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Do you need Travel Insurance for India?

India doesn’t require visitors to have travel insurance but medical treatment can be very expensive and, often in a country like India which has vast spaces void of any medical facilities, you may find yourself far from the nearest suitable hospital. You may require a long journey in a medical vehicle to the nearest location able to treat you or you may require repatriation back to the UK for treatment. Without travel medical insurance this will leave you with expensive medical costs. A simple, comprehensive travel insurance policy can take care of all medical costs and all repatriation as well as many other things, to leave you feeling secure in your holiday planning and leave you the peace of mind to enjoy the wonderful, exotic world of India and all of its discoveries.

It’s important to know why you need travel insurance and what you may need it to cover. If you have any pre-existing medical conditions then it is essential that you have cover in place should you require emergency treatment in India. Each year tens of thousands of British holiday makers travel without the right insurance to cover their specific needs, and on average a claim is made every minute by UK residents abroad. Don’t be left with a life-changing medical bill. At AllClear we can cover you for emergency medical expenses for up to £15million and we can cover all pre-existing medical conditions. We can also cover you for cancellation as well as covering your personal property and a lot more!. So get a quote today and let us cover you for your once in a lifetime holiday to India.

AllClear Comprehensive Cover for India

India is the largest land mass on the sub-continent of South Asia. Home to over 800 million registered voters, it is the world’s largest democracy and can hold claim to be one of the oldest civilisations in the world with artifacts and evidence of civilisation dating from 5,000 years ago in the Indus valley. Its history is as vast as its land and, during its colourful existence, India has undergone many cultural changes and revolutions. Invasions and conquests have provided a colourful historic journey of rule and independence. Modern India is an ever-advancing economic powerhouse and is projected to overtake China in the global economy race within 20 years. Advances in medicine, industry and cultural international integrations have all helped to make India a strong personality on the global scene and has for over 50 years been a firm favourite for British holidaymakers and travellers alike. From the megatropolis hustlings of New Delhi with its 29million+ inhabitants to the world-famous must-see landmark that is the Taj Mahal, it is impossible to include all that the beautiful country of India has to offer. In short India is another world waiting to be explored and should you decide that India is where your heart desires then let us at AllClear help you with all your travel insurance needs.

Visiting Family In India?

If you are visiting friends or family in India then you will still need a travel insurance policy. If you hold a dual-citizenship then you should be entitled to state medical care where available but the very nature of India means that the nearest state vicinity may be too far from you and you may be treated in a more specialist or private hospital out of necessity. If this happens then you will still be left with a medical bill to pay. Also you may still require repatriation back to the UK which will not be covered by state care so should also be covered by a medical insurance policy. If you are visiting family then you may not require cancellation cover as no hotels or resorts have been booked. At AllClear our policies have removable cancellation cover which means you can still have our 5-star medical protection but will not have to pay for extra cover for cancelation.

Can you be Covered for Long Stays in India?

On a Single Trip policy the limit of one single holiday can be anything upto 365 days. So if you are planning to visit India for a year or less then we can cover you for the entire duration of your visit!

Travel Restrictions when Travelling to India

Before you travel to India it is essential that you are familiar with the latest advice on travelling given by the British Government. As long as there are no restrictions in place or advice against travelling to India then we can get you covered. By frequently visiting the FCDO official travel advice for India then you will be able to ensure that you are fully informed as to your level of available cover before you travel.

All Clear Coronavirus Cover for India

We can now offer our customers enhanced Coronavirus travel insurance for medical costs and for cancellation due to a COVID-19 positive diagnosis. Providing FCDO restrictions are not in place and UK citizens are allowed to travel to India then you will have full protection for medical costs of COVID-19 and for cancellation.

All Clear Travel Tips for India

Speaking the Language in India

There are 22 official languages in India with the most common being Hindi which is spoken by more than half the population. You will find many shopkeepers and hotel workers etc who speak English but on the whole be prepared to encounter many people who will not understand English.

Religion and Culture in India

The main religion in India in Hinduism with over 30% of the population practicing devotees. The other main religion found in India is Islam and is followed by appoximately 13% of the population. The traditional greeting in India is to fold the hands, tilt the head for and pronounce “Namaste”. Women prefer not to shake hands and as a visitor you will be asked to remove all footwear homes and places of worship.

Flexible and Enhanced Cover for India

Our AllClear policies are fully flexible and have lots of optional extras to help enhance your policy to suit your individual needs. We can remove cancellation cover enabling you to take full advantage of just our 5-star medical cover. We also have a host of extras such as cruise cover, gadget cover, winter sports cover and golf cover. On our AllClear policies the excess is also removable giving you the chance to tailor your own policy bespoke to your specific needs.

At AllClear we really do get you fully covered!

How much does Travel Insurance to India cost?

We base your travel insurance costs on a number of different factors. Your age and any pre-existing medical conditions that you have will affect your premium as will the destination you are visiting and as well as the duration of your visit. Any optional extras added such as cruise cover or gadget cover will also affect the final price. Why not give us a call today for a quote. Getting a quote is easy and our friendly staff will help you through the process and keep you fully informed as to your options. Let us do all the hard work for you.

What Should a Travel Insurance Policy for India Cover?

Any pre-existing medical conditions will need to have insurance protection in place before you travel. A policy will also cover all emergency medical events that may occur during your time in India. This should include cover for any repatriation required back to the UK. Remember our AllClear policies can also cover you for the cancellation of your holiday due to medical circumstances or should you have to come home early and incur financial loss, then a policy can protect you. A policy can also cover you for any loss of personal property as well.
Look for a policy that will give you cover for:

  • Emergency medical expenses – for pre existing medical conditions and any unforeseen medical event. Repatriation back to the UK should also be included
  • Cancellation and curtailment – if medical circumstances mean you have to cancel your holiday or come home early then cancellation cover can take care of costs
  • Baggage and Personal Property – bags, luggage, passport, cash and other personal belongings can also be covered


Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or


Why Choose AllClear for Travel Insurance for India

So why choose AllClear for your travel insurance policy to India? We have over 20 years experience protecting our base of loyal, satisfied customers and have helped secure financial reimbursement for tens of thousands of British holidaymakers. Our customers rate us 4.9 on TrustPilot and we have been given many accolades and won many awards for our commitment to customer service and quality of product. Our staff are UK based, professional and friendly and we offer service with a commitment to doing the right thing! Call us today and join our ever-growing base of happy, satisfied customers on 0800 377 777!

Read AllClear Trustpilot Reviews

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.