

Steven Finney – Trustpilot

Read AllClear Trustpilot Reviews

We hope you found this guide to travel insurance for Russia helpful and that you enjoy your next trip!

If you’d like to start a quote, click the quote now button below.

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.