Travel Insurance for Cuba is mandatory. Whether you’re experiencing the culture of Havana or relaxing on the beach in Playa Paraiso. We help you get the right cover for your trip, as the UK’s most trusted Travel Insurance Provider².
What is Travel Insurance for Cuba?
From vibrant cities to beautiful beaches, Cuba is a bucket-list destination for many. With fewer restrictions on tourism to the country in recent years, you may be ready to pack your bags.
Our Travel Insurance for Cuba gives you peace of mind if something unexpected happens. Whether you become sick, get hurt, or your belongings are lost or stolen, you know you won’t face high costs from your own pocket. 99%+ of all our customers’ claims are paid within 5 working days³.
Do you need Travel Insurance for Cuba? Is it Mandatory?
Yes, you must have Travel Insurance for Cuba. It’s a legal requirement, and you may be asked for proof upon arrival. If you can’t prove you have Cuba Travel Insurance and funds to pay for medical treatment, you may be refused entry. Or have to buy a policy from an official state supplier.
You must have sufficient medical cover as part of the Cuba Travel Insurance requirements. We offer up to unlimited cover for medical expenses and repatriation, depending on policy level. And you can get pre-existing medical condition cover if you need it.
You’ll also be protecting your belongings and getting cover for cancellation, and cutting your trip short⁴:
Some of the top reasons why you might need Travel Insurance in Cuba include:
- Cuba faces many extreme weather patterns, with their hurricane season running from June to November. In fact, the Cuba Climate Centre said there is an 80% chance of a hurricane hitting the country. We offer optional extra cover for Natural Disasters. If your holiday is disrupted⁵.
- Opportunistic crime in Cuba is rising, according to the FCDO, and tourists can be a target. Our personal belongings cover means you’re not left out of pocket if your things are lost, stolen, or damaged. Plus, we have optional extra cover for gadgets.
- Air ambulances, if needed, are expensive. ABTA estimates the cost of an air ambulance from outside the EU back to the UK to be on average £65,000-£74,000. If you need to be transported back to the UK due to a medical emergency, you want to know you’re covered for repatriation costs.
If you’re excited to experience all that Cuba has to offer, from stunning Caribbean beaches, to the art, jazz and culture of the cities. Go away with confidence with our holiday insurance for Cuba, giving you peace of mind in case something goes wrong.
Always read our Policy Wording for full details of what we cover with our Cuba Travel Insurance. You should also read the FCDO advice for Cuba before travelling.
What does AllClear’s Cuba Travel Insurance cover?
A trip to Cuba can feel exciting and adventurous, but it may also leave you with some concerns. Journey with confidence with Travel Insurance for Cuba:
What’s covered?
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- Medical cover: AllClear policies include emergency medical cover, including costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment
- Cancellation and cutting your trip short: Cover for your flight and accommodation costs if you unexpectedly have to cancel for reasons outside your control. We’ll also cover you if you need to return home early following an emergency
- Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures: We’ll compensate you for the time if your flight is delayed. If you miss your flight due to reasons outside of your control. You’ll also be covered for accommodation and transport costs
- Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages: We believe that Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit
What’s not covered?
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- Deciding not to travel: We do not provide any cover if you can travel but choose not to
- Other regions: We won’t cover you if you travel outside your chosen region. Although you can contact us to upgrade your policy at any time
- Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare: You need to provide us with an accurate medical history when you buy Travel Insurance, so we can give you the right cover. This is especially vital for senior travellers and those with long-term conditions
- Activities: Always check that any activities you plan are included by reading the Policy Wording. We offer a range of optional extra cover if needed
For full details of what is and is not covered, please check your Policy Wording.
We know everyone will have different travel plans and different budgets. Choose from our three policy levels: Gold, Gold Plus, and Platinum.
SWIPE TO COMPARE POLICIES
| |
Gold
|
Gold Plus
|
Platinum
|
| Emergency medical expenses and Repatriation costs |
Up to £10m |
Up to £15m |
Unlimited |
| Cancellation* and cutting your trip short |
Up to £2k |
Up to £15k |
Up to £25k |
| Travel Delay |
Up to £300 |
Up to £1,500 |
Up to £1,500 |
| Personal Belongings |
Up to £2k |
Up to £2.5k |
Up to £5k |
| Personal liability |
Up to £2m |
Up to £2m |
Up to £2m |
| Legal protection cover |
Up to £50k |
Up to £50k |
Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Cuba with pre-existing medical conditions
We can provide holiday insurance for Cuba, even if you have a pre-existing medical condition, such as diabetes, cancer or a heart condition. We cover more than 1,300 conditions with our Medical Travel Insurance, and 99%+ of our customers are offered cover⁶.
With Cuba Travel Insurance requirements including adequate medical cover, it’s essential that you buy the right policy. We are experts in offering comprehensive Travel Insurance that caters to your specific needs. It’s quick and simple. Declare your medical condition, and we will ask you a few questions during our medical screening process, then send you your quote.
You must disclose to us if you or anyone else insured on the policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation;
- Received or been offered palliative care;
- Been placed on a waiting list that could cause you to cancel or curtail your trip;
- Been advised of a terminal illness.
We’ve covered more than 3.5 million travellers. Talk to our team today:
For full details of how you will be covered if you have a pre-existing medical condition, always read our Policy Wording.
Find the best Cuba Travel Insurance for your trip
We have a range of policies and optional extras to tailor cover to your trip:
- Single Trip Cuba Travel Insurance: If this is your one big holiday for the year, our Single Trip Travel Insurance will be your best option
- Annual Travel Insurance: If you’re lucky enough to be jetting off multiple times this year, our Annual policies can often save you time and money. Select the option that includes the USA, Mexico, Canada, and the Caribbean to ensure trips to Cuba are included
- Water Sports: Cuba’s crystal clear waters are perfect for diving, paddleboarding and more. If you plan to take part in water sports while you’re away, read our Policy Wording. Make sure any activities are included, or take a look at our optional extra cover
- Golf: If you’re planning on hitting the course while away, we can provide extra cover for the unique problems you might encounter on a golfing holiday
- Cruise cover: Cuba is a vibrant stop on a Caribbean cruise. Take a look at our special cover for cruises
- And many more optional extras: Cuba can be a popular destination for sports and trekking. We have optional cover for extreme sports and more if you need it
Our Policy Wording is the best place to read the full details of each type of cover we offer.
How our Travel Insurance for Cuba works: A simple 3 step quote process
We make getting Cuba Travel Insurance quick and easy. Here’s how it works.
- Get a quote online or phone our team
Tell us about your trip and who you’re looking to cover with a policy. You can do this online or by phoning one of our team members:
2. Complete our medical screening process
Let us know about any pre-existing medical conditions and complete our simple medical screening process.
3. Get your quote
Once you’ve received your quote, you can either go ahead and buy your policy or save it for later.
“With Cuba Travel Insurance requirements meaning you must buy a policy before you go, it’s essential that you get the right one for you. Make sure the policy covers emergency medical costs, including any pre-existing conditions you have. You should also check that it covers repatriation if you need medical transport back to the UK. Otherwise, you could be facing a bill of thousands of pounds.”
Letitia Smith – Head of Communications.
What our Customers Say
97% of our customers would consider buying from us again⁷. See what they have to say about us on Trustpilot:
AllClear saved our Holiday!
“My husband and I had booked a holiday to Cuba, and I was having trouble getting insurance for a pre-existing medical condition of my husband’s… I had tried various companies, gone through the medical screening, only to be told at the end of it all that he wouldn’t be covered. When I did AllClear’s I answered all the questions correctly and, at the end of it, we had the necessary cover… I am extremely satisfied and would recommend them to others who may be having difficulty getting appropriate cover.”
– Mrs June C. AllClear customer.
Frequently Asked Questions on Cuba Travel Insurance
How much is Travel Insurance for Cuba?
The cost of holiday insurance for Cuba depends on many factors, including:
The best way to find out how much your policy will cost is to get a quote from our friendly team.
Does the GHIC cover medical treatment in Cuba?
No, the Global Health Insurance Card (GHIC) does not cover medical treatment in Cuba. The GHIC and EHIC cards give you access to some medical treatment at the same price as local residents in a number of countries in Europe. The GHIC card also works in a few other locations, such as Australia. However, it does not cover Cuba.
Do you need proof of insurance when visiting Cuba?
Yes, you must bring proof with you and may be asked to show it when you arrive in Cuba. If you cannot prove that you have insurance and a means to pay for medical treatment, you may be refused entry or have to buy insurance from a Cuban state supplier.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on ensuring you remember everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Whether you’re planning a skiing holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
