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Travel Insurance » Worldwide Travel Insurance » New Zealand Travel Insurance

Why do you need Travel Insurance for New Zealand?

Travel Insurance for New Zealand will provide you with support and cover you experience a medical emergency while you’re away. It’ll also cover cancellation costs before you go. This type of insurance is essential for all travellers wishing to visit New Zealand.

It’s time that you travelled with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to New Zealand

If you love nature and wish to marvel at diverse landscapes and beautiful scenery, New Zealand could be the ideal destination for you. From hiking trails to waterfalls and great glacier lakes – New Zealand has it all.

While you can benefit from the reciprocal healthcare arrangement between the United Kingdom and New Zealand provided by the Accident Compensation Corporation, you should not rely on it solely. The scheme does not cover pre-existing medical conditions unless they worsen while you are there, nor does it cover repatriation. That is why comprehensive medical Travel Insurance is still essential.

Even small costs can add up; one trip to see a GP can cost NZ$80 in addition to the costs of medication and a service fee from a pharmacist. So, it’s best to be prepared.

As the UK’s No.1 for Travel Insurance2, AllClear has provided specialist medical Travel Insurance to New Zealand for over 20 years. Our policies include:  

How to choose the right level of cover for New Zealand

New Zealand is a long way away, and the last thing you need is to experience unexpected circumstances without necessary support in place. The key benefits below are worth including with the policy you choose:

Emergency medical expenses – even subsidised emergency medical treatment can be expensive. This benefit will help cover the costs should the worse happen while you’re away.

Repatriation to the UK – with some serious medical emergencies, you might need  to be medically transported to the nearest facility or back to the UK. This benefit will cover the costs.

Cancellation and Curtailment – cancellations can occur at short notice. It’s best to be prepared. Cancellation cover will help you with costs if you have to cancel or cut short your trip.

At AllClear, you can travel with confidence knowing that with our branded policies – you’ll be covered for:

  • Cancellation* and curtailment
  • Cost of repatriation 
  • Cost of emergency medical treatment 
  • Personal liability

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Tailored cover and optional extras for New Zealand

Golfing is the No.1 sport for men and No.2 for women in New Zealand, and AllClear has the additional endorsement needed if you’re planning on enjoying some golf while you’re way. Our golf cover offers loss and hire of gold equipment, loss of green fees and hole in one.

UK’s Most Trusted Travel Insurance Provider1

99%4 of customers would recommend us to family and friends…

I recently spoke to Marcia Fox…

“I recently spoke to Marcia Fox re some long-distance travel insurance to New Zealand this year; she was exceptionally professional, patient, and explained the insurance fully to me. She is a credit to the business, and to be honest with the company itself. It has been a pleasure booking my insurance via AllClear. I shall use them again for any future travel insurance I need.” – Mr Evans

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently asked questions

Can I use my Medicare in New Zealand?

Travellers will be able to receive immediate treatment, if eligible, at a subsidised price. However, this can still be expensive. Travel Insurance is therefore essential if you wish to avoid any charges in the event of a medical emergency.

How much is Travel Insurance to New Zealand?

When buying Travel Insurance,  be aware of what factors may influence the price. Age; pre-existing medical conditions; duration of the trip, and the level of cover you prefer are all attributes that affect how much your policy may cost.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on from over 14,300 independent customer reviews on 27/01/2021.

3 Based on the AllClear summer survey July 2021, 1440 respondents.

4 Based on 166 AllClear customers surveyed in April 2021.

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 24 November 2023

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.