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About the Author

Mellisa Hutchins

Travel Insurance Expert and Content Manager

Mellisa's Bio

Mellisa holds a Bachelor’s degree in Journalism from Anglia Ruskin University. She has extensive experience creating content for finance and health subjects, where accuracy and trust are essential. At AllClear Travel Insurance, Mellisa specialises in communications, making travel insurance clear and easy to understand for all.

She also manages AllClear’s social media content and supports wider company initiatives such as our charity work, helping AllClear’s resources reach as many travellers as possible.

LinkedIn profile: https://www.linkedin.com/in/mellisa-hutchins/

Real value starts with declaring your medical conditions

“Choosing the cheapest Medical Travel Insurance might feel like a smart move – but if the cover isn’t right, it could cost you far more in the long run. Real value comes from balancing price with protection. Look beyond the cost and ask what you’re really getting – medical cover, emergency help, or cancellation support. The best policy is the one that gives you peace of mind. Start by thinking about the level of protection you need and always declare your pre-existing medical conditions. That way, you can travel with confidence knowing your policy truly has you covered.”