Over 60's Travel Insurance

We’re pleased to say that no matter your age, you can travel up to:

•  92 days on a single trip basis for online quotes or 180 days when calling us.
• 45 days on annual multi-trip policies as standard – or get a extend your stay up to 55 days!

Yes – always! Cover for repatriation to your Home Country also extends to any other travelling member who is listed on your policy.

Yes, just be sure to answer that you are on a waiting list for treatment during the Medical Warranty section of your quote.

Plus, if you’d like to be covered for cancelling your holiday due being on the waiting list, simply Waiting List cover as an optional extra.

Yes they can.

Being on the same policy as a friend or family member also has the great benefit of mutual cancellation cover should one of you need it.

With our over 60’s annual multi-trip travel insurance, you can take any number of trips during the year. Rather than needing to tell us exactly where you’ll be, you only need to select your preferred region of the cover.

However, there are restrictions on the length of time you can be away for any one trip.

We cover all destinations.  For a single trip policy, simply enter the name of the country you are visiting. For an annual policy, you have three regions to choose from: Europe, Worldwide excluding North America, and Worldwide including North America.

A number of variable factors are taken into consideration when calculating premiums. These include: The destination to which you are travelling (for example, Spain, the United States and Canada are among the more expensive countries in which to receive medical treatment); The duration of your trip; The type and severity of your medical conditions; Your age and the level of benefits being offered to you.

Quote premiums may vary by provider because they may offer different levels of cover, excesses and upgrades.

You don’t need to provide us with a certificate from your doctor, but you will need to confirm you’re fit to travel at the time of getting a quote or purchasing a policy. If you need to make a claim, you may require a letter from your doctor confirming that you were fit to travel at the time you bought your policy, and the date when you were declared unfit to travel.

If you’ve purchased an over 60’s travel policy and you need to amend something to do with your declared medical conditions then simply get in touch at the earliest possible opportunity and we will update your details.

It’s important to let us know any changes before you travel to ensure your policy is the most up to date and you’re still covered.

With the European Health Insurance Card (EHIC) you will receive treatment in any of the EU’s 28 states as a local citizen. However, this is based on treatments received in public, not private hospitals.

The EHIC isn’t a substitute for travel insurance. It doesn’t cover you for:

 The costs of rescue and repatriation (an air ambulance from Spain back to the UK costs upwards of £10,000).

 Lost or stolen property such as passports, baggage or precious items.

 Losses from trip cancellation, curtailment and interruption.

 Extra travel and accommodation costs due to illness.

 Any medical coverage outside of the EU.

It’s quite simple.

→ Single trip travel insurance: Covers you for a one-off trip on selected dates only. You can travel up to 92 days.
→ Annual multi-trip travel insurance: Allows you unlimited travel throughout the entire year! This is perfect if you’re planning on getting away a few times in the next 12 months because it’s cheaper than buying several single trip travel insurance policies.

The maximum trip duration does change between annual multi-trip policies.

As an example, you can travel up to 45 days per trip for unlimited trips with the AllClear Gold and Gold Plus annual multi-trip cover.  And if needed, you can easily extend this with additional days for only a small premium.

No, there are not.  Winter Sports is available as an Optional Extra up to the age of 76 on AllClear Gold and Gold Plus policies!

What’s more, we have a diverse list of Optional Extras available to further boost your cover, such as:

• Travelling Companion
• Waiting List
• Travel Disruption
• Golf cover

Most travel insurance policies are optional, but if you recently have or had a medical condition such as diabetes, high blood pressure or stroke, buying medical travel insurance might be a pre-requisite to your travel.

We are an experienced medical travel insurance provider. Many of our customers have pre-existing medical conditions. For most medical conditions we can provide full cover, including cancer, heart disease, and diabetes.