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Home » Travel Insurance With Medical Conditions » Pancreatitis travel insurance
Letitia Smith
Travel Insurance Expert
Last updated December 22 2025
5 min read

Planning a holiday when you’re living with pancreatitis can feel daunting – but it doesn’t have to be. We believe everyone deserves the chance to travel with peace of mind. That’s why we offer specialist Medical Travel Insurance designed for people with pancreatitis, giving you access to medical cover tailored to your condition. Whether you’re managing acute or chronic pancreatitis, our cover helps protect against unexpected costs abroad – so you can focus on enjoying your trip.

Why choose specialist Travel Insurance for pancreatitis?

Living with pancreatitis can bring unpredictable symptoms, but that shouldn’t stop you from enjoying a holiday abroad. Our specialist Pancreatitis Travel Insurance is designed to support you if you face a medical emergency while travelling. From sudden flare-ups to needing hospital care or urgent access to prescription medication, we’ll be there to help. You’ll even be covered for emergency medical repatriation back to the UK, if needed.

  • According to NHS data, pancreatitis accounts for around 30,000 hospital admissions each year in the UK.

  • Chronic pancreatitis can lead to complications such as malnutrition, diabetes, and a higher risk of infections – all of which can become serious if untreated abroad.

  • The cost of a hospital stay abroad for pancreatitis treatment can exceed £10,000 in private facilities across Europe and the US.

That’s where we come in. Our specialist Travel Insurance ensures you have cover tailored to pancreatitis, so you’re protected from unexpected costs and can travel with confidence.

We can cover: All medical conditions. All ages. All destinations. And with 98% of our customers rating us ‘Excellent’ or ‘Great’², you know you’re in good hands.

Can you get Travel Insurance if you have pancreatitis?

Absolutely – having pancreatitis doesn’t necessarily mean giving up on your travel plans. But not every insurer will offer the cover you need. That’s where AllClear comes in. We specialise in Travel Insurance for people with pre-existing medical conditions – and that includes pancreatitis.

Whether you’ve been diagnosed with chronic or acute pancreatitis, our medical screening process is quick and straightforward. We’ll ask a few tailored questions about your condition so we can shape your policy to match your needs. Nothing more, nothing less.

Pancreatitis can be unpredictable. That’s why it’s so important to have Travel Insurance that understands your risks, from sudden hospital stays to access to emergency medication abroad. With AllClear, you’re not just covered – you’re cared for. And with 99%+ of our customers offered cover¹, we’re here to help you get back to doing what you love: travelling with peace of mind.

 

What cover does AllClear’s Pancreatitis Travel Insurance provide?

Our Pancreatitis Travel Insurance includes cover for unexpected medical costs, cancellations, lost belongings, and more. To make sure your policy gives you the right protection, we always recommend reading the full Policy Wording. It outlines exactly what is – and isn’t – included in your cover, so you can travel with confidence and clarity.

What’s covered?

  • Medical cover: Our policies include emergency medical cover if you fall ill while travelling, including treatment for pancreatitis and any other declared conditions. This also covers prescription medication and medical equipment you may rely on
  • Cancellation and cutting your trip short: If you need to cancel your holiday before it begins or return home early due to a medical emergency, we’ll cover your unused travel and accommodation costs
  • Your baggage: Get protection for your personal possessions, whether they’re lost, stolen, or damaged during your trip. Need extra cover for valuable gadgets? You can add that too
  • Travel delays and missed departures: If your flight is delayed, we’ll compensate you for the inconvenience. You’ll also have cover for additional accommodation or transport costs if you miss a departure due to reasons beyond your control
  • Personal liability: If you accidentally injure someone or cause damage to someone else’s property while you’re abroad, our cover includes legal expenses and liability protection
  • All ages: Travel shouldn’t come with an age limit. That’s why AllClear offers Travel Insurance with no upper age restriction, even if you’re managing pancreatitis or other medical conditions

What’s not covered?

  • Deciding not to travel: If you’re fit to travel but decide not to go, unfortunately, we can’t offer cover for your cancellation
  • Other regions: Your Pancreatitis Travel Insurance won’t apply if you travel outside the area you’ve selected when buying your policy. However, you can contact us anytime to adjust your cover if your plans change
  • Claims below the value of excess: We’re unable to cover any claim that falls below the excess amount specified in your policy documents
  • Medical conditions you fail to declare: It’s important to declare all your pre-existing medical conditions – including pancreatitis – when you buy your policy. Without accurate medical information, your cover may be invalid, especially if you require treatment abroad

We tailor all our travel policies to your specific requirements. So, we offer three different policy levels: Gold, Gold Plus, and Platinum.

SWIPE TO COMPARE POLICIES

 

Gold

Gold Plus

Platinum

Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and cutting your trip short Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

Do you need to declare pancreatitis as a pre-existing condition?

Yes – it’s essential to declare that you’re living with pancreatitis when you take out Travel Insurance. Failing to do so could mean that any claims related to your condition won’t be covered, and your entire policy may be invalidated. This rule applies to all pre-existing medical conditions.

When you get a quote with AllClear, we’ll ask a few straightforward medical screening questions. Your answers help us tailor your policy to match your specific needs and ensure you’re properly protected while you’re away.

Under our Medical Warranty, a pre-existing condition includes any situation where you or another insured person has:

  • Taken prescribed medication or received treatment, advice or consultations (in person or remotely) in the past two years
  • Been offered or received palliative care
  • Been added to a waiting list for treatment that may affect your trip
  • Been advised you have a terminal illness

For full details, including any exclusions, we recommend reading our Pancreatitis Travel Insurance Policy Wording.

AllClear’s Travel Insurance for Pancreatitis with other pre-existing medical conditions

If you’re managing pancreatitis alongside other health conditions, you’re not alone. In fact, more than 6 in 10 people have more than one pre-existing condition³. That’s why it’s so important to choose a Travel Insurance provider that understands how conditions can interact, and that’s where we can help.

We specialise in cover for: All medical conditions. All ages. All destinations. This includes complex cases where pancreatitis is one of several health concerns.

When getting a quote, simply declare all your conditions during our medical screening process. This will make sure that your policy accurately reflects your health needs, so you’re fully protected while you travel.

Pancreatitis may also be linked to other conditions, including:

  • Diabetes – Chronic pancreatitis can reduce insulin production, increasing your risk of developing type 2 diabetes.
  • Gallstones – A leading cause of acute pancreatitis, often requiring further medical intervention.
  • Liver disease – Alcohol-related liver conditions can co-exist with pancreatitis, increasing the risk of complications.
  • High cholesterol – Elevated blood fat levels (hyperlipidaemia) can trigger pancreatitis episodes.
  • Digestive disorders – Conditions like coeliac disease or inflammatory bowel disease can complicate pancreatitis management.

AllClear policies are designed with real-life health profiles in mind, so you can travel with confidence, knowing your unique medical circumstances are covered.

Find the best Travel Insurance for your trip

Not sure which type of Travel Insurance is right for you? Whether you’re planning a one-off adventure or multiple getaways, we’ll help you tailor a policy that suits your health and your holiday plans – including cover for pancreatitis.

  • One trip planned? Our Single Trip Travel Insurance gives you comprehensive cover for up to 365 consecutive days, with medical protection tailored to your condition.
  • Travelling more than once? Annual Multi-Trip Travel Insurance could save you time and money. One policy covers all your getaways for a full year – and only one round of paperwork.
  • Exploring Europe? Our Europe Travel Insurance has you covered whether you’re visiting Barcelona, Bruges or anywhere in between.
  • Going global? Worldwide Travel Insurance offers peace of mind wherever you’re heading – from New York to New Zealand.
  • Setting sail? Cruise Travel Insurance is built for life at sea. It includes extras like cabin confinement and emergency evacuation – ideal for travellers with medical needs.
  • Teeing off abroad? Golf Travel Insurance protects both you and your clubs. You’ll be covered for lost equipment and even unused Green Fees if you can’t play.

Wherever you’re headed, we’re here to make sure you’re covered, so you can focus on the moments that matter.

How our Travel Insurance for Pancreatitis works: A simple 3 step quote process

Getting a quote for Pancreatitis Travel Insurance couldn’t be simpler. Here’s how it works.

1. Get a quote online or by phone.

The first step is to provide your personal details and information about your holiday plans. You can complete this over the phone with one of our team members or online.

2. Complete our simple medical screening process.

You must declare any medical conditions you have and medications you’re taking. This will allow us to provide the cover that best suits your needs.

3. Get your quote.

You can either proceed to buy or save your quote at this stage.

“Pancreatitis is a condition that can flare up unexpectedly – especially when travelling, where changes in routine, diet, or access to medical care can pose added risks. That’s why having Pancreatitis Travel Insurance isn’t just a precaution; it’s peace of mind. We understand the complexities of travelling with pre-existing conditions like pancreatitis, and we tailor our policies to provide the support you need, wherever your journey takes you.”

Letitia Smith – Head of Communications

What our Customers Say

There’s a reason we’re the UK’s Most Trusted Travel Insurance Provider⁴. Here’s what our other customers have to say about us.

Efficient service

“Efficient service, knowledgable and friendly service. Also open on Sundays. Chae took the time to go over all the options to find the right policy and the best value possible.”

Frequently asked questions on Pancreatitis Travel Insurance

Do I need Travel Insurance if I have pancreatitis?

Yes, Travel Insurance is especially important if you’re living with pancreatitis. This condition can cause unexpected flare-ups or complications, and receiving treatment abroad can be expensive. AllClear’s specialist Travel Insurance helps cover emergency medical costs, hospital stays, medication, and even medical repatriation back to the UK if needed. With the right policy in place, you can travel with confidence and enjoy your holiday knowing you’re protected.

Can I get Travel Insurance if I have pancreatitis?

Yes, you can. We specialise in helping people with pre-existing medical conditions, including both acute and chronic pancreatitis. Unlike standard insurers who may decline cover, we provide tailored policies based on your unique health profile. Our medical screening process is quick and straightforward, ensuring your cover is built around your needs – so you’re free to plan your trip with confidence.

Will pancreatitis affect the cost of my Travel Insurance?

It can. Travel Insurance for pre-existing conditions like pancreatitis may cost more than a standard policy, but that’s because it reflects the additional support and protection you may need while abroad. The cost will also depend on your age, destination, length of trip, and whether you have any other medical conditions. We aim to keep your premium fair and tailored, so you’re not paying for cover you don’t need.

What if I don’t declare my pancreatitis?

Failing to declare pancreatitis when purchasing Travel Insurance can result in a denied claim and even invalidate your policy. That means if you need treatment related to pancreatitis during your trip, you’ll have to pay those costs yourself. We make the declaration process simple and stress-free. Being open about your condition ensures your cover is valid, and that you’re protected when you need it most.

What questions will I be asked about my pancreatitis?

As part of our medical screening process, we’ll ask you a few key questions, such as when you were diagnosed, whether your pancreatitis is chronic or acute, and if you’ve had any recent hospital admissions. We’ll also ask about your current medication and any related conditions, such as diabetes or gallstones. This information helps us provide a policy that genuinely meets your needs, so there are no surprises if you need to claim.

Letitia Smith
Travel Insurance Expert

Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.

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* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of February 2024. AllClear Gold Plus and Platinum achieved Which? Best buy. AllClear Gold Plus has been 5 Star rated by Defaqto.

¹ Based on completed quotes between May 2024 and April 2025.

² Based on 200,000+ Trustpilot responses, as of November 2025.

³ Based on 4358 responses. AllClear Annual Survey, February 2024.

⁴ Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of June 2025.