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Home » Travel insurance » Heart Disease Travel Insurance

Travel Insurance for Heart Disease

Coronary heart disease travel insurance covers you if you have a heart condition and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, helping to prevent unexpected medical bills and unnecessary complications that can arise on trips abroad.

Why do You Need Travel Insurance for Coronary Heart Disease?

As the specialists in medical travel insurance since 2000, we understand that it can be difficult to get the travel insurance you want and need if you have a heart disease.

All Clear provides travel insurance for heart conditions including angina, atrial fibrillation and cardiac difficulties after a heart attack.

We provide cover to thousands of people with pre-existing medical conditions travelling to destinations all over the world and if you have had difficulty getting heart disease travel insurance in the past, we could help you. Our travel insurance for heart conditions…

  • Provides cover for mild or severe heart disease.
  • Offers a 24 hour emergency medical assistance line from abroad.
  • Up to £15 Million emergency medical expenses cover, including for COVID-19
  • Cancellation cover if you are not able to go on your holiday, including cover relating to COVID-19

*Providers will vary, so do check the cover limits of the policy you intend to purchase.

Finding travel insurance when you have a pre-existing medical condition can be a challenge. Finding insurance when you are the country’s first ever recipient of a beating heart perhaps takes that challenge to another level. Before 65-year old Michael Burt found AllClear, he was beginning to think that he was uninsurable, but we were able to cover him. Read more for the full story.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Tips When Travelling After a Heart Attack

  • Talk to your doctor (Source: NHS) about your trip and find out if they have any specific advice that you should follow while you’re on holiday. They have the best understanding of your heart condition, and they can let you know of any precautions you should – such as getting up from your seat at least every two hours to improve blood circulation.
  • If you have an implanted cardiac defibrillator (Source: NHS), you should request a hand search at security if possible. There have been no reports of ICD dysfunction caused by metal detectors, but researchers say there could be a theoretical risk.
  • When you are on a special diet for your heart problems at home, try to follow your diet as much as possible on your trip. If you have heart issues, eating too much salt can increase your risk of symptoms – so avoid excessively salty foods while travelling.
  • You will need to arrange medication for the duration of your trip, as well as extra supplies in case you are delayed or your medication is misplaced.
  • If you experience heart symptoms, get emergency medical help right away. You will then need to contact the medical emergency assistance company as detailed in your medical travel insurance policy. You can find the correct telephone number to call for your policy here: Medical Emergency contact numbers.
  • If there are any changes to your health before you travel, including any new medication, please contact our Customer Care Team on 01708 339029 and we’ll be happy to update your cover.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Our 5 Star Rating on Trustpilot

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Important Information on Heart Disease Travel Insurance

Conditions related to heart disease

Heart disease is a general term related to a number of conditions. It can also be called coronary heart disease and ischemic heart disease. The main symptoms of heart disease are angina, heart attack and heart failure.

You want to ensure you’re properly covered, does our medical screening process allow you to provide details of your heart disease history?

With many years of experience handling very complicated medical conditions, AllClear has designed a straight forward online medical screening process.

This process is a simple question and answer format and provides us with all the information we need to offer you a quote for your heart disease.  Once completed you can review the quotes and cover levels available and decide the premium you wish to pay.

What will affect the premium?

With holiday insurance for heart conditions, premiums are calculated based on the answers you provide throughout the medical screening process. Many factors are taken into consideration including the length of your holiday, where you are going, your age and medical conditions.

What happens if your medical situation changes after you’ve bought your policy?

If you develop a new medical condition or an existing one changes once you’ve purchased your travel insurance, you will still be able to amend your policy. Please ready our change in state of health article for more information. You will need to notify us at the earliest opportunity and in particular before you book or commence your trip –  just call our Customer Care Team and they will be happy to make any adjustments. Please note that in some cases an additional premium may be applied to your policy to make these changes. Please check your policy wording as providers may vary.

 

Article References:

  1. NHS: Traveling with a heart condition
  2. NHS: When can I fly after a heart attack?

FAQs

Annual multi-trip or single trip?

An annual multi-trip policy allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days.

If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.

What will affect the price of your policy?

We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.

 

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.