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Home » Travel insurance » India Travel Insurance

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Why do you need Travel Insurance for India?

From Delhi to Ellora & the Ajanta Caves, Travel Insurance for India will give you peace of mind no matter which part of India you choose to explore. For the duration of your trip, India Travel Insurance will cover you for medical emergencies, repatriation and cancellation costs.

To help you Travel safely, all AllClear branded policies include Superior2 rated Covid-19 for FREE.

Comprehensive cover when travelling to India

Did you know that India is experiencing notable growth in tourism, placing 34th on the world travel and tourism competitiveness index? In fact, in 2019, before the pandemic, more than one million British nationals visited India.

If you choose to visit India in 2022, it’s essential that you travel safely. So, how can AllClear help you?

As the UK’s No.1 for Travel Insurance3, AllClear can offer you:

Superior Covid-19 Travel Insurance for India

Now that 28.4 million adults in England have received a Covid-19 booster vaccine, and the travel restrictions and testing requirements have eased,

CEO of AllClear Travel, Chris Rolland, said: “Following the recent travel updates, it appears travel will be easier and cheaper in 2022. However, to make the most of your opportunity, it’s essential that you buy Travel Insurance with Superior Covid cover. .”

Part of the fun of having a holiday is the planning process. To help you make the most of it – we recommend the following:

What should Travel Insurance for India Cover?

Look for a policy that includes:

Medical expenses cover – although it’s not mandatory, travel insurance is strongly advised when travelling to India. Choose a policy with medical expenses cover, to avoid any unexpected medical expenses if you need treatment while you’re away.

Repatriation – The FCDO specifies that medical facilities are not comparable to those within the UK, especially in remote areas. If You need medical transport back home, you’ll need repatriation cover to help with the costs.

Cancellation cover – sometimes you have to cancel your trip. For example with a positive Covid diagnosis or pre-existing medical condition.

Personal property cover – There is always the possibility of losing luggage at the airport etc

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Planning and protecting your holiday abroad

Things to know before you go:
  • Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs  for more details)
  • Check any entry requirements and quarantine requirements for your chosen destination
  • Choose a Travel Insurance policy that includes Covid-19 Cover
  • For information on how Covid might affect your trip, visit our dedicated FAQs page

More than 3 million people have chosen AllClear.

994% of customers rate us as ‘Excellent’ or ‘Great’. Perhaps it’s time you joined the UK’s most trusted Travel Insurance provider1.

Curious about other travellers’ experiences with AllClear Travel insurance for India? Discover their stories below:

India trip

“Great price insurance if you have pre-existing medical conditions.” – Mistry

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently asked questions

Is it currently safe to travel to India?

For safety and travelling advice, check the latest information from the FCDO before taking your trip.

Visiting Family In India?

If you are visiting friends or family in India, you will still need a Travel Insurance policy. If you hold a dual-citizenship, then you should be entitled to state medical care where available. Still, the nearest state vicinity may be too far from you, and you may be treated in a more specialist or private hospital out of necessity. If this happens, you may still be left with a medical bill to pay if you don’t have comprehensive Travel insurance.

Can you be Covered for Long Stays in India?

On a Single Trip policy, the limit of one single holiday can be anything up to 365 days. So if you are planning to visit India for a year or less, we can cover you for the entire duration of your visit!

Top Tips for India

Bollywood is the world’s largest producer of films, producing on average1,500-2,000 feature films a year, surpassing Hollywood.

If you’re looking for an unforgettable experience on your trip, head to Mumbai to partake in a Film City Bollywood experience.


Indian rupee


There are 121 languages spoken in India. The official language and the language most widely spoken is Hindi.

Emergency number

If you have an emergency in India call 112


The standard of medical care isn’t the same in India as it is in Britain. It’s strongly advised that you have comprehensive Travel Insurance.

You’ll need a visa for visiting India. FRRO website can help you with any visa-related queries.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Covid cover rated Superior by a leading Independent UK Consumer Champion.

3 Ranked first Overall for Travel Insurance on SmartMoneyPeople.com from over 14,300 independent customer reviews on 27/01/2021.

4 Based on 166 AllClear customers surveyed in April 2021.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.