Travel Insurance to Jamaica is essential if you want to travel with confidence. Go away with peace of mind that you’re protected for travel delays, emergency medical expenses and more.
What is Travel Insurance for Jamaica – and do you need it?
World-renowned culture and food, jungle-clad mountains and dreamy beaches. A trip to Jamaica is high on many bucket lists. But with high crime rates and the chance of hurricanes and earthquakes³, an idyllic holiday can easily turn sour. Make sure you’re protected with Travel Insurance to Jamaica.
Go away with confidence knowing you’re covered:
- If you face a medical emergency while away. The FCDO says: “Treatment can be expensive with doctors and hospitals expecting immediate cash payment”. You may also need to be repatriated if the treatment you need isn’t available on the island. ABTA estimates an air ambulance costs on average between £65,000 – £74,000⁴
- Hurricanes and earthquakes can disrupt travel. All of the island’s airports were closed in 2024 due to Hurricane Beryl. Protect yourself with optional add on cover for Natural Disasters⁵
- Crime in Jamaica can be common. The FCDO says: “Crime rates are high in and around Kingston and Montego Bay.” And that: “The motive for most attacks on tourists is robbery.” Holiday Insurance for Jamaica includes cover for your belongings if they’re lost, damaged or stolen
If you have a pre-existing condition, it’s particularly important to make sure you’re covered. As a specialist Medical Travel Insurance provider, we can provide you with Travel Insurance to Jamaica from the UK. We cover more than 1,300 conditions, including those with a terminal prognosis.
If you’re visiting Jamaica as part of a cruise. Get protected for the unique issues you may face on this type of trip with optional cruise cover. Make sure you’re covered for illness onboard, cabin confinement and more.
Get your quote today online or phone us.
For full details of AllClear Travel Insurance for Jamaica, read our policy wording.
What does AllClear’s Travel Insurance to Jamaica cover?
What’s covered?
- Medical cover: AllClear policies include emergency medical cover, including costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment
- Cancellation and curtailment⁶: Cover for your flight and accommodation costs if you unexpectedly have to cancel for reasons outside your control. We’ll also cover you if you need to return home early following an emergency
- Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures: We’ll compensate you for the time if your flight is delayed. If you miss your flight due to reasons outside of your control. You’ll also be covered for accommodation and transport costs
- Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages: We believe Travel Insurance for Jamaica should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit⁷
What’s not covered?
- Deciding not to travel: We do not provide any cover if you can travel but choose not to
- Other regions: We won’t cover you if you travel outside your chosen region. Although you can contact us to upgrade your policy at any time
- Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare: You need to provide us with an accurate medical history when you buy Travel Insurance so we can give you the right cover. This is especially vital for senior travellers and those with long-term conditions
- Activities: Always check any activities you plan are included by reading the Policy Wording. We offer a range of optional extra cover if needed. We do not cover winter sports for anyone over 65
- Travelling against government advice: If travel to the region you’re visiting is advised against, you will not be covered if you go anyway. Always check the FCDO website
For full details of what is and is not covered with Holiday Insurance for Jamaica, check your policy wording.
We tailor all our travel policies to you with three different policy levels: Gold, Gold Plus, and Platinum.
SWIPE TO COMPARE POLICIES
| |
Gold
|
Gold Plus
|
Platinum
|
| Emergency medical expenses and Repatriation costs |
Up to £10m |
Up to £15m |
Unlimited |
| Cancellation* and cutting your trip short |
Up to £2k |
Up to £15k |
Up to £25k |
| Travel Delay |
Up to £300 |
Up to £1,500 |
Up to £1,500 |
| Personal Belongings |
Up to £2k |
Up to £2.5k |
Up to £5k |
| Personal liability |
Up to £2m |
Up to £2m |
Up to £2m |
| Legal protection cover |
Up to £50k |
Up to £50k |
Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance to Jamaica with pre-existing medical conditions
If you have a pre-existing medical condition, you may have found it difficult to find cover for Jamaica in the past. We cover more than 1,300 conditions as a specialist Medical Travel Insurance provider. In fact, 99%+ of customers are offered cover⁸.
We can provide Travel Insurance to Jamaica from the UK for those living with:
Our medical screening process is designed to be as simple as possible. And our team is always happy to help if you need them. Get your quote for Travel Insurance for Jamaica online or phone us.
You must disclose to us if you or anyone else insured on the policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation;
- Received or been offered palliative care;
- Been placed on a waiting list that could cause you to cancel or curtail your trip;
- Been advised of a terminal illness.
Read our Policy Wording for full terms and conditions.
Find the best Jamaica Travel Insurance for your trip
We can offer a whole range of Travel Insurance options for Jamaica. Along with optional extra cover if you need it:
- Cruise cover: Are you lucky enough to be visiting Jamaica on a cruise? Get protection for the problems you may face with your trip
- Natural Disaster cover⁹: Optional cover which can help with costs if your holiday is disrupted by earthquakes or a hurricane
- Water sports: See our Policy Wording to find out which activities are included as standard. Or opt for additional cover if you need it
- Annual Travel Insurance for Jamaica: If you have more than one trip planned this year, you could save time and money with a multi trip policy. Make sure you choose the worldwide option that includes Jamaica and the Caribbean
- Single Trip Travel Insurance: If you’re just looking for Holiday Insurance for Jamaica, this is the best option for you
Read our Policy Wording for full terms and conditions and details of any exclusions.
How our Travel Insurance to Jamaica works: A simple 3 step quote process
Get Travel Insurance to Jamaica sorted. Then you can get on with looking forward to your big trip:
1. You and your trip
Let us know a little about you and your plans. Do it online or over the phone.
Get your quote
2. Any pre-existing medical conditions
You must declare your pre-existing medical conditions. Or we won’t be able to cover you if you face any medical issues relating to them. Medical screening is quick and easy.
3. Your quote
You will get your quote and can either go ahead and buy your policy, or save it for later.
Always read our Policy Wording before purchasing Holiday Insurance for Jamaica.
“Jamaica is a dream destination for many, and for good reason! However, even on the most relaxing beach holiday, things can go wrong.
If you need emergency medical treatment or your luggage is lost make sure you’re protected with Travel Insurance for Jamaica.”
Letitia Smith MSc, Travel Insurance expert
Our reviews speak for themselves
I choose AllClear for my travel...
“I choose AllClear for my travel insurance as I think it’s good value. I took this insurance out on my winter holiday last year. I have also recommended it to my friend as she is travelling to Jamaica in the new year”.
Joanne. November 2018. AllClear Customer.
98% of our customers would recommend us to family and friends¹⁰. Read more reviews on Trustpilot:
What our Customers Say
Frequently Asked Questions on Holiday Insurance for Jamaica
Do you need Travel Insurance for Jamaica? Is it required?
Travel Insurance to Jamaica isn’t mandatory, but it is strongly recommended. You should consider the costs from your own pocket if something goes wrong:
- If you’re injured or become ill and need treatment
- If your belongings are lost, stolen or damaged
- If you are called up for jury duty and have to cancel your holiday¹¹
- If you damage someone’s property while you are away
Travel Insurance for Jamaica can help protect you against scenarios like this. Therefore, it’s recommended that you buy a policy before you go.
Entry requirements may change, always check the FCDO website.
Does GHIC cover healthcare for visitors in Jamaica?
The GHIC (Global Health Insurance Card) does not cover Jamaica. You need Holiday Insurance for Jamaica to ensure you are covered for medical treatment.
The GHIC works in EEA countries, as well as a small number of other places. Such as Australia, Jersey, Guernsey and the Isle of Man. It gives you access to some emergency state healthcare in those countries at the same price as local residents.
How much does Jamaica Holiday Insurance cost?
The cost of Holiday Insurance for Jamaica depends on you and your trip. Details we need to know include your age, any pre-existing medical conditions and anyone you wish to insure on the same policy. These factors impact how likely it is that you will need to make a claim.
We also need to know where you’re going, how long you’ll be away for and whether you need any extra cover. Get your quote online or phone us.
What insurance do you need to travel to Jamaica?
The Travel Insurance for Jamaica that you choose is up to you. We would recommend looking for a policy which includes:
If you’re buying a single trip policy, simply enter details of where you’re going. We will ensure your policy is for the right region. If buying annual Travel Insurance, make sure you buy a worldwide policy including the USA, Canada, Mexico and the Caribbean.
Read our Policy Wording for full details.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips. They’ll help you remember everything you need when travelling to one of the below destinations.
What activities do you have planned?
Whether you’re planning a skiing holiday or setting sail on a cruise, remember to add the cover you need to your policy for a worry-free trip.
Author notes Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear
