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Home » Travel insurance » Over 60’s Travel Insurance

Why do you need over 60’s Travel Insurance?

Travel insurance for over 60s covers you if you’re over 60 and have any pre-existing medical conditions. This means you’ll be covered for any medical emergencies while away and will not need to worry about unexpected medical bills.

Over 60s Holiday Insurance offers peace of mind knowing you have comprehensive cover, including Superior cover for Covid-19 (as rated by a UK consumer champion).

Comprehensive over 60’s Travel Insurance

Thinking of retiring soon and dreaming of all the places you’d like to visit? Start your dream destinations list today with cover from AllClear.

Maybe you’ve got your tickets and your passport, but what about the right over 60 Travel Insurance? It’s that extra layer of security that allows you to unwind, knowing that even if something doesn’t go to plan, you’re prepared anyway.

Did you know that a UK holiday maker needs emergency medical assistance abroad every 3 minutes? You want cover for medical emergencies, including those relating to Covid-19 and your medical conditions, as well as other holiday mishaps such as lost luggage and delayed flights.

Our over 60’s cover can give you the freedom to travel. In fact, of those we surveyed, 40% of the 60s to 70s said that travel insurance is more important since the Coronavirus pandemic. Our July 2020 research showed UK adults were prepared to spend £1,334.82 more than they usually would on their holidays to ensure their trips abroad would be as safe as possible.

Our over 60’s cover can give you the confidence to explore the world. Make AllClear your travel companion for peace of mind.

Cover for pre-existing medical conditions for the over 60’s

We have helped our customers travel with peace of mind for over 20 years. We have covered over 1300 different medical conditions. Our policies will cover your pre-existing medical conditions for up to £15million, including COVID-19 emergency expense cover, or if you need to cancel your trip before you go.

What counts as a pre-existing medical condition for over 60s travel insurance?

A pre-existing medical condition is any illness or injury you’ve experienced symptoms, treatment, investigations, surgery, or medical appointments for within the last five years. It’s important to declare all pre-existing conditions on your policy.

Some examples of pre-existing medical conditions include:

Should you declare all of your pre-existing medical conditions?

It’s essential that you declare any pre-existing medical condition you may have.

If you choose not to declare all of your conditions, it could make your policy invalid.

You can declare your medical conditions and get comprehensive cover in a minutes – via our website or by speaking to one of our trained professionals over the phone.

Covid cover for the over 60s

We now offer Coronavirus cover that will cover you for medical treatment or cancellation due to a positive diagnosis of COVID-19. Since the worldwide pandemic of the COVID-19 virus, safety when travelling has become the main priority for the over 60s.

According to our latest survey of over 3000 customers (February 2021), 68% feel more confident to travel this summer following their vaccination.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Join over 3 Million people we’ve helped cover

Read AllClear Trustpilot Reviews

Frequently Asked Questions About Travel Insurance for over 60’s

Does being over 60 affect how long you can travel on the over 60’s Travel Insurance policy?

We’re pleased to say that no matter your age, you can travel up to:

Does the over 60’s Travel Insurance cover include repatriation?

Yes. Cover for repatriation to your Home Country also extends to any other travelling member who is listed on your policy.

Can you get over 60’s cover if you’re on a waiting list for a treatment?

Yes, just be sure to answer that you are on a waiting list for treatment during the Medical Warranty section of your quote.

Plus, if you’d like to be covered for cancelling your holiday due being on the waiting list, simply Waiting List cover as an optional extra.

Can someone else join your Travel Insurance policy if they’re under 60?

Yes they can.

Being on the same policy as a friend or family member also has the great benefit of mutual cancellation cover should one of you need it.

How often can you travel with over 60’s travel insurance?

With our over 60’s Annual Multi-trip Travel Insurance, you can take any number of trips during the year. Rather than needing to tell us exactly where you’ll be, you only need to select your preferred region of the cover.

However, there are restrictions on the length of time you can be away for any one trip.

Where can you travel to with AllClear’s over 60’s travel insurance?

We cover all destinations.  For a single trip policy, simply enter the name of the country you are visiting. For an annual policy, you have three regions to choose from: Europe, Worldwide excluding North America, and Worldwide including North America.

What’s the difference between single trip or annual multi-trip travel insurance for over 60’s?

It’s quite simple.

→ Single trip travel insurance: Covers you for a one-off trip on selected dates only. You can travel up to 92 days.
→ Annual multi-trip travel insurance: Allows you unlimited travel throughout the entire year! This is perfect if you’re planning on getting away a few times in the next 12 months because it’s cheaper than buying several single trip travel insurance policies.

The maximum trip duration does change between annual multi-trip policies.

As an example, you can travel up to 45 days per trip for unlimited trips with the AllClear Gold and Gold Plus annual multi-trip cover.  And if needed, you can easily extend this with additional days for only a small premium.

Which pre-existing medical conditions are not covered?

AllClear can cover ALL pre-existing medical conditions. However, travel insurance is based on an individual’s circumstance rather than the condition alone. Therefore the only way to know if you can get cover is to declare all your pre-existing medical conditions during the medical screening process.

Are there any exclusions for over 60’s travel insurance?

No, there are not.  Winter Sports is available as an Optional Extra up to the age of 76 on AllClear Gold and Gold Plus policies!

What’s more, we have a diverse list of Optional Extras available to further boost your cover, such as:

  • Travelling Companion
  • Waiting List
  • Travel Disruption
  • Golf cover

How can we help you find over 60 Travel Insurance with medical conditions?

We are an experienced Medical Travel Insurance provider. Many of our customers have pre-existing medical conditions. For most medical conditions we can provide full cover, including cancer, heart disease, and diabetes.

Author notes

By Daniel Davies, AllClear Medical and Travel Content Creator. “It’s important that our customers are given all the information they need before making their decisions. We go the extra mile, making sure customers are well informed and feel secure before they travel”

Edited by Letitia Smith, MSc, Content Manager.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.