USA travel insurance covers you if you wish to travel to the USA with peace of mind at any age, even if you have pre-existing medical conditions. This type of insurance covers you for medical emergencies while abroad, which is vital to prevent unexpected medical bills and unnecessary complications that could arise when you’re away.
If you’re one of the 4.9 million Brits who visit the USA each year you don’t want your dream holiday ruined by a medical claim do you?
After all, America is the most expensive region in the world for medical care… which makes the right medical travel insurance more essential than ever.
That’s why we’re giving you a one-stop guide for all you need to know about American healthcare, culture and weather – so that you can pick the right cover for your trip!
The key difference between the USA’s healthcare system and the UK’s is that there’s no tax-funded, universal care provided by the government.
With private companies pushing up prices, hospital costs in the USA can reach up to £7,000 per day and in extreme cases, medical evacuation could cost up to £65,000.
With these high medical claims in mind, consider a specialist travel insurance provider so you are covered just in case the worst should happen while you’re away.
Comprehensive cover should include:
AllClear was established in the year 2000 was the UK’s first provider of specialist medical travel insurance.
Since then we’ve covered over 1300 medical conditions for over 3 million people.
You can compare up to 61 prices online to find the perfect policy for your USA trip.
| Gold | Gold Plus | Platinum | ||
|---|---|---|---|---|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Up to £15m | |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k | |
| Extended cover | 30 days FREE | 30 days FREE | 30 days FREE | |
| Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 | Up to £2k | Up to £2k | Up to £2k | |
| Travel Delay | Up to £100 | Up to £350 | Up to £500 | |
| Recuperation stay | ||||
| Cost of return flight due to COVID-19 | ||||
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £3k | |
| Personal liability | Up to £2m | Up to £2m | Up to £2m | |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k | |
| * If you buy a policy which includes cancellation cover | ||||
| All these figures are per person and per trip | ||||
There are three things to check so that you can make sure you're covered:
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
After finding the right travel insurance to the USA with pre-existing medical conditions, you’ll want to make sure it’s valid for your trip!
So here are a couple pointers for completing your quote.
It’s recommended that you arrange an appointment with your doctor at least 4-6 weeks before travel.
Be sure to inform the doctor you’re travelling to the USA and of any planned activities, so that they can confirm you’re fit to travel. Medical insurance USA requires you to be fit to travel before departing to ensure your travel insurance cover is valid.
If you’re unsure how to answer a medical question during the quote, your doctor is the best person to ask. If you’re unsure what a question is asking, the Customer Care Team can assist you via Live Chat.
One thing is certain: there’s plenty for a tourist to get up to in the United States!
From New York’s city lights to the sound of jazz in New Orleans, right round to Disney World in Florida, there’s something for everyone.
But in this vast country with 52 states there are also extra preparations tourists need to consider…
Before entering the United States, all travellers need to apply for an ESTA through the Visa Waiver Programme.
A self-drive holiday in the United States is great for flexibility and exploring at your own pace.
Especially if you’re thinking about iconic drives like Route 66 and the beautiful coastal routes in California!
The United State is the third largest country in the world so the weather varies dramatically from region to region. From -60°c in Alaska to 38°c in Death Valley, California, it’s hard to know what to expect.
You should check out the weather conditions for your destination during the months of your visit so you can prepare beforehand.
Hurricanes: Atlantic hurricane season runs from June to November, affecting US coastal regions.
Earthquakes: States prone to earthquakes include Alaska, California, Hawaii, Nevada, South Carolina, Tennessee, Utah, Washington and Wyoming. Find advice on earthquakes here.
Wildfires: They occur in many dry areas such as in California, Texas, Utah, New Mexico, Oklahoma and Arizona.
Like any other holiday destination, there are certain health risks and America isn’t any different.
There are currently no vaccinations available for the above conditions, so take care to avoid mosquito bites in the affected regions.
If you do need medical treatment in the USA, be sure to call the emergency telephone number of your travel insurance as soon as possible. They will make sure you receive the correct medical treatment at the right hospital.
However, if you do need to call the local emergency number dial 911.
Tipping takes on a whole new importance in the USA!
And the list goes on for many services provided! So it might be worth reading up in full on tipping etiquette.
