Travel Insurance for Stroke
If you are thinking of travelling abroad or within the UK following a stroke or transient ischaemic attack (TIA or mini-stroke), then let this AllClear guide to specialist medical travel insurance help you through the process. We at AllClear are committed to giving high-quality service to our customers, and our tailored, comprehensive travel insurance policies are especially designed to cover pre-existing medical conditions such as a stroke. Regardless of your age we can provide 5-star cover for you and your travelling party. As long as the FCDO or the WHO are not advising against travelling to your chosen destination then we can get you covered.
AllClear Comprehensive Travel Insurance for Stroke or TIA (Mini-Stroke)
Each year in the UK, 100,000 people suffer from a stroke or TIA according to Stroke Association – that’s around one stroke every 5 minutes! And with over 1.2million stroke survivors in the UK, it’s vital that we can supply you with the kind of medical insurance cover that you need.
Following a stroke we understand that you might be hesitant to travel, so there’s a few things you might want to check before making your decision:
- You haven’t been advised not to travel by a medical professional
- Think about the destination you’re travelling to and if it is suitable for you regarding physical exertion etc
- If you feel that your destination is suitable and that you are confident to travel then you’ll need to have a suitable medical travel insurance policy in place before you leave the UK that will take care of any costs for emergency medical treatment abroad. That’s where AllClear can provide you with the added satisfaction of knowing that you have a 5-star comprehensive insurance policy in place that will protect you financially should you require any emergency treatment while away
If the worst happens while away abroad it’s bad enough that you are far from home, family and friends, so you don’t want the added pressure and worry about paying the costs of any emergency medical treatment you might require as a result of your stroke or TIA. Medical expenses abroad can accumulate and be significantly costly. They can leave you or your loved ones with a life-changing debt to pay. Should you require medical transport back to the UK, this alone can be tens of thousands of pounds.
Our AllClear policies can cover you for emergency medical expenses, including repatriation, up to £15million. We can offer you cover for cancellation as well as personal property and a whole host of additional, optional extras to enhance and personalise your policy to suit your specific needs.
Do you need Travel Insurance for Stroke or TIA
With so many different things to consider and arrange when booking a holiday, it’s so easy to forget why we need travel insurance. Following a stroke, even if you go on holiday in the UK, you should have a medical travel insurance policy in place to protect you from things like cancellation or curtailment costs that might occur. Should you or a travelling companion require medical transport repatriation back to your local area then this may not be covered by the NHS.
When travelling outside of the UK it is simply essential to have medical travel insurance following a stroke/ TIA . If you have any other pre-existing medical conditions then they should also be covered by your insurance provider.
At AllClear, our insurance policies will cover the costs of any emergency medical expenses up to £15million. A study by The Independent found that a claim is made every minute by UK residents abroad.
A comprehensive AllClear medical travel insurance policy can give you the cover you need to feel safe and secure within your travels following a stroke or TIA.
Call our AllClear team today on 0800 077 777!
One policy for the Whole Family following a Stroke
Our 5-star rated AllClear policies are designed to cover singles, couples, families or even large groups. You don’t need to have separate policies if you are travelling with loved ones or friends. Let AllClear make it simple and easy and give all of your party the same policy, regardless of individual age or pre-existing medical conditions. Get everyone covered in one place at the same time with a comprehensive medical travel insurance policy from AllClear.
How much will your Travel Insurance for Stroke or Mini-Stroke cost?
Your travel insurance policy premium will be based on any pre-existing medical conditions that you declare to start with. Then the cost of specific medical treatment in the country you are going to as well as the length of time you will be away for will also be contributing factors. Any optional extras that you add to your policy to enhance it will also affect the final premium.
What if Your Stroke or TIA Was Many Years Ago?
If you still take any kind of prescribed medication as a result of having a stroke or transient ischaemic attack (TIA or mini-stroke) then you will still need to declare it on your insurance policy, no matter how long ago it was. This is so we can see that you are taking medication following the stroke and that may affect any treatment you receive while you’re away which can alter the costs.
Should You Talk to Your GP Before You Travel?
You may want to speak to your GP or medical practitioner if you are planning to travel following a stroke or mini-stroke. The air pressure inside of a plane is lower than we breathe on the ground level, which results in less oxygen being carried in your bloodstream. So let your doctor know you’ll be flying – in case you need any oxygen to be provided during your flight.
After a stroke, you’re at greater risk of developing a clot in the leg during a flight. Make sure you keep active on a flight to prevent clots, including standing up every 30 minutes or taking a walk along the plane. In addition, it may be worth buying compression socks to wear during your flight. Consider booking seats with extra leg-room to make your journey as comfortable as possible. Or even arrange priority boarding. The aim is to make your trip as stress-free as possible.
All Clear Enhanced Cover and Optional Extras
At AllClear we have lots of ways to design your policy to suit your individual needs. Should you be going on a cruise or a skiing holiday, then we can offer you the specific cover you’ll require. Make sure you let us know of any specialist activities you are thinking of doing and we will let you know what cover you will need. With a number of our optional extras available such as winter sports travel insurance and gadget cover, we are sure you will find the right policy with AllClear. So call us today for a quote on 0800 077 777 and let us get you covered!
Cruise Holidays following a Stroke
If you are thinking of going on a cruise holiday following a stroke then it’s important that you have the correct and adequate cover in place before you travel. Should you require a medical helicopter to transport you to the nearest medical vicinity then you’ll need to ensure that your policy will cover that specific expense. Add AllClear cruise insurance to your policy and travel safely and securely.
Golf Holidays following a Stroke
Thinking of going on a golf holiday following a stroke or TIA? We at AllClear have specialist golf travel insurance to give you that extra protection you will need. Add golf cover to your policy and enjoy a few rounds with 5-star insurance to cover your whole game.
Covid-19 and Stroke
While we’re all desperate to get away following the hard year of 2020, it’s important to assess the risk and ensure we are making the right decisions. Following a stroke or TIA, patients are more likely to contract pneumonia as a complication following a positive COVID-19 Coronavirus test result, according to Stroke Association. This means that we need to be extra cautious following a stroke/ TIA (mini stroke) Before we can offer you travel insurance we must have a few things checked:-
Are you fit to travel?
As long as you haven’t been advised not to travel by a medical professional then we are happy to give you a quote.
Are any Travel Restrictions in Place?
Providing that there are no current travel restrictions in place by the FCDO or the WHO then we are happy to offer you cover!
All Clear Enhanced Coronavirus COVID-19 Cover
The impact of the Coronavirus COVID-19 has been felt by all of us and is still very much an ongoing world situation, so it is always best to keep up to date with the latest advice on travelling following a stroke given by the government and also check with the NHS when possible. Don’t hesitate to ask any questions you have or raise any concerns – our AllClear team is always here to answer any questions you might want to ask.
At AllClear we are proud to be able to offer our enhanced Coronavirus travel insurance for medical emergency expenses with a COVID-19 positive test result. We can also now offer cover for cancellation following a positive diagnosis as well. Our COVID-19 FAQs can give you up to the date information regarding our COVID-19 cover.
Does having a Stroke or Mini-Stroke Limit your Travel Ability?
Following a stroke you may find it more difficult to get travel insurance from your usual provider. That’s why you’ll need a specialist medical travel insurance provider to give you the cover you need. Wirth a medical specialist insurance provider like AllClear we will be able to offer you comprehensive medical travel insurance with a whole host of benefits so you can still enjoy your much-loved holidays away. At AllClear we can offer you single trip cover with a maximum duration limit of 365 days or an annual multi trip policy, which will cover any amount of holidays you choose to go on during a 12 month period. We believe everyone deserves the right to travel following a stroke or mini-stroke.
What Should a Travel Insurance Policy for a Stroke or TIA Cover?
You’ll need to declare your stroke as well as any other pre-existing medical conditions you might have.
- Emergency medical expenses – cover for stroke/ TIA (mini stroke) and any emergency medical expenses
- Cancellation and curtailment – cover for the cancelation of your holiday and also for curtailment, should you have to come home early due to medical circumstances
- Baggage and Personal Property – Your passport, bags, personal possessions and cash can also be covered should they be lost, stolen or damaged while you’re away
- Gadget Cover – your medical travel insurance policy can also cover any gadgets and smart devices that you might need extra protection for
Benefits of an AllClear Policy
- Cancellation and Curtailment covered up to £25,000, including for Covid-19
- Up to £15 million emergency medical expenses cover, including for Covid-19
- Up to 30 days FREE extended cover (if due to unexpected circumstances beyond your control)
- Up to £2,000, if medically necessary, for a friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 (costs for room and to accompany you home)
- Repatriation costs, when medically necessary, to bring you back to the UK where it is deemed to be in your best interests
- Following recovery from Coronavirus, costs for a continued recuperation stay, when medically necessary and under doctors advice
- Costs for your return flight following your enforced stay due to Coronavirus
- Personal Belongings covered up to £3,000
- All conditions. All ages.
Will you be covered if you’re travelling during the COVID-19 pandemic?
There are three things to check so that you can make sure you're covered:
- You must be fit to travel
- The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
Competitor comparison table
|This table shows how AllClear Travel Insurance compares to other providers i||AllClear||Staysure||Avanti||Saga|
|5-star Trustpilot reviews||82%||77%||77%||71%|
|5-star Defaqto rated|
|Good Housekeeping endorsement|
|Established for 20+ years|
|Maximum cancellation cover||£25k||£15k||£7.5k||£10k|
|Minimum standard excess||£0||£65||£0||£70|
|Baggage delay benefit after 12 hours i||£250||£0||£75||£250|
|Number of product choices||4||2||3||1|
|No age limits i|
|Travel companion cover|
|Terminal conditions cover|
|Admin fee for cancelling during the cooling off period||£0||£25||£25||£0|
|Refund provided outside of cooling off period|
|Claims paid within 5 working days i||100%||95%||N/A||N/A|
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
Why Choose All Clear for Stroke Travel Insurance?
We hope you have found this guide to travelling following a stroke helpful and we hope you can enjoy your travel plans in the future with a policy you can trust.
So why choose AllClear for your medical travel insurance needs? We have been committed to giving the highest level of service and product for over 20 years and our customers have given us a 4.9 Trustpilot rating.
Read AllClear Trustpilot Reviews
Here’s what a recent customer had to say:
|“The insurance offered was perfect for us following my husband’s stroke. The price was reasonable and I could be included as a travelling companion so I would be covered for cancellation due to my husband’s medical conditions, which my insurance company would not cover”.
– Geoffrey – Trustpilot
We’re very proud to have been awarded many awards and accolades for our commitment to service, product and customer satisfaction.
When you travel with AllClear you are travelling with a medical insurance provider specialist.
So leave it in the hands of the experts and call AllClear today!