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Home » Travel insurance » Heart problems travel insurance

Heart problems travel insurance

Heart problems travel insurance covers you if you are currently living with a heart problem and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.

If you’re planning a trip abroad, having heart problems shouldn’t interfere with your travel plans if you have travel insurance for heart problems. As the specialists in medical travel insurance, AllClear can cover a wide range of medical conditions and has covered over 1300 different conditions since 2000.

Providing you have fully declared your heart problems condition, our comprehensive insurance will cover you:

  • For mild or severe heart problems.
  • To access a 24-hour emergency medical assistance line from your travel destination if you need emergency care.
  • To claim for any medical treatment and medication.

Heart disease travel insurance: The facts

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

The importance of travel insurance with heart problems

Your heart problems are not that severe, do you still need to declare your condition during your medical travel insurance quote process?

It’s important to declare your heart problems, no matter how minor they are. Doing this will ensure you are covered for any unexpected medical emergencies that may arise while you are abroad relating to your heart problems condition.

Having fully declared your heart problems:

  • Any unexpected medical care is covered through your heart problems travel insurance.
  • Claims for medications or lost devices will be covered through your policy.
  • You can truly relax knowing that AllClear has your covered 24/7.

AllClear is a leading specialist provider in travel insurance for people with heart problems and many other medical conditions.

We are highly trusted by our customers and have a Trustpilot rating of 5 stars, so you are able to read our positive reviews online and join the ranks of many others who took the AllClear journey and are now securely covered with medical travel insurance.

Our 5 star Trustpilot rating

Read AllClear Trustpilot Reviews

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Heart problems travel tips

If you’re travelling with heart problems, it’s important to be aware of any necessary precautions you may need to take when planning your trip. From choosing your destination to ensuring you have enough medication to last you, preparation is key! Read on for our helpful tips on travelling with heart problems!

Planning your trip

  • Early planning will help you feel more relaxed and prepared for your holiday. Depending on the severity of your heart problems, you should check with your GP to confirm that you’re fit to travel.
  • If you are, consider the duration and environments you or your loved ones will be comfortable travelling in with your heart problems. If you’re on any medications, then request enough from your doctor to last the duration of your trip, and a few extra days just in case unexpected delays occur.

Choosing your travel destination

  • Consider your heart problems when choosing your travel destination. Try to avoid areas that are hilly as well as areas with high altitudes as lower levels of oxygen can cause breathlessness and angina, which may trigger your heart problems symptoms.
  • Try also to avoid destinations with widely fluctuating temperatures throughout the day and instead chose areas with steady climates.

Arranging flights and medical equipment

  • To avoid unnecessary stress while going through security at the airport, inform your airline beforehand of your heart problems condition. If you have a pacemaker or ICD (implantable cardioverter-defibrillator) fitted, you may want to let security know of this as it’s likely to set off metal detectors.
  • People with heart problems tend to be more prone to DVT (Deep Vein Thrombosis) that can occur from sitting for prolonged periods. To prevent this from occurring, it’s a good idea to purchase compression stockings to wear on the flight. These can help prevent it as can doing subtle leg exercises to keep your blood circulation going. Avoid alcohol and caffeine while on your flight and drink plenty of water before you fly.
  • If you’re travelling within Europe, you’ll be entitled to an European Health Insurance Card (EHIC). The EHIC will allow you to access medical care in other European countries at lower cost or free. It should be made aware that this isn’t an alternative to medical travel insurance coverage, so always take out the necessary insurance policy alongside it when traveling. The EHIC would not cover you should you need to be flown home in an emergency.

Enjoying your holiday

  • The best way to fully enjoy your holiday when you arrive is to relax and try not to overexert yourself. If you are travelling with someone who has a heart condition, be mindful of their needs and aware that they may need to rest for a while when you arrive at your destination.
  • Though you should enjoy your time away as much as you can, you should also continue to adhere to any helpful lifestyle practices your doctor has recommended such as eating fresh, whole foods and avoiding processed foods as best you can.
  • Depending on your doctor’s recommendations, you should be able to enjoy excursions with your travel companions, resting intermittently when needed.

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.