Heart Condition Travel Insurance | Medical Travel Insurance Guide

Travel insurance for heart condition

AllClear is a specialist in providing travel insurance for heart conditions including cover for arrhythmia, heart attack and high cholesterol. We can also provide travel insurance after a heart attack or following a specialised heart operation, such as a heart bypass.

Holidays can be important following the diagnosis of a heart condition, allowing yourself time to rest and relax. However, it's important to get travel insurance for your heart condition that will cover you if you get ill and need treatment while you are abroad. This is also important if you need to cancel your trip because of your heart condition.

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After needing emergency medical assistance abroad, Barry Everett now knows the value of having a comprehensive travel insurance policy:
It goes far beyond the cost of medical expenses. As well as making all the necessary arrangements for us, they liaised with the Spanish authorities and were a very reassuring presence. The whole experience empowers me to say that AllClear is the best travel policy we’ve ever used.
Read Barry’s story
Michael Burt, the country’s first ever recipient of a beating heart transplant, talks about his challenge of finding travel insurance:
My wife and I were planning a trip to the US for a wedding in Maine and were very much looking forward to it. With my heart condition, and having previously had cancer, it was essential that we had proper travel insurance. We had always been insured previously, and knew that if I were to fall ill it could be very expensive, and so my wife Joy began searching. Little did we realise just how difficult it was going to be.
Read Michael’s story

Tips for travelling with a heart condition

Planning: Choosing your destination wisely and planning your itinerary with care should help to minimise any potential risks. Talk to your doctor to see if any testing may be advisable prior to your trip to assure that the heart condition is stable. Address any new symptoms with your doctor before travelling and confirm that you are fit to travel. Pack using lightweight luggage on wheels preferably to avoid over exertion.

Destination: Prepare your trip well in advance and choose a destination where you are confident in the medical facilities and that have good access to medical treatment. Check that your accommodation and local facilities are suitable. For example, avoid staying at a hotel situated at the top of a steep hill, miles away from the nearest town.
 1. If you've had a heart attack it is not advisable to travel to countries that experience extreme temperatures.
 2. High altitudes are best avoided if you have a heart condition. High altitude forces the heart to work harder, where a healthy heart can respond to the demands, if you have a history of heart disease, heart failure or valve disease your heart may struggle to cope. If you are in a location 2000m or more above sea level you should expect to find physical activity more difficult.

Travel Insurance: Make sure you have comprehensive heart condition travel insurance in case you need any medical treatment while you are away.

Medication: Make sure you have adequate supplies of prescribed medication, and extra in case you lose any. Make sure all heart medication is clearly labelled. Take a list of your heart medications and their dosages.

Medical History/info: Carry a copy of this with you as well as phone numbers for your doctors/family members. Carry contact numbers and web site addresses for pacemaker and ICD manufacturers and local representatives in the country you are visiting.

Flying: Thrombosis, or the formation of a blood clot in the veins of the leg, pelvis, or arms is a risk here. Sitting long hours, dehydration, and the lower oxygen levels in a plane cabin can all predispose a person to blood clots. Data has consistently shown that flights greater than eight hours pose the greatest risks.
 1. Travellers over 50 years old or those under 50 with one or more risk factors for deep venous thrombosis (such as obesity, large varicose veins, congestive heart failure, pregnancy, recent major surgery, use of hormone replacement therapy, or oral contraceptives) should wear below-the-knee compression stockings (20 Hg-30 Hg) when travelling on a plane for more than eight hours or 3,100 miles.
 2. Try and confirm aisle seating if you are at risk for deep venous thrombosis this will allow you to enter and exit your seat, walk around, and stretch your legs without disrupting other passengers.
 3. Avoid alcoholic beverages onboard and remain well hydrated.

Spa Facilities: It is generally not advisable to use spa facilities e.g. saunas, Jacuzzis or steam rooms if you have high blood pressure, angina, have had a heart attack or have any other heart condition.

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