Coeliac Disease Travel Insurance

Living with coeliac disease shouldn’t mean you have to miss out on travelling. With the right diet and the right Travel Insurance, you can explore the world with confidence. Our specialist Travel Insurance for coeliac disease is designed to support you in the event of a medical emergency abroad, from accidental gluten exposure to unexpected flare-ups or related complications. Our cover helps protect you from high medical costs, giving you the reassurance you need to fully enjoy your trip.

Because when you’re managing a pre-existing condition, going gluten-free is just the start – having specialist Travel Insurance means you’re supported every step of the journey.

When you’re living with coeliac disease, even a small amount of gluten can trigger serious symptoms. That’s why having specialist Travel Insurance is so important. Our cover protects you if you face a medical emergency abroad – whether it’s from gluten exposure, hospitalisation, or needing to replace lost medication. We’ll also cover the cost of medical repatriation back to the UK if needed.

• According to Coeliac UK, around 1 in 100 people in the UK are diagnosed with coeliac disease and many more remain undiagnosed.
• Exposure to gluten, even in trace amounts, can result in acute intestinal inflammation, fatigue, and nutrient malabsorption, which may require urgent medical attention while travelling.
• The cost of hospital treatment for food-related illness abroad can be high. In the US, treatment for gastrointestinal emergencies can exceed £30,000, while in Europe, it can still cost several thousand pounds.

That’s where we come in. Our specialist Travel Insurance helps protect against unexpected medical costs related to your coeliac disease. We tailor every policy to suit your individual needs, so you can travel with confidence, knowing you’re covered if the unexpected happens.

Our Coeliac Disease Travel Insurance is designed to protect you against unexpected medical costs related to gluten exposure or coeliac-related complications while you’re abroad. We’ll also support you if your trip doesn’t go as planned, whether it’s lost medication, cancelled flights, or delayed luggage.

Check your policy documents for full details of cover.

We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.

There are different forms and triggers of coeliac disease, and at AllClear, we can offer cover for all of them – tailored to your needs and health status.

• Classic coeliac disease – This is the most well-known form, where gluten triggers immediate gastrointestinal symptoms such as diarrhoea, abdominal pain, and bloating. These symptoms can worsen when travelling due to unfamiliar foods or cross-contamination risks. With the right policy, you’ll be protected if you need medical treatment abroad.
• Silent coeliac disease – In silent coeliac disease, people don’t experience noticeable symptoms but still suffer intestinal damage when gluten is consumed. This can make it harder to detect a reaction while travelling. Emergency cover ensures peace of mind if complications arise unexpectedly during your trip.
• Non-classic coeliac disease – This type includes symptoms outside the digestive system, such as fatigue, joint pain, or anaemia. These signs can be mistaken for general travel-related issues, delaying medical attention. Our tailored Travel Insurance helps ensure these subtler effects are still considered part of your cover.
• Refractory coeliac disease – A rare and more severe form of the condition, refractory coeliac disease does not respond well to a gluten-free diet and may require ongoing treatment. If you live with this form, having specialist cover is especially important, including emergency treatment and potential repatriation if needed.

Getting Travel Insurance when you have coeliac disease starts with our simple medical screening process. This helps us understand your condition, so we can tailor your policy to provide the right level of protection.

We’ll ask you a few questions about your coeliac disease, such as:

• Have you experienced any recent complications related to your condition?

• Do you take regular medication or follow a strict gluten-free diet?

• Have you ever been hospitalised due to gluten exposure or related issues like malabsorption or anaemia?

• Do you have any other conditions linked to coeliac disease, such as diabetes or autoimmune disorders?

It’s important to give accurate, up-to-date information. If you don’t declare your condition fully and something goes wrong on your trip, you may not be covered. For example, if you need emergency care due to gluten exposure but haven’t declared your coeliac disease, your claim could be denied.

We’re here to help make the process easy, so you can focus on planning your trip with peace of mind.

When you’re living with coeliac disease, even a small amount of gluten can trigger serious symptoms. That’s why having specialist Travel Insurance is so important. Our cover protects you if you face a medical emergency abroad – whether it’s from gluten exposure, hospitalisation, or needing to replace lost medication. We’ll also cover the cost of medical repatriation back to the UK if needed.

Although around 1 in 100 people in the UK live with coeliac disease, only 36% have been diagnosed, meaning symptoms can often be mismanaged or misunderstood while travelling. Coeliac disease is linked to serious complications such as anaemia, osteoporosis, and autoimmune conditions like type 1 diabetes and thyroid disorders, especially if left unmanaged.

Hospital treatment for complications related to coeliac disease – such as severe malabsorption or dehydration – can cost tens of thousands of pounds in countries with private healthcare systems. In the US, a short stay involving endoscopy, blood tests, and emergency care could easily exceed £25,000 depending on the hospital and insurance status.

As a specialist Travel Insurance provider, we can cover: All medical conditions. All ages. All destinations.

During our medical screening process, you should declare all your pre‑existing conditions, including coeliac disease. That way, we can tailor your policy to suit your full health profile and ensure your cover works for real‑world needs.

Coeliac disease can be linked with other autoimmune and related health conditions. For example:

• Type 1 diabetes. People with Type 1 diabetes are significantly more likely to have coeliac disease than the general population

• Autoimmune thyroid disease. Autoimmune thyroid conditions are also more common among people with coeliac disease compared with the general population

• Osteoporosis and bone health issues. Untreated coeliac disease increases the risk of reduced bone density and osteoporosis

• Anaemia and nutritional deficiencies. Damage to the gut lining can impair nutrient absorption, leading to anaemia, one of the more common complications

• Lactose intolerance and gastrointestinal sensitivities. Often associated with coeliac disease due to gut lining damage

We understand how conditions can overlap. That’s why our specialist Travel Insurance is designed to factor in your whole health picture, so you’re protected no matter where you’re headed.

Every trip is different. When you’re living with coeliac disease, your Travel Insurance should reflect that. Whether you’re planning a quick weekend escape or a year of bucket-list adventures, we’ll help you find the right cover to suit your health needs and travel style.

• Just one trip planned? Our Single Trip Travel Insurance gives you protection for up to 365 days – including cover for coeliac-related emergencies, like severe reactions or lost medication.
• Jetting off more than once? – With Annual Multi-Trip Travel Insurance, you’ll be covered for all your holidays in a 12-month period. One quote, one policy, total peace of mind – no matter how many times you pack your suitcase.
• City-hopping across Europe? Europe Travel Insurance keeps you protected from Amsterdam to Athens – and gives you time to enjoy the local flavours, gluten-free of course.
• Going long haul? Our Worldwide Travel Insurance ensures you’re covered no matter the destination – even in places where gluten-free options might be harder to find.
• Setting sail? Cruise Travel Insurance adds cover for the unexpected at sea – including missed ports, cabin confinement, or urgent medical help if coeliac symptoms flare mid-cruise.
• Tee time abroad? Planning a golf holiday? Our Golf Travel Insurance includes cover for lost equipment and unused Green Fees, so you can stay on course even if your plans change.

At AllClear, we believe specialist cover means freedom – freedom to travel, explore, and enjoy life on your terms.

Getting a quote for Travel Insurance for Coeliac couldn’t be simpler. Here’s how it works.

1. Get a quote online or by phone

The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.

2. Complete our simple medical screening process

You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.

3. Get your quote

You can either proceed to buy or save your quote at this stage.