The UK's Most Trusted Travel Insurance Provider
Which Best BuyDefacto Rated biba official provider Good Housekeeping
Home » Travel Insurance for Europe » Cyprus Travel Insurance
Letitia Smith
Travel Insurance Expert
Last updated December 23 2025
5 min read

Travel Insurance for Cyprus means you can relax on your holiday. You can enjoy visiting this lovely country’s beaches, ancient ruins and picturesque villages. All with peace of mind that you’re protected.

What is Travel Insurance for Cyprus, and do you need it?

Travel Insurance to Cyprus means you can travel with confidence that you’re covered if something goes wrong. You could face high costs from your own pocket if you don’t have Cyprus Travel Insurance:

  • More than 1.3 million UK tourists visit Cyprus every year. In fact, a third of all tourists to the island are from the UK. It may be the ideal destination for Brits, but issues can arise on any holiday. From pickpocketing and bag snatching to accidentally injuring someone or damaging their property
  • You may be able to use your Global Health Insurance Card (GHIC) in the Republic of Cyprus. But it will only give you access to some essential state medical care. It won’t cover many costs, such as repatriation to the UK. ABTA estimates that a private air ambulance from the EU to the UK could cost between £21,750 and £26,100 
  • Earthquakes, tremors and wildfires can happen in Cyprus, according to the FCDO. We offer optional extra cover for Natural Disasters, helping with costs if your holiday is disrupted³

If you have a pre-existing medical condition. You may have been turned down for Travel Insurance to Cyprus in the past. As a Medical Travel Insurance provider, we cover more than 1,300 conditions, including those with a terminal prognosis. 

With 99%+ of all claims paid within 5 working days⁴, we have award-winning customer service⁵. In fact, 97% of our customers would consider buying from AllClear again⁶.  

Get your quote online now or phone our helpful team for free. 

It’s important to note that The Republic of Cyprus is in the South and where most UK holiday-makers visit. It is part of the European Union. The UK government doesn’t recognise the Turkish Republic of Northern Cyprus. 

Our Cyprus Travel Insurance covers trips to the Republic of Cyprus (the southern part of the island). Travel to Northern Cyprus – which is not internationally recognised – is not covered under our policies.

For more information and full terms and conditions, read our Policy Wording

Does European Travel Insurance cover Cyprus?

Yes, the Republic of Cyprus is covered, but you must buy a policy for the correct AllClear region. We split Europe into two regions when looking at European Travel Insurance: Region 2 and Region 3. Travel Insurance for Cyprus is in Europe Region 3.  

Region 3 includes all of the countries in Region 2, as well as a number of excluded countries:

  • Spain (including the Balearic Islands)
  • The Canaries
  • Turkey
  • Cyprus and Malta

To get Travel Insurance that may include Northern Cyprus, you must select a policy that includes cover for Region 10 – Worldwide, including the  USA, Canada, Mexico and the Caribbean. However, please note that cover for travel to Northern Cyprus is not guaranteed. You should check the latest FCDO advice and confirm with us before you travel.

For more details on Travel Insurance to Cyprus, Europe, visit our Help Centre. Or refer to our Policy Wording

What does AllClear’s Cyprus Travel Insurance cover?

Buying Cyprus Travel Insurance online? Buy a policy that gives you peace of mind that you’re covered.

What’s covered?

    • Medical cover: AllClear policies include emergency medical cover, including costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment
    • Cancellation and cutting your trip short: Cover for your flight and accommodation costs if you unexpectedly have to cancel for reasons outside your control. We’ll also cover you if you need to return home early following an emergency
    • Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
    • Travel delays and missed departures: We’ll compensate you for the time if your flight is delayed. If you miss your flight due to reasons outside of your control. You’ll also be covered for accommodation and transport costs
    • Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
    • All ages: We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit

 

What’s not covered?

    • Deciding not to travel: We do not provide any cover if you can travel but choose not to
    • Other regions: We won’t cover you if you travel outside your chosen region. Although you can contact us to upgrade your policy at any time 
    • Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
    • Medical conditions you fail to declare: You need to provide us with an accurate medical history when you buy Travel Insurance so we can give you the right cover. This is especially vital for senior travellers and those with long-term conditions
    • Activities: Always check any activities you plan are included by reading the Policy Wording. We offer a range of optional extra cover if needed. We do not cover winter sports for anyone over 65
    • Travelling against government advice: If travel to the region you’re visiting is advised against, you will not be covered if you go anyway. Always check the FCDO website

For full details of what is and is not covered, please check your Policy Wording.

We tailor all our travel policies to you with three different policy levels: Gold, Gold Plus, and Platinum. 

SWIPE TO COMPARE POLICIES

 

Gold

Gold Plus

Platinum

Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and cutting your trip short Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

AllClear’s Travel Insurance for Cyprus with pre-existing medical conditions 

Do you have a pre-existing medical condition? You may be concerned that you can’t get Cyprus Travel Insurance online. Or that it might be too expensive. 

As a specialist Medical Travel Insurance provider, we can cover more than 1,300 conditions. In fact, 99%+ of our customers are offered cover⁷

Conditions we cover include: arthritis, osteoporosis, COPD, high blood pressure and heart disease

Our medical screening process is designed to be quick and simple. We will ask you a few questions based on your conditions, so we can offer you the right level of cover. 

You must disclose to us if you or anyone else insured on the policy has:

  • In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation;
  • Received or been offered palliative care;
  • Been placed on a waiting list that could cause you to cancel or curtail your trip;
  • Been advised of a terminal illness.

We’re the UK’s most trusted Travel Insurance Provider⁸. Get your quote online now or phone our friendly team.

Read our Policy Wording for full details of how we can cover you and your pre-existing medical conditions.

Find the best Cyprus Travel Insurance for your trip

Cyprus is a popular and diverse holiday destination. Get the right Cyprus Travel Insurance for your trip:

  • Friends and family: Going away with friends or family? Get Cyprus Travel Insurance for your whole group
  • Golf: Cyprus can be a fantastic destination for a golfing holiday. Get extra protection for your clubs and issues that may arise
  • Water and extreme sports: It’s important to check our Policy Wording to make sure any activities you have planned are covered. We have optional cover available if it’s not included in a standard policy 
  • Cruise cover: Visiting Cyprus on a cruise? Get protection for the unique issues you may face. Such as cabin confinement or illness on board
  • Single Trip Cyprus Travel Insurance: If you’re going away once this year, we tailor your Cyprus Travel Insurance policy to your trip
  • Annual Travel Insurance including Cyprus: If you’re lucky enough to be going away more than once. We can include your trip to Cyprus on an annual policy if you choose

Read more about all of these in our Policy Wording

How our Travel Insurance for Cyprus works: A simple 3 step quote process

Go away with confidence with Travel Insurance to Cyprus. It’s quick and easy to get your policy sorted: 

1. Tell us some details about you and your trip

Do it online or phone our team 

2. Declare any pre-existing medical conditions

We will ask about pre-existing medical conditions during our simple medical screening process. You must declare any conditions; otherwise, you won’t be covered for any claims relating to them. 

3. Get your quote

We’ll show you your quote, and you can buy it straight away or save it for later. We cover: All medical conditions. All ages. All destinations. 

Always read our Policy Wording before buying Cyprus Travel Insurance.

Letitia Smith

“Cyprus is extremely popular with Brits looking for a sunny beach break. But even the most relaxing holiday can face issues. Make sure you buy a Cyprus Travel Insurance policy which covers you for lost and stolen belongings, medical repatriation and personal liability. At AllClear, our Gold Plus and Platinum Travel Insurance is a Which? Best Buy.”

Letitia Smith – Head of Communications.

What our Customers Say

A single trip Gold Star Policy

“We have recently taken out a single trip policy to Cyprus with All clear as we have been with the company for a while now. I think the lady who dealt with our quote was called Claire. She was professional, compassionate and a pleasure to spend the time it took to go through everything with.”

John. AllClear customer.

We’ve covered more than 3.5 million travellers. Find out what they have to say on Trustpilot:

Frequently Asked Questions about Cyprus Travel Insurance

Do you need Travel Insurance for Cyprus?

Travel Insurance for Cyprus, Europe, is not mandatory if you’re visiting the Republic of Cyprus in the south. However, it is strongly recommended. You should consider how much it could cost you if:

  • Your belongings are lost or stolen
  • You are injured and require hospital treatment 
  • You need medical repatriation back to the UK
  • You accidentally injure someone else and face legal expenses
  • You have to cancel your trip for unexpected reasons outside of your control 

A good Cyprus Travel Insurance policy will cover you for this and more. This means you won’t face high costs out of your own pocket. 

If you are staying for a longer period, Travel Insurance for Cyprus may become mandatory depending on your circumstances. Entry requirements can also change over time. Always check official guidance before you go. 

Is Cyprus covered by the GHIC?

Yes, you can use your Global Health Insurance Card (GHIC) or EHIC in the Republic of Cyprus in the South. They are part of the EU. You cannot use the GHIC or EHIC in the disputed Northern Cyprus. 

The cards will give you access to some essential state medical care at the same price as local residents. However, they do not provide protection for your belongings, cancellation or medical repatriation. Buying Travel Insurance for Cyprus is strongly recommended. 

How much is Cyprus Travel Insurance?

The cost of Travel Insurance to Cyprus will depend on:

  • How long you’re going for
  • Who you want to cover
  • Any pre-existing medical conditions
  • Your age
  • Any additional cover you may need. Such as protection for a golfing holiday

To get your quote, tell us about your trip online now or phone our team

Get the most out of your trips with our helpful guides

Where are you visiting?

Explore our helpful guides for tips on ensuring you remember everything you need when travelling to one of the destinations below.

Which activities do you have planned?

Whether you’re planning a skiing holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.

Letitia Smith
Travel Insurance Expert

Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.

experts shield

Our content is created and reviewed by a dedicated team of experts

* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of February 2024. AllClear Gold Plus and Platinum achieved Which? Best buy. AllClear Gold Plus has been 5 Star rated by Defaqto.

1. Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of June 2025.
2. AllClear Gold Plus and Platinum achieved Which? Best Buy.
3. Read our Policy Wording for full details, terms and conditions and exclusions.
4. 99%+ is based on non-assistance claims approved for payment during January 2024 to January 2025 on AllClear branded policies only. 5 working day window commences when insurers have received all relevant information and documentation to confirm claims cover.
5. UK Broker Awards, Customer Service Awards 2025.
6. Based on 574 responses, post-purchase survey June 2025.
7. Based on completed quotes between May 2024 and April 2025.
8. Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of June 2025.