Travel Insurance for Dubai
Dubai is a skyscraper-studded gem and the biggest city in the United Arab Emirates (UAE). It’s packed with incredible mega structures including the Burj Khalifa, the tallest building in the world, the world’s only 7-star hotel, the Burj al Arab, and some of the largest shopping malls in the world.
With all this going on, a quality travel insurance policy that covers Dubai is a must. Here’s what to look for:
Do You Need Travel Insurance for Dubai?
It’s not a legal requirement to have travel insurance for your visit to Dubai. However, holidaymakers don’t have any access to free medical treatment. You will have to pay the bills yourself, if you don’t have cover in place.
What Should You Consider When Comparing Travel Insurance for Dubai?
When you’re buying a policy that covers Dubai, you should consider the levels of cover for the following:
Medical treatment and repatriation cover should be very high (at least £10 million) as it will cover costs for any treatment you receive while in Dubai and for repatriation should you need to be returned home as a result of a medical problem.
Cancellation and curtailment: If you can’t go on holiday because of an emergency or you have to cut it short, this coverage ensures you can recover the costs of your holiday. Flights and accommodation for holidays in Dubai can be pricey, so it’s essential to make sure the level of cover is sufficient.
You should consider buying a policy that includes protection for airline or end supplier failure. AllClear offers this as standard. It protects you and your money if your travel company goes bust and they aren’t protected by the ABTA or ATOL schemes. Some insurers may offer this as an optional extra.
It’s also essential to think about the activities you plan to enjoy while away. The city is also fast becoming a firm favourite among sailing and diving enthusiasts, and if you’re planning on spending some time in or on the water, you’ll need to make sure your activities are covered.
You should consider protection offered for baggage, possessions and money you’re carrying if they are lost, damaged or stolen while you are travelling.
Benefits of an AllClear Policy
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
Do You Need a Visa for Dubai?
You will need a visa which you can get on arrival in Dubai. The visa will allow you to stay for up to 30 days and will automatically terminate once you leave the country. You can extend your visa twice, by 30 days each time, without leaving the country but there is a fee for this.
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Tips When Visiting Dubai
Local Laws and Customs:
The FCO page on Dubai lists several local laws and customs that travellers should be aware of:
- It is illegal to be under the influence of alcohol in public, to swear or make rude gestures
- Electronic cigarettes are also illegal and likely to be confiscated at the border
- Taking photographs of certain government buildings and military installations is not permitted
- It’s against the law to live together or to share the same hotel room, with someone of the opposite sex if you aren’t married or closely related
- Public displays of affection are frowned upon
- In public areas, women are required to dress modestly. Swimming costumes are only permitted on beaches or swimming pools.
Healthcare in Dubai:
Dubai’s healthcare is of a very high standard. If you cannot provide a valid policy or do not have enough money to cover the costs of treatment, you may be refused medical care. Therefore you must have good travel insurance.
If you are in a medical emergency, call 999 and ask for an ambulance then inform your insurer as soon as possible of the situation.
Many prescription and over-the-counter drugs that are common in the UK are prohibited in the UAE – a full list of unauthorised medicines is available here. If you need any of these drugs, you will need to get permission from the UAE’s Ministry of Health – but it isn’t guaranteed.
The NHS Fit for Travel website recommends that you confirm your boosters and Tetanus vaccinations are up to date. Visit your doctor 8 weeks before travelling, to ensure you’re fit to travel.
The official currency is the UAE dirham (Dh), and there are cash machines everywhere.
Tipping welcomed but not expected. Hotel restaurants and bars may add service charges to your bill (usually 10%).
Arabic is the official language, although English is widely spoken.
Why More Than a Million People Have Chosen AllClear
We’re experts in medical travel insurance since the year 2000, and 97% of customers rate us as ‘Excellent’ or ‘Great’.
“…efficient, well priced…”
AllClear Travel are an efficient, well priced, travel insurance company for people with health conditions. They are empathetic, and their sales staff are extremely pleasant to deal with. I have gone back to them twice now.
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We hope you found this guide to travel insurance for Dubai helpful and that you enjoy your next trip!
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