What is travel insurance for over 85s?
Travel insurance for over 85s provides vital cover for when you want to travel abroad later on in life. It can cover existing health conditions and other medical needs, which can include medication, medical equipment and any aids you might require. Additionally, you can get cover for your personal items and cover in case you need to cancel your holiday before you go. , If you’re planning to travel and are over 85 years old, then specialist cover can give you peace of mind.
At AllClear, our travel insurance for over 85s includes medical expenses covered up to £15,000,000, personal possessions and baggage covered up to £3,000. Cancellation and curtailment are covered up to £5,000.
Why choose AllClear?
Some believe that as you grow older you should slow down, stay home and do less. At AllClear we know that for many over 85 year olds you still love to travel with your family and friends!
However, it is true that as you grow older it becomes more and more difficult to find travel insurance companies that will cover you. We do not think this is fair and that’s why AllClear have no age limits on our ‘AllClear Gold’ and ‘AllClear Gold Plus’ policies, both single and annual multi-trip.
Why do you need specialist travel insurance for over 85s?
We know that looking for travel insurance can be frustrating; some even consider travelling without adequate insurance. This is never the right choice because if something were to happen, the medical costs abroad could leave you or your family out of pocket or even worse, in debt!
We are a specialist travel insurance provider for over 85s and getting a quote is easy. You need to complete our simple and quick medical screening process and we then show you the insurance providers that can offer you cover.
Travel insurance for over 85s with medical conditions
Another obstacle that you may have encountered when looking for Over 85s Travel Insurance is finding a travel insurance company that will cover your medical conditions. In a recent survey of AllClear customers, 96% agreed that covering medical needs is a vital part of any travel insurance.
We understand that treating each person’s medical conditions and circumstance as unique to that individual is crucial to providing a fair premium. That is why our ‘AllClear Gold’ and ‘AllClear Gold Plus’ policies calculate premiums using ‘rate for risk’, a process that continually reviews claims data so we can provide you with a premium based on real data.
Compare travel insurance for over 85s
In 2010, we were proud to offer the UK’s first medical travel insurance online comparison tool for people with pre-existing medical conditions. Before we introduced this service, finding travel insurance for over 85s involved phoning around and trawling the web, repeatedly inputting your details and all without any guarantee that companies would offer you a quote.
We remove the frustration by providing you with quotes from the over 85s travel insurance policies that will cover you. This means you can compare policies, saving you time and effort.
Over 85s holiday insurance with medical screening
The medical screening process is quick and simple
We’ll ask you a series of questions either on a form online, or over the phone, and you will be able to inform us of any medical conditions you have. We will then present you with the quotes our insurance providers offer for you to compare.
Factors that can affect the cost of your travel insurance policy
Cutting down the costs and obstacles
There are a number of factors that determine your premium and which we use to calculate your level of risk. This includes factors like your medical conditions and the country you are travelling to.
Our travel insurance over 85 includes:
- Medical expenses covered up to £20,000,000
- Personal possessions and baggage covered up to £3,000
- Pre-existing medical conditions cover available
- Cancellation and Curtailment covered up to £5,000
- Single or annual travel insurance to any destination
At AllClear our mission is to help anyone with a pre-existing medical condition to get the insurance they want and need. We are passionate about offering value to customers of any age. As a specialist travel insurance provider, we could help if you’ve been turned down for cover elsewhere.
Choosing the best over 85s travel insurance
Making the suitable choice to cater for your needs
It’s important to know what type of policy you need. We’ll provide you with an explanation of the main types of policy you will need to choose from:
1) Single trip travel insurance for over 85s
If you only wish to be insured for a single trip within a 12 month period then single trip travel insurance for over 85s is probably the best choice for you.
Cover can be arranged for the exact number of days you require and is suitable for a single person, a couple, a group or a family.
2) Annual multi-trip travel insurance for over 85s
Our over 85s annual multi-trip travel insurance provides cover for a period of 12 months. If you plan to make more than one trip during the year then this may be a more cost effective option.
Annual multi-trip policies will have a maximum length of stay per trip. This is typically between 31 and 45 days; however, this can vary between policies. Some providers offer extended trip lengths of up to 60 days, subject to an additional cost.
3) Europe only policy
If you only plan to travel within Europe for the year, it should prove more cost-effective to opt for our over 85s Europe only travel insurance rather than our worldwide cover.
Key benefits of cover
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.