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Home » Travel insurance » Explorer Travel Insurance

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Explorer cover overview

Explorer specialises in providing travel insurance to holidaymakers with pre-existing medical conditions.

The insurer covers for a wide range of medical conditions including, heart conditions, cancer, diabetes and stroke and offers 24-hour emergency medical assistance.

Choose from Single Trip, Annual Multi Trip, Winter Sports, Cruise and Backpacker Travel Insurance.

Single-trip and and multi-trip policies (unlimited trips up to 31 days at a time) are available across 4 levels of cover – Gold, Gold Plus, Platinum Lite and Platinum

Gold Cover

Gold is the most economical travel insurance policy offered by Explorer. It provides cover for emergency medical treatment (up to £2.5M) and for repatriation.
It also covers cancellation and lost baggage.

Benefits include:

  • Emergency medical treatment – up to £2.5M
  • Confined to a public hospital – £100
  • Cancellation – £1500
  • Annual and single-trip policies available

Gold Plus cover

Gold Plus provides higher levels of cover than Gold cover.

Benefits include

  • Cancellation – up to £2,500
  • Abandonment as a result of delays – up to £2,500
  • Missed departure – up to £750
  • Delayed departure (12 hours or more) – up to £200
  • Cancellation after a delay of over 24 hours – up to £2,500
  • Emergency medical treatment – up to £5m
  • Confined to a public hospital – £500
  • Possessions lost, stolen or damaged – up to £1,500
  • Lost or stolen cash – up to £350
  • Lost or stolen passport – up to £150
  • Held legally liable for injury or damage – up to £2m
  • Legal advice – up to £20,000
  • Natural disaster – £500
  • Worldwide cover available
  • Annual and single-trip policies available

Platinum Lite cover

A Platinum Lite policy provides additional cover compared to Gold Plus cover.

Benefits include:

  • Cancellation – up to £3,000
  • Missed departure – up to £750
  • Delayed departure (12 hours or more) – up to £200
  • Cancellation after a delay of over 24 hours – up to £3,000
  • Emergency medical treatment – up to £7m
  • Confined to a public hospital – £500
  • Possessions lost, stolen or damaged – up to £1,000
  • Lost or stolen cash – up to £350
  • Lost or stolen passport – up to £100
  • Held legally liable for injury or damage – up to £2m
  • Legal advice – up to £20,000
  • Worldwide cover available
  • Annual and single-trip policies available

Platinum cover

A Platinum policy provides additional cover compared to Platinum Lite cover.

Benefits include:

  • Cancellation – up to £5,000
  • Missed departure – up to £1000
  • Delayed departure (12 hours or more) – up to £300
  • Cancellation after a delay of over 24 hours – up to £5,000
  • Emergency medical treatment – up to £10m
  • Confined to a public hospital – £1000
  • Possessions lost, stolen or damaged – up to £2,000
  • Lost or stolen cash – up to £500
  • Lost or stolen passport – up to £150
  • Held legally liable for injury or damage – up to £2m
  • Legal advice – up to £25,000
  • Worldwide cover available
  • Annual and single-trip policies available

Optional add-ons

Winter Sports

Explorer Winter Sports Travel Insurance provides cover for skiing or snowboarding holidays.

Protection for your equipment, compensation if the piste is closed due to lack of snow and off piste activities (when accompanied by a guide or instructor) are all included.

Benefits include:

  • Up to £10 million medical expenses cover
  • 24 hour emergency assistance
  • Kids go free on family policies

What do customer reviews say?

94% of reviewers on Reviews.io recommend Explorer Travel Insurance.

They have 4588 reviews on that site.

5 Star rating for policies provided by AllClear

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

 

Published on: 27 October 2020

 

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.