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Comprehensive Travel Insurance for Morocco

Morocco is a year-round travel destination, whether you want some pleasant winter sun, or roasting summer vacation. With over 700,000 British visitors a year, the country is both friendly and safe, but you need to have adequate Travel Insurance to cover any unexpected occurrences.

Whether walking around the ancient streets of Marrakech or sunbathing on the sandy beaches of Agadir, finding yourself in a medical emergency in a foreign country can be daunting. Morocco doesn’t have a healthcare system like the NHS, so having medical Travel Insurance that covers any pre-existing medical conditions and unexpected treatments is essential for anyone travelling to the country.

Travel Insurance from AllClear means that you have comprehensive cover, whether that be for yourself, travel partner or family. As well as offering cover for travel disruption and lost luggage, make sure you are prepared for your holiday to Morocco.

Why do I need Travel Insurance for Morocco?

Morocco doesn’t have a reciprocal health agreement with the UK, neither does a GHIC grant you any sort of emergency treatment or reduced medical care. Pick-pocketing and other petty crimes are also common, so making sure your you have adequate Travel Insurance is integral to you being safe while on holiday.

Morocco is a safe and friendly country to visit, but always check the government’s foreign travel advice to the country when planning your trip.

If you find yourself in need of emergency medical assistance while traveling in Morocco, call 150 to request an ambulance. Be sure to alert AllClear as soon as you can so that we can begin to take action to support you.

What Is Covered with Travel Insurance to Morocco?

Travel Insurance that covers Morocco will include everything you’d expect from a good quality policy.

  • High levels of cover (at least £10 million) for medical bills in case you need treatment while in Morocco. Also, for repatriation should you need to be returned home as a result of a medical problem.

  • Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short.

  • Cover for your baggage and possessions if they are lost, damaged or stolen while you are travelling.

Make sure any planned activities are covered by your policy. Morocco’s a paradise for outdoor sports and adventure lovers with everything from scuba diving, surfing, rock-climbing, and desert camel rides. Double-check any requirements or limitations your insurer may have – many will put a maximum depth on scuba dives and ask that you’re accompanied by a professional guide.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Traveling to Morocco With Pre-Existing Medical Conditions

We cover over 1300 different medical conditions and we’re experts in medical Travel Insurance since the year 2000. So, if you have an existing medical condition, you’ll want to enjoy your travels in Morocco with the knowledge that you’re well covered by your travel insurance.

To make sure you’re covered, it’s important to disclose all pre-existing medical conditions in our easy screening process, because you could be faced with large bills if you need medical treatment while you’re on holiday as a result of a condition you haven’t told us about. We’ll ask a few questions about your conditions including the name and what treatment you’re receiving. If any.

If your insurer agrees to cover all your pre-existing conditions, you’ll be protected against the costs of your treatment and other expenses should you need to cancel or cut short your trip to Morocco because of an emergency.

Healthcare in Morocco

Morocco has public and private healthcare systems; however, the publicly funded hospitals are not up to UK standards. This makes quality Travel Insurance even more important as you’ll want to be able to access private hospitals should you need treatment.

Additionally, you should also look for an insurer with a 24/7 medical helpline. The emergency services number in Morocco is 150 and you should also contact your insurer immediately as they can help you access the right hospitals and treatment as well as making the claims process easier.

Get Online Quotes in 3 Simple Steps

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Quote Now

Tips When Visiting Morocco


The currency is Moroccan Dirham (MAD). Most major cards are accepted in the larger towns and cash machines are widely available in cities and most of the main towns.


If you’re travelling to Morocco as a tourist, you won’t need to apply for a visa if you’re staying for less than 3 months. You’ll need to get your passport stamped when you arrive as it’s required when you leave the country.

Local Customs

The FCO website offers the following guidance on the local customs in Morocco.

Alcohol is available in licensed hotels, bars and in the tourist areas, but you can be arrested for drinking alcohol anywhere else that isn’t licensed.

Sexual relations outside of marriage are prohibited and some hotels may insist you stay in separate bedrooms if you cannot produce proof of marriage. Public displays of affection are also frowned upon in some areas.

Women are subject to stricter rules regarding dress code and women may need to be covered from wrist to ankle depending on the area of Morocco and the sites you’re visiting. The simplest approach is to copy how the locals dress.


Morocco has two official languages – Arabic and Berber and many locals will speak French as well as a second language. The locals in the main cities and town will often speak a little English as well.

Why More Than 3 Million People Have Chosen AllClear

What Our Customers Say

 “Two years running excellent service”

Telephone sales staff are polite and friendly, they take time to explain the policy and list medical problems. Whilst I hope I will not have to make a claim, with this service I feel any claim will be met with efficiency and consideration.

Mrs Kathleen Burtonshaw – TrustPilot

Read AllClear Trustpilot Reviews

We hope you found our guide to Travel Insurance for Morocco helpful and enjoy your next trip!

If you would like to take us with you, click the quote now button below to compare up to 61 prices!

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Frequently Asked Questions About Morocco Travel Insurance

When does the cover begin?

Full benefits begin on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this cover begins as soon as you buy your policy. For this reason, it’s important to buy your Travel Insurance as early as possible – or as soon as you have your trip booked. You can book a single trip policy up to 12 months in advance of your holiday.

What is the age limit on Morocco Travel Insurance policy?

We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. During your quote, you’ll only be shown quotes which can cover your age category.

What’s the maximum trip length on a single trip Travel Insurance policy?

Allowed trip lengths vary between policies, however, the maximum you can get for a single trip quote online is for up to 92 days. 

Is it best to buy a single or an annual multi-trip policy?

Whether buying a single or annual multi-trip policy is best for you, it depends on how often you intend to travel during the next 12 months.  If you are going on holiday multiple times throughout the year, an annual policy could work out better value for you.

With an annual multi-trip policy you can travel as many times as you like throughout the period of your insurance. There are, however, limits on the number of days you can be away for any one trip; which for some providers also depends upon your age.

What is your ‘Before you Buy’ checklist?

Are my personal possessions covered?
Check the baggage cover limits.
Will you be carrying a relatively large amount of foreign currency?
Check the personal property cover offered and specifically cover limits for cash.
Will you be taking part in winter sports?
If you are taking part in winter sports make sure you have paid the additional premium to ensure you are covered.
Are you covered if you need to cancel?
Check the cancellation cover is sufficient to cover the cost of your holiday. Remember you may also be required to pay an excess in the event of you having to cancel your trip and make a claim.

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 2 September 2022

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.