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Why Buy Travel Insurance for Majorca?

When travelling abroad it is a vital and an all-too-often disregarded factor to consider Travel Insurance for unforeseen events. This can lead to large medical bills, many thousands of pounds,  that you will have to pay for any unforeseen medical emergencies that may happen while you’re away. That’s why it’s important to have a comprehensive Travel Insurance policy in place that will cover you should the unexpected happen. Visit our blog for more information on why you need Travel Insurance.

How much does Medical Treatment cost in Majorca?

Medical costs in Majorca can be very expensive depending on the treatment you require. The island has a different policy for tourists than it does for residents. If you’re a tourist in Majorca then you should have an insurance policy in place before you travel that will cover you for medical emergencies and should also cover you for any pre-existing medical conditions that you may have. You must declare these conditions to your insurance provider when buying your policy to ensure that they are covered.

Even costs for rehydration in Majorca can reach up into thousands. If you travel to Majorca without Travel Insurance then you take the risk of paying at the local town or village PAC (“Punto de Atención Continuada”) but this can add exponentially to your costs.

If you have a dual-residency and own property on Majorca then you will be entitled to state care, that is, if you have paid enough into the social security system. If not then you will need a private health care package until then.

Why Choose AllClear for Travel Insurance for Majorca

At AllClear, we offer tailored, comprehensive medical Travel Insurance to cover pre-existing medical conditions and medical emergencies.

Since 2000 we have covered our customers comprehensively and have received numerous awards and accolades for products and customer services.

Our policies offer up to £15million medical travel insurance benefit that includes cover for any repatriation back to the UK should it be required. We offer support for hospital stays and other associated costs.

We understand it’s the little things that can make all the difference when times are difficult – especially if you’re far from home. We offer a 24-hour emergency phone number to assist you when needed and a friendly UK Contact Centre who are always willing to help.

We have helped our customers with tens of thousands of medical costs and have a 4.8-star Trustpilot rating. Let us help you today!

Will the GHIC Card Cover Medical Costs in Majorca?

The GHIC doesn’t cover all medical treatment abroad, such as repatriation. Buying Travel Insurance gives you cover for medical emergencies pre-existing conditions.

Enjoying your time in Majorca with Peace of Mind

Majorca has long been a favourite for British holidaymakers. A beautiful island forming part of the dramatic, historic and scenically stunning Balearic islands, we have enjoyed its awesome landscape, exotic beaches and reliable sunny weather for decades. The island’s numerous hotel resorts are always very popular and Majorca has many activities to offer. Other than the famed beaches, fine food and swimming in the pools and clear seas, day trips and excursions offer holiday makers the chance to see a more cultural somewhat unseen side of the island including the superb gothic cathedral – the Caterdral de Mallorca – to the stunning epic landscapes of the Serra de Tramuntana national parks. Forming part of the Balearic islands and autonomous with the mainland, Majorca or Mallorca is named from the Greek meaning “The Larger One”, as opposed to Minorca “The Smaller One”. So whether you are looking for fun-in-the-sun or you’re a culture-vulture, Majorca will surely have something for you and we want you to travel with peace of mind knowing that you have a policy that will protect you when you need it.

What Should a Travel Insurance Policy for Majorca Cover?

Look for a policy that will suit your specific needs. Think about any medical conditions you have and consider what’s important to you. A good Travel Insurance policy should give you essential cover for:

  • Emergency medical expenses - comprehensive cover for your pre-existing medical conditions as well as any unforeseen circumstance. Look for a policy that will include cover for any repatriation costs as well as some extras such as accommodation for a family member and other expenses.

  • Cancellation and curtailment - A policy can also cover you should you have to cancel your holiday or cut it short due to medical conditions or other circumstances.

  • Baggage and Personal Property - Your personal property, including your passport, can also be covered by a good insurance policy. If your belongings are lost, damaged or stolen then a policy can cover you for financial loss, as well as offering emergency help when needed.

  • Added Extras - Perhaps you require insurance for a specific holiday activity such as winter sports or golf.

Thinking of playing Golf in Majorca? Just add Golf cover to your policy or ask our staff about the benefits and let us get you completely covered!

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Get Online Quotes in 3 Simple Steps

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Coronavirus Cover for Majorca

AllClear can provide medical expenses cover and cancellation cover for a Covid-19 diagnosis. Please see our Coronavirus help page.

Travel Tips for Majorca

Speaking the Language in Majorca

Majorca has many English speaking resorts, residents, establishments and workers, and almost all of the friendly staff will be able to converse with you in English. However, if you wish to embrace the local culture, the language in Majorca is the ‘Castilian’ or ‘Castellano’ variety of the Spanish language.  Also found on the island is Mallorquí, a language that has roots in the Catalán dialect.

Places to Visit, History and Culture of Majorca

Majorca or Mallorca wasn’t populated as we know it today until Roman interest in the island. Majorca’s positioning and it being the largest island in the Ancient Mediterranean sea made it an integral outpost for Roman trade. Prior influence from the Greeks and the Moors among others still are seen throughout the island today. Majorca has a culture and a history that is fuelled with geographical interest and trade positioning.

The island’s main religion is Roman Catholicism and Majorca has an active Christian community, stunning churches, ancient cathedrals and Mass every Sunday.

Some cultural things to consider while in Majorca are that handshaking is seen as the appropriate way for men to greet each other while women traditionally may be met with a single kiss to each cheek.

Bringing a gift when entering someone’s home is seen as a social courtesy in Majorca and dinner is usually served later than in the UK – roughly between 21:00 and 22:00. The bars and nightlife in Majorca are very active until the early hours of the morning.

How Much is Travel Insurance for Majorca?

Your Travel Insurance costs are based on a few different factors. Your pre-existing medical conditions as well as other things like age will contribute to your insurance premium. The costs for medical treatment, where you are going and the duration of your trip,  will also contribute. Any added extras to your policy such as golf cover will also increase your price as well as your cover.


Here’s what our customers have to say:

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Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 2 September 2022

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.