Over 90’s Travel Insurance

We cover a whole range of activities with no additional cost (check your policy booklet), but you can also add on specific Golf and Winter Sports cover for an additional cost.

Single trip travel insurance is a policy that covers you for a one-off trip on selected dates. It has the great benefit of allowing you to travel for longer: up to 92 days online.

If you’re planning on getting away a few times in the next 12 months, buying an annual multi-trip policy can be cheaper. Also, annual cover gives you the freedom to travel as many times as you like throughout the year!

The maximum trip duration does change between annual multi-trip policies, and you can view them here: Maximum trip durations. As an example, you can travel up to 45 days per trip on AllClear Gold and Gold Plus annual multi-trip cover – however old you are. And you can even pay a little bit more to get an extension for up to 55 days!

We’re pleased to say you can include Waiting list cover on AllClear Gold and Gold Plus policies.

To be covered for natural disasters, such as a hurricane or earthquake, you can add our Optional Extra of Travel Disruption.

For AllClear Gold and Gold Plus annual multi-trip policies, you can take any number of trips during the year. Rather than needing to tell us exactly where you’ll be, you only need to select your preferred region of cover.

A number of factors are taken into consideration when calculating premiums. These include: The destination to which you are travelling (for example, Spain, the United States, and Canada are among the more expensive countries in which to receive medical treatment); the duration of your trip; the type and severity of your medical conditions and your age and the level of benefits being offered to you.

You don’t need to provide us with a certificate from your doctor, but you will need to confirm you’re fit to travel at the time of getting a quote or purchasing a policy. If you need to make a claim, you may require a letter from your doctor confirming that you were fit to travel at the time you bought your policy, and the date when you were declared unfit to travel.

If you have bought an over 90’s travel policy and you need to amend the details of your declared medical conditions, then simply get in touch at the earliest possible opportunity and we will update your cover.
It’s important to let us know of any changes before you travel to ensure your policy is the most up to date and you’re still covered.

Travel Insurance policies are optional when travelling to most destinations, but in some countries you may need to prove you have cover as a condition of entry.

We are an experienced medical Travel Insurance provider. Over 84%² of our customers have pre-existing medical conditions. For most medical conditions we can provide full cover, including cancer, heart disease, and diabetes.

A pre-existing medical condition is any condition you have;

• Been diagnosed with in the last two years.
• Had a follow-up appointment in the last two years.
• Taken prescribed medication in the last two years.