Travel Insurance For France
Whether you’re spending a romantic weekend in Paris, taking a day trip to eat seafood in Bourgogne, skiing in the Alps or tasting some of the country’s finest wines – you’ll need to pack quality travel insurance.
Here’s what you need to look for!
Why Do You Need Travel Insurance for France?
Research into travel insurance from ABTA suggested that over 8 million holidaymakers may have travelled abroad over the 2019 summer without insurance in place and put themselves at risk of paying substantial medical or repatriation costs.
When you’re planning your holiday in France, packing quality travel insurance is a must! It will provide a safety net in the event of a travel dilemma but most importantly, it will cover your medical expenses should you need treatment while travelling.
Healthcare is easy to access and standards are very high in France, however, the EHIC, which entitles carries to free healthcare, will only work for UK citizens up until Thursday, 31 October.
Even if the EHIC scheme continues for UK nationals, it is not a substitute for travel insurance. You will need insurance to cover repatriation or protection in the event of other emergencies, such as cancellation or baggage loss or theft.
What Should You Consider When Choosing Travel Insurance for France?
A good travel insurance policy for France will include:
High levels of cover for medical bills in case you need treatment while travelling and for repatriation should you need to be returned to the UK as a result of a medical problem.
Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short.
Cover for your baggage and possessions if they are lost, damaged or stolen while you are travelling.
You should also consider protection for airline or end supplier failure to make sure you don’t lose money if your travel company goes bust and they aren’t protected by the ABTA or ATOL schemes. AllClear offers this as standard, however, others may offer this kind of cover with an additional charge.
If you’re heading to the French Alps for a bit of skiing – specialist winter sports coverage is recommended to cover things like piste closure, lost ski passes, extra protection for equipment and cover for hiring equipment should yours be damaged or lost.
Benefits of an AllClear Policy
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
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Tips When Travelling to France
French healthcare standards are very high and provided on the same terms as French nationals if you have an EHIC. That said, it’s important to remember the treatment may not be free at the point of service. Should the UK leave the EU without a Brexit deal, it is likely that Britons will not be able to use the EHIC, making travel insurance an even more important purchase.
If you need to top-up any prescribed drugs – you’ll need a prescription from a local doctor. To make this a little easier, make sure you carry a copy of your prescription and a doctor’s note to explain why you are taking any medicines.
If you’re a British citizen with a valid passport, you won’t need a visa to travel to France if your trip is for less than 3 months.
The currency is the Euro and cards are widely accepted. Tipping isn’t expected but much appreciated if you’ve received really good service.
If you plan to drive in France you’ll need to carry your full UK driving licence, passport, V5C (registration document) and your insurance documents.
You will also need to buy a GB sticker, spare bulbs, a traffic triangle, breathalyser tests, snow chains, headlight deflector stickers and reflective jackets – you can get kits with all these items included online or if you forget, they’re available on ferries and petrol stations near the ports.
If the UK leaves the EU without a Brexit deal, you may also be required to carry an International Driving Permit, available from most Post Offices, and a motor insurance green card which you’ll need to get from your insurer.
While English is widely spoken as a second language in big cities, it isn’t commonly used in rural areas. It’s always a good idea to learn some phrases and use as much French as you can.
Why More Than 3 Million People Have Chosen AllClear
We’re experts in medical travel insurance since the year 2000 and 97% of customers rate us as ‘Excellent’ or ‘Great’.
“I found AllClear Insurance excellent”
Friendly, helpful, efficient, travel & Medical insurance dealt with immediately at an acceptable price – though it was only for 4 days in France! I would use this company again.
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We hope you found our guide to travel insurance for France helpful and enjoy your next trip!
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Frequently Asked Questions About France Travel Insurance
When does the cover begin?
Full benefits begin on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this cover begins as soon as you buy your policy. For this reason, it’s important to buy your travel insurance as early as possible – or as soon as you have your trip booked. You can book a single trip policy up to 12 months in advance of your holiday.
What is the age limit on France Travel Insurance Policy?
We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. During your quote, you’ll only be shown quotes which can cover your age category
Do you need a single trip travel insurance if you have a European Health Insurance Card (EHIC)?
If you have an EHIC (which used to be called the E111), you get medical treatment at the same price as the residents within EU countries you’re visiting. This often means either free or reduced costs. However, the EHIC does not cover you for all eventualities, and so you also need comprehensive travel insurance. For example, if you’re taken to a private clinic in a private ambulance, you won’t be covered. The EHIC also doesn’t cover the cost of repatriation if you need to be flown back to the UK following an accident on holiday.
What’s the maximum trip length on a single trip travel insurance policy?
Allowed trip lengths vary between policies, however, the maximum you can get for a single trip quote online is for up to 92 days. Find out more about maximum trip durations here: How long you can travel for.
Is it best to buy a single or an annual multi-trip policy?
Whether buying a single or annual multi-trip policy is best for you, it depends on how often you intend to travel during the next 12 months. If you are going on holiday multiple times throughout the year, an annual policy could work out better value for you.
With an annual multi-trip policy you can travel as many times as you like throughout the period of your insurance. There are, however, limits on the number of days you can be away for any one trip; which for some providers also depends upon your age.